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Can I use cumulative deposits for the 65k monthly requirement for visa renewal in Thailand?

Thai Visa Requirements 65k Monthly Deposit Visa Renewal Immigration Rules Expats in Thailand Bank Transfers in Thailand Pensions and Social Security Financial Documentation for Visa

Aug 12, 2025

2 days ago

Mary ********

ORIGINAL POSTER

When using means testing for renewal does the 65k have to be a single deposit per month or can it be cumulative?  Pension, investment, social security all have different dispersal dates.  Do I wait and do it all at once or can I set up automatic payments from each source.

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TLDR : Answer Summary

For visa renewal in Thailand, the cumulative deposits can count toward the 65,000 baht monthly requirement as long as the total meets or exceeds that amount within the month. Different sources of income, such as pensions and investments, can have varying deposit dates. Some expats recommend keeping the process simple by making a single, lump-sum transfer each month to avoid complications with immigration. However, others have reported success with multiple transfers if the total is adequately documented. It's crucial to ensure clarity and provide necessary bank statements or letters to immigration to verify the deposits.

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Russell ********

Paet of the trick is to make it clear and obvious for Immigration, so I'd wait until your final monthly payment is in place and have one single standing order to capture the full amount then

2 days ago

Steve ***********

I deposit the required amount during each calendar month but with no pattern at all in terms of amounts or number of transfers.

On request KBank give me a 12 month printout showing all the international transfers into my account.

This has always been acceptable to Chiang Mai Immigration.

2 days ago

Colin *****************

I receive 2 4-weekly pension payments directly onto my Thai bank account. The second comes in about a week after the first. This has never been a problem with immigration when extending my visa.

Immigration did, however, raise an eyebrow when I had to arrange a third transfer of few extra baht after Liz Truss crashed Sterling 2 years ago, but I got away with it as it was only for a couple of months.

2 days ago

James ********

Suggest you KEEP IT SIMPLE...

Do your monthly transfer of 65,000 Thai baht or more in a lump sum.

While it may be possible for several monthly deposits, your Thai Immigration office may not be happy with the added work in seeing you meet the deposit requirements, but your Thai bank may not be able to prepare the needed verification letter you obtain from them to submit with your application for the one year extension of stay as retired.

Question : are you ALREADY on a one Year extension based on retirement? Or are you planning to apply for it inside Thailand?

What is your passport nation?

2 days ago

Peter *******

I use HH immigration never a problem with multiple transfers as long as the total is 65k+ per month. I do make it easy for them by doing a seperate sheet listing all transfers and highlighting the transfers in the bank statements.

2 days ago

James ********

@Peter ******

that's nice of them. Many Thai Immigration Offices want to see a letter from the Thai bank showing the monthly balances for the prior 12 months. So... having multiple deposits may not be a problem. Thanks for your helpful reply

🤗

2 days ago

Reply to

James ********

Pete *******

I guess it’s down to the interpretation of your local immigration office.

2 days ago

Luciano ***********

They can be different dates along as it totals minimum

*****

a month minimum. You may want to send it all from one account for less transaction fees

2 days ago

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