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Answered5 months ago

Can I split my time between the US and Thailand with a retirement visa and travel freely?

Thomas *******
asked Jun 10, 2026
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I am a 62 year old American with a comfortable government pension and investment income. I meet the income requirement for a retirement visa.

If I get a Thai retirement visa, can I split time between the US and Thailand?

For example, can I spend six months in Thailand, six months in the US?

Can I travel abroad freely from Thailand without concern about how long I will be out of country?
Answer summary
Yes, as a holder of a Thai retirement visa (Non-O), you can split your time between the US and Thailand, spending six months in each country. Once you obtain your retirement extension, there is no minimum stay requirement in Thailand. You can also travel freely outside of Thailand; however, to maintain your visa extension, you must return to Thailand to apply for your next extension before the current one expires. A re-entry permit is required to keep your extension valid while you are outside the country. Community members suggest considering a multi-entry tourist visa if you plan on spending limited time in Thailand.
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Kerry *********
Kerry *********
There is no minimum amount of time that you'd be required tp be in Thailand but if youre going to be on a retirrmrnt visa you will need to make a personal appearance at a Thai immigration office for each of your annual extensions of stay.
ImTheJesusC************
ImTheJesusC************
Stay away, MAGA W ⚓️
Danno ******
Danno ******
Don't forget the "Big Beautiful Bill" that requires us to pay a remittance tax of 1% for any money that is transferred out of the United States. We can always expect that any bill that comes out of Washington these days with a title that actually sounds nice... you know that you're going to get screwed! 🤔
Greg ***********
Greg ***********
Let's not forget, that as a U.S. citizen, for the first application to the 12-months extension of the stay permit based on retirement, he needs a minimum of 800,000 THB in his Thai bank account, and on the day he applies on Immigration for the extension, he needs a bank letter which confirms that the deposit has been in his account since 2 months.

For this 1-year extended stay permit, he can buy either a single re-entry permit for 1000 THB, or if he plans to exit and re-enter Thailand more often than three times during the one-year extended stay permit, he is better off with a multi re-entry permit for 3800 Baht.
Kenneth *********
Kenneth *********
You're not a prisoner, I assume.
Michael ********
Michael ********
There is always the Thailand privilege Visa scheme. $20k for a 5 year gold visa $40k to include family. It is for wealthy pensioners. No requirement to keep 800baht in Thai bank. 90 day reporting. Come and go as often as you like.
Tim *****
Tim *****
One constraint is that you must be in country at approximately the same time each year to renew that yearly Visa extension. If you miss that time period then your visa is automatically revoked as I understand
Greg ***********
Greg ***********
Tim Dee there is nothing such as a "visa extension". The visa became invalid when he entered Thailand on it, so it cannot get "extended". . . . The only thing that gets extended is the 1-year stay permit. So, if he misses the date to apply for the next 1-year extension of the stay permit, it is not the "visa" that gets revoked, but the stay permit
Tom *********
Tom *********
Yes the 0 visa with an extension gives you one year annually. Multi re-entry currently 3,800 baht allows you to leave and re-entrer as many times as you want. You can do individual re-entry one time for 1,000 baht per re-entry. So unless you are going to re-enter 4 or more times you do the individual ones.
Jeffrey *****
Jeffrey *****
Depending on the visa you get, you'll need a re-entry stamp to get back into Thailand everytime you leave. A single re-entry will cost you 1,000 baht and multiple is 3,600 baht which I believe covers one year. You can get your stamp at immigration or at the airport.
Greg ***********
Greg ***********
Jeffrey Lee a multi re-entry permit is 3800 Baht, and it just covers the entire period of the 1-year extension of stay he buys it for.
Jeffrey *****
Jeffrey *****
Greg Alexander i said 1 year. Sorry for the 200 baht mistake
Curt ********
Curt ********
Yes to all your questions. Enjoy your retirement. One caveat: don’t be out of the country when you’re extension expires or you’ll have to start the visa process all over again.
Todd ********
Todd ********
Travel as often as you want…with a multi entry visa attached to the retirement extensions. Your main concern will be to time your extention renewal while in Thailand (cant be done in USA)
Giorgio ******
Giorgio ******
"yes you can "
Mirco *********
Mirco *********
You’re only going to spend six months a year here, get a six months, multi entry tourist visa? Save yourself the headache.
Paula ********
Paula ********
Non Immigrant O-A - Multiple entries (although the Non O timing it as suggested above works as well)

Financial evidence showing monthly income of at least 65,000 THB ($1,973.11)

OR

having the current balance of at least 800,000 THB ($24,293.96) (e.g., bank statements from any banks for the last three months, or proof of earnings)

****************************
Greg ***********
Greg ***********
Paula Ransom there are too many requirements for the O/A Visa . . . mandatory one-year health insurance, police report, medical checkup, and the only advantage being that he can keep the 800,000 THB financial proof in his home bank account. He intends to stay in Thailand just close to 6 months, for this purpose, the Non-O/A visa is a bad choice
James *********
James *********
Yes, you can.

That is what I do.
Mike *************
Mike *************
*If you're going to use the one year retirement visa option (Non-O is best) then time your entry ahead of time. On entry you'll have 90 days and then you'll get your one year extension after 90 days. That date will be your annual renewal date so make sure it aligns with when you know you'll be in Thailand.
Greg ***********
Greg ***********
Mike Deslauriers There is nothing such as a “one year retirement visa” unless you confuse it with the 1-year Non-Imm-O/A Longstay Visa.

The 90-days single entry Non-Imm-O Retirement Visa is the real “retirement visa”.

You do NOT buy a multi re-entry permit for the 90 days stay permit you get stamped when you enter Thailand on this visa.

You buy the multi re-entry permit for the “1-year Extension of the Stay Permit Based on Retirement”, once you got it issued.

The 1-year extension is NOT a "retirement visa", it is what the stamp in the passport says: a 1-year extended stay permit.

You better don’t forget to tell him, that for the 12-months extension of the stay permit based on retirement, he needs a minimum of 800,000 THB in his Thai bank account, and on the day he applies on Immigration for the extension, he needs a bank letter which confirms that the deposit has been in his account since 2 months.
Thomas *******
Thomas *******
OP
Mike Deslauriers

Thank you Mike. That is very helpful.
Gregor **********
Gregor **********
Thomas Keene that guy Mike Deslauriers totally forgot to tell you that you need to get a Thai bank account opened and transfer a minimum of 800,000 THB into it because for the application to the annual 1-year extension of the stay permit, that money must have been sitting in your Thai bank account for a minimum of 2 months, and for Immigration you need the bank letter that confirms it. Send my greeting to Mike Deslauriers, but please tell him to keep with the FULL story
Jasmine *********
Jasmine *********
Have you looked into the Thailand elite visa program? Its what im doing when im ready to be a snow bird 🐦 you can do multiple entries and they do all of it for you even make the airport a breeze
Tomas *******
Tomas *******
You can come and go with a multiple re-entry permit which is valid while your EOS is valid. You have to be in Thailand for the EOS once a year. Otherwise they will cancel the extension
Tony *********
Tony *********
You’re only going to spend six months a year here, get a six months, multi entry tourist visa? Save yourself the headache.
BC ********
BC ********
Tony Iddiols I definitely disagree. I would say that non-O retirement and definitely the LTR-WP is better and a lot less hassle than a yearly METV.

The METV is a tourist visa, with its limitations.

Non-O is a genuine long time visa, and extending yearly is just an easy routine.

With the LTR-WP no need for a yearly extension. Just a 5 year original visa application and then a 5 year extension. Rinse and repeat.
Paul ******************
Paul ******************
BC Farang if the LTR-WP is beyond budget then isn't the METV easier?

What about depositing and keeping money in a Thai bank? Also, some people feel 90 day reporting is an inconvenience.
Karl *****
Karl *****
BC Farang Yep. There are many things I can do with my LTR visa. Open a bank account by myself at any bank no hassle, buy a new vehicle with ownership in my name (Green and Blue book), get an Usufruct, build/buy a house and own myself (yellow book), building permit for the house, Thai driver's license. All of these required me to show proof of my LTR.
Tony *********
Tony *********
BC Farang I agree, and have the Non O, but if he’s only gets 6 months, it sounds like he wants to test the waters first?

It’s either to switch whilst in his home country
David ******
David ******
Non O then extension add multiple entry 3800 baht to extension.
Michael *******
Michael *******
I have a Thai wife Visa with multiple reentry stamp, annual renewal of stay…travel beck and forth whenever it suits me…
Greg ***********
Greg ***********
Michael Clark no, you do not have a "Thai wife visa".

You have a "one-year extended stay permit based on being married to a Thai wife".

For this one-year extended stay permit, you bought a multi re-entry permit.

The 1-year extension is NOT a visa. It is what the stamp in the passport says: a 1-year extension of the stay permit.
Michael *******
Michael *******
Greg Alexander hope that makes you feel better today. Thanks for correcting my use of the English language….
Paddy *****
Paddy *****
Best is Non O, you don’t need proof of insurance. Time you first entry so your renewal of extension will be 15 months after to the season you want to be here. Get your Thai bank account so you can make small online payments. Don’t stay over 179 days to avoid unnecessary tax reporting. If you fail to renew your retirement stay. You can do a new 90 days Non O again.

PS all Thai investments available to small foreign investors are shit. You can do much better on a true open market.
Greg ***********
Greg ***********
Paddy Kan you forgot to tell him, that for the 12-months extension of the stay permit based on retirement, he needs a minimum of 800,000 THB in his Thai bank account, and on the day he applies on Immigration for the extension, he needs a bank letter which confirms that the deposit has been in his account since 2 months
Simon *******
Simon *******
Retirement visas come under different names most get a 90 day non O then extend for 12 months the 12 month extension can be renewed every you ,you can leave when ever you want but net to get a re-entry permit at the airport ,if you plan on leaving more than 3 time a year there is a multiple entry permit that can be purchased
Greg ***********
Greg ***********
Simon Adams The 90-days single entry Non-Imm-O Retirement Visa is the real “retirement visa”.

You do NOT buy a multi re-entry permit for the 90 days stay permit you get stamped when you enter Thailand on this visa.

You buy the multi re-entry permit for the “1-year Extension of the Stay Permit Based on Retirement”, once you got it issued.

The 1-year extension is NOT a "retirement visa", it is what the stamp in the passport says: a 1-year extended stay permit
Simon *******
Simon *******
Greg Alexander I am sorry I never said the Non O wasn't a retirement visa,confused!

I think I said the same but not in as much explanation I fo apologise if I confused you.
Michael *************
Michael *************
Multi entry non o is the way to go….see it you like the situation before you commit more money to ltr 10 year.
Greg ***********
Greg ***********
Michael P. Gillett there is no more multi entry NOn-Imm-O Visa anymore since October 2023. The only Non-Imm-O Visa you can get is the 90-days single entry Non-Imm-O Retirement Visa. . . . You do NOT buy a multi re-entry permit for these 90 days. You buy the multi re-entry permit for the 1-year Extension of the Stay Permit Based on Retirement. The 1-year extension is NOT a "retirement visa", it is what the stamp in the passport says: a 1-year extended stay permit
Dca *****
Dca *****
Do have at least $80k Dollars/year in Annual income from your Pensions and other Passive income??

Then, perhaps consider the LTR–P Visa (Wealthy Pensioner)
Christopher ******
Christopher ******
Dca Dca this is the best. No tax on foreign income.
Dca *****
Dca *****
Christopher Frey
Jim *********
Jim *********
I've had either a retirement or marriage visa for 20 years now. I have a house in Rawai and another in the Monterey Bay area of California. My wife has a Green Card and she can't be out of the US more than 179 days without having to be interviewed as to why they should admit her. If I stay in Thailand more than 179 days now, I have to file Thai income taxes. I may have to do that for for this year. The tax law was just introduced two years ago I believe. Thailand has a dual taxation treaty with the US and I don't think I would owe, but I would have to file the long form.

Yes, you have to be concerned about how long you are out of Thailand. You need to be back to extend your permission to stay. Some offices allow 45 days beofre your expiration date, most others 30 days maximum. But you can always just get another non immigrant O visa in the US before you come or once you have a bank account here you can change visa type from exempt tourist entry to a non immigrant O, then intend your permission to stay again. I did that again this year after being stuck in the US for 20 months.
Craig ************
Craig ************
Jim McGowan if you've been married long enough, I think it's 3 years, she can apply for US citizenship. A lot of Thai's think they can't have disk citizenship, but that changed back in 1992. Once she becomes a dual citizen, you won't have to worry about that. Food for thought. My wife put it off for a long time, because she thought she'd have to give up her Thai citizenship. Now that she's a dual citizen, it's much easier.
Jim *********
Jim *********
Craig E Gregory I am well aware. Her English reading and writing skills are still not where she would like them to be in order to pass the test that has been made more difficult recently.
Lou *********
Lou *********
Are you honestly asking that if you hold a valid retirement visa in the kingdom of Thailand then will the kingdom of Thailand allow you to leave the country and return as often as you please? If so, I must ask: what kind of job did you do in the US that provided the funds for someone of such low intellect to save 800k baht? Oh, you inherited, eh?
Teddee ********
Teddee ********
@Lou ********
well aren't you a bitter lil nugget.
John ******************
John ******************
Lou , you are a dope . Stay away if you can not be civil
Paula ********
Paula ********
@Lou ********
Really? Are you having a bad day or are you always like this?
Thomas *******
Thomas *******
OP
@Lou ********
You’re a grumpy old man who springs out like a trap door spider to try to insult strangers.

Is it because your forlorn life is full of envy or because your dream of being a passable musician is well beyond your talent level?
Mel ******
Mel ******
@Lou ********
it is a valid question. I had a d7 retirement visa for portugal. But one of the requirements is that I had to be physically in Portugal 8 months every calendar year. I moved to Thailand because nonO suited my wanderlust better.
Lou *********
Lou *********
Mel Akey yeah we're talking about Thailand, not Portugal so...
Melissa *********
Melissa *********
@Lou ********
many people research multiple countries at the same time before they make the move. Every country has different visa rules and it is great that the original poster is considering the fact that every country has different rules rather than assuming they know all the nuances.
Paddy *****
Paddy *****
Mel Akey his intellect won’t let him think outside his box. 😂
Marty *********
Marty *********
I guess another way to answer is that there is no yearly minimum stay requirement other than to be here for your 1 year extension application.
Paul ***********
Paul ***********
I hope I can help though I'm not an expert. Possibly better than some replies. If yo say you have plenty of funds. DON'T TELL MANY PEOPLE. There are 10 year visas available for people with business connection/ wealthy. Look at a 10 year LTR. Hopefully this is OK.
Shawn ********
Shawn ********
Travel as much as you want. Buy the Single or multiple re-entry, come and go as you please, need to be in country prior to renewal and proof of the funds in a Thai bank for a period of time prior to renewal of visa.
Tom **********
Tom **********
Check out the LTR-WP. Has the multiple re-entry benefit and many other benefits.
Jorge ****
Jorge ****
No time residency requirement once you get your extension of stay, but if you want to get another extension, you must be here and apply before the current one expires. With a multiple re-entry permit, you can exit the country and return daily... no limits.
Charoen *******
Charoen *******
You are not going to prison
Steven *******
Steven *******
Yes just get multiple re entries on youre retirement visa
Greg ***********
Greg ***********
Steven Jones you should watch your wording. For a newbie your wording is pretty misleading.

The 90-days single entry Non-Imm-O Retirement Visa is the real “retirement visa”.

You do NOT buy a multi re-entry permit for the visa, and you don't buy a re-entry permit for the 90 days stay permit you get stamped when you enter Thailand on this visa.

You buy the 3800 THB multi re-entry permit for the “1-year Extension of the Stay Permit Based on Retirement”, once you got it issued.

The 1-year extension is NOT a "retirement visa", it is what the stamp in the passport says: a 1-year extended stay permit.

You better don’t forget to tell him, that as a U.S. citizen, for the first 12-months extension of the stay permit based on retirement, he needs a minimum of 800,000 THB in his Thai bank account, and on the day he applies on Immigration for the extension, he needs a bank letter which confirms that the deposit has been in his account since 2 months.
Steven *******
Steven *******
Greg Alexander 🤣oh ok Karen.
Patricia **************
Patricia **************
Steven Jones 'You better' go fix your wording before you get sent to the principal's office😔😅 On another note, he's right, but his delivery is Karenish. Have a good day/night😁.
Jim *********
Jim *********
Steven Jones multi reentry visa cost little over $100 per year. You can add that to your visa non o extension and you can come and go as many times as you like
Greg ***********
Greg ***********
@Jim ********
the "retirement visa" is the 90-days Non-Imm-O Retirement Visa. You do NOT buy a multi re-entry permit for these 90 days. You buy the multi re-entry permit for the 1-year Extension of the Stay Permit Based on Retirement. The 1-year extension is NOT a "retirement visa", it is what the stamp in the passport says: a 1-year extended stay permit
Jim *********
Jim *********
Greg Alexander yes I said he could add to extension
Steven *******
Steven *******
@Jim ********
didn't know that ? Lol 😆

Lots of things I don't know ty .
Steven *******
Steven *******
@James ************
I do know that one mate .. have a home in Hua Hin.. 555 my wife's house 🏠.. be well brother
James *************
James *************
Steven Jones. FYI

In Thailand LOL

😆 is 555

🤣🤣🤣
Graham ******
Graham ******
Yes of course, you just need to be in Thailand using a re-entry permit when your extension application is due
Brandon ************
Brandon ************
Your income isn't all that relevant. You can use income to apply for the initial 90-day visa from the Thai embassy, but it won't do anything for you once you arrive in Thailand.

There are only 2 ways to apply for the first 1-year extension from immigration, and that is with embassy certified income (which the US embassy does not do) or proof of 800,000 baht in your Thai bank account. So if you want to apply for the 1-year extension, you need to deposit 800,000 in a Thai bank account.

Once you are on the 1-year extension, there is no requirement to stay in Thailand for any amount of time. You can get the extension, leave and return after 363 days to apply for your next extension. The only restriction is that you have to purchase a re-entry permit to keep your extension alive when you leave, and you have to be back in time to apply for the next extension.

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