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Can I temporarily reduce my bank balance after getting a Non-O visa extension in Thailand?

Non-O Visa Visa Extension Thai Immigration Laws Financial Requirements for Visa Expat Experiences in Thailand Parent of Thai Child Visa

Petrov ********

Petrov ********

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asked Apr 6, 2026

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Hi everyone,

I have a question from a practical point of view. I understand that legally I am allowed to do this, but I would like to hear real experiences.

I recently received a 12-month extension of stay based on being a parent of a Thai child (Non-O visa). For the financial requirement, I have the 400,000 THB in a Thai bank account.

My question is: will there be any issue with my next extension if I temporarily reduce the balance during the year and then restore it at least three months before applying again, as stated in the immigration rules? Or is it safer in practice to keep the full 400,000 THB untouched the entire time?

Has anyone here done this successfully, either with a marriage extension or a parent-of-Thai-child extension?

I would really appreciate any recent experiences. Thanks!

Answer summary

The user is seeking advice on whether it is safe to temporarily lower the 400,000 THB balance in their bank account, which is required for their Non-O visa extension as a parent of a Thai child, and restore it three months before their next application. Several comments confirm that as long as the amount is in the account for at least two months before applying for the next extension, the user can manage their finances more flexibly without maintaining the full balance all year.

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Ian **********

Ian **********

My 400k marriage extension money is in the bank 2 months before and while my application is under consideration one month after. That is all. Extensions based on retirement have different rules.

0

Cris ******

Cris ******

I do the bare minimum for this. Keep it in for the 2 months then either end up spending it or taking it out right after i get the visa. Having 400k or 800k for retirement just sit in an account here is such a waste.

1

Roger **********

Roger **********

I have 3 bank accounts, and a retirement visa. One of those bank accounts, iswith LH Bank, in which I have over the required amount there, and gaining interest, although only small at just over 1%, depending on my decision every few months. They will update my Bank Book, and provide me with the letter I require, on the day I go to immigration to extend my Visa. The fact of having the 400 or 800k and decision on a visa, in finance terms, depends on if you have a big enough income source from elsewhere to live on in Thailand. At least that "dead" money, can be used at a later date. as Petrov is considering, and I have done also, when cash flow is tempoarily disrupted, is a good thing to have.

0

Angelo ***********

Angelo ***********

Cris Murl Waste of what? We live in a low interest economy since a decade. And in Thailand you actually get interests ....

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Fabian *****************

Fabian *****************

Angelo Schneider a valid point, but still, inflation, inflation expectations on the rise. If inflation > 2%, and interest rate 1,5%, I would consume and have more stock of non perishables or invest in in energy saving messieurs. But 1,5% still better than my home bank though.

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Cris ******

Cris ******

Angelo Schneider uh what. The average interest you will get in Thailand is about 0.2% even an average savings account. You could invest that in a very low risk investment and make at least 3-4%

1

Scott *******

Scott *******

A good question. Can I suggest after you get this visa, that you do the 65k a month into a Thai bank account. That way it releases your dead money sitting in the bank to spend.

2

Adam ******

Adam ******

Only 40k a month for the marriage extension.

2

Graham ******

Graham ******

Adam Thom or "dead money" for only 2 months per year

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Scott *******

Scott *******

Correct, correct. Just a suggestion 🙏🏻

0

Steve *******

Steve *******

No problem, there's no requirement to keep your 400k in the bank, just make sure it's in your bank for 2 months before you apply for next years extention of stay

1

Robin ********

Robin ********

Steve Greir thought it was 3 months ?

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Steve *******

Steve *******

Robin Bailey Nope. 2 months

1

Marianne ********

Marianne ********

Robin Bailey Nope. 2 months before and 3 months after for retirement.

2 months before and no requirement for after for Thai family.

3

Graham ******

Graham ******

You only need the 400k seasoned prior to your application, after it is inked in you are free to do whatever you wish until your next application date approaches

2

Ralph *******

Ralph *******

Graham Seal Do they not have the same restriction that applies to the 800k balances, in that it mustn’t drop below 50%?

0

Marianne ********

Marianne ********

Ralph Tyson No, this does not apply for extensions of stay based on having Thai family.

Needs to be 400 000 in the Thai bank 2 months before, and then after you get the stamp after your consideration period ( maybe even before, not sure ), you can take do whatever you want with it.

1

Graham ******

Graham ******

Marianne Holmen correct

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