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Answered6 months ago

What is the best visa option for retirees who want to spend 5 months in Thailand each year?

Karma *******
asked May 3, 2026
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Hi everyone

We are a couple retirees willing to retire in Thailand for 5months stay in Thailand 7months in uk.best visa required
Answer summary
A couple of retirees seeking to spend 5 months in Thailand and 7 months in the UK are recommended to consider a Non-O Visa or a retirement visa, particularly if they are over 50. The Non-O Visa allows for a 90-day stay initially, with options for extensions. The retirement visa, which requires proof of funds (800,000 THB in a bank), is also optimal for long-term stays. Comments suggest careful planning around re-entry permits and border runs to maintain their visa status while enjoying their retirement in Thailand.
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Dave *********
Dave *********
Would it be possible to just get a 5 month tourist visa from uk e visa site
Graham ******
Graham ******
Get a Non-O to give you 90 days on entry and just before the 90 days is up visit somewhere nearby for a week then return and get a visa exempt entry which is currently 60 days but if it reverts to 30 you can still get a 30 day extension so you get your 5 months in Thailand every year
Jimmy ******
Jimmy ******
I own 3 houses in hua hin i am a uk citizen, does that change change the kind of visa I need if I want to retire to Thailand
Stuart ***********
Stuart ***********
Ralph *******
Ralph *******
METV. But, if you’re looking to retire in Thailand, with that pattern of 5 months Thailand and 7 months in the UK then a non O retirement visa, with a one year extension of stay may be better. You get a re-entry permit before leaving - I’m not sure how long the re-entry permit is valid for, though.
Stuart ***********
Stuart ***********
Ralph Tyson the re-entry permit is valid for the period of the visa/extension, so they need to return before their extension of stay ends.
Ralph *******
Ralph *******
Stuart Chiverton Thank you. I suspected that would be the case. Timing is crucial then.
Stuart ***********
Stuart ***********
Ralph Tyson absolutely Ralph and I would return a week or so earlier to ensure there was enough time to get the extension again.
Andrew **************
Andrew **************
You're only able to stay, if the Thais approve your credentials. There's nothing willing about it.

You can find the requirements set by the Thais on their immigration website. I'd personally spend some time here first, see if it meets your expectations and you're able to adapt to Thailand.
Mick *********
Mick *********
Depending on your finances have a look at the elite visa (might be called privilege visa now) it’s pricy and you don’t get the money back but it looks ideal for those wanting to come and go. Valid for 5 - 20 years depending on which option you choose. I understand there are other benefits such as discounts, travel to and from airport, lounge access and express immigration. I’m ona retirement visa which suits me as I’m staying long term but have a look at the elite privilege option. Costly but handle free.
Dave *******
Dave *******
Here is how the math works to get roughly 270 days out of a single METV:

Phase Action Stay Duration Total Stay

Entry 1 Enter Thailand on Day 1. 60 Days 60 Days

Extension 1 Extend at local immigration (1,900 THB). +30 Days 90 Days

Border Run 1 Leave and re-enter Thailand. 60 Days 150 Days

Extension 2 Extend at local immigration (1,900 THB). +30 Days 180 Days

Entry 3 CRITICAL: Re-enter just before the visa expires. 60 Days 240 Days

Final Ext. Extend this last entry at immigration. +30 Days 270 Days
Galenus ******
Galenus ******
Dave Allen yeah, can do. But with a lot of troubles. Easier and more relaxing is a retirement visa for the whole year. Same price and hassle free.
Dave *******
Dave *******
Galenus Gold some people cant put
*****
uk or
*****
0 thai in a bank account its not very difficult to do and no worries only costs 175 quid big difference to £
*****
🤣
Alan **********
Alan **********
Since you're looking to "retire" to Thailand, why not do what
@John *********
suggested ? GET your retirement visa and, when LEAVING, get a "re-entry permit" and come back on your own schedule.

The thing you have to be careful about is the dates, since you MUST use the "re-entry permit" BEFORE your (1-year retirement) "extension of stay" expires, otherwise you'd have to go through the entire retirement visa process again.

e.g., You come in on your Non-O, or Non-OA, and go through the process of getting your 1-year (retiree) "permission to stay".

It begins (e.g.) May 15. You stay for 5 months, til Oct 15, then get your RE-ENTRY PERMIT as you're leaving for 7 months.

That re-entry permit MUST be used by May 15th of the following year (the end of your 1-year (retirement) "permission to stay", to keep your retirement "cycle" intact.

So there is a little bit of scheduling you must be aware of.
Karma *******
Karma *******
OP
Alan Rothwell is rentery permit done at airport or local immigration office
Stuart ***********
Stuart ***********
Karma Bella you can get it at either, but it's easiest and safest to get it at the immigration office at the same time you apply for your 12 month extension. I applied for mine this way at the same time as my extension and received both within 30 minutes.
Graham ******
Graham ******
Karma Bella either
Alan **********
Alan **********
Karma Bella Have never done one myself, but I believe it can be done at your local immigration office or at a MAJOR airport like BKK or DMG (maybe others as well).

Perhaps someone more knowledgeable can chime in here.
Simon *******
Simon *******
I don't know if you have been to before,but my experience is usually people come to stay a short time and stay long time .

Plan to stay longer a non O with a 12month extension would probably be best .Due to FB when you look at this option it might seem wrong for you but when you get here you will find there are ways around to 800,000bht needed
Terry ***************
Terry ***************
Apply for a 90 day non O online, enter Thailand, after 90 days stay, treat yourself to another location, a few days in Singapore, Kuala Lumpur etc, return to Thailand and receive 60 days visa exemption… that’s your best option as it stands.
Paul *******
Paul *******
Terry Bill McGinty I don't think you have to leave the country if you get a non o visa. Just go to immigration for 60 days extension. I stay 120 days each year in Thailand
Graham ******
Graham ******
Paul Fiore The only 60 day extension available to someone on a Non-O is the Visit Thai Family extension but that does not apply to the OP by the sound of it
Terry ***************
Terry ***************
Paul Fiore yes they could do a same day border run, but yeah after 90 days in Thailand a wee break to another environment for a few days would be refreshing hence why I commented ‘treat yourself’
Paul *******
Paul *******
Terry Bill McGinty I've done the Laos and Vietnam trips but I'd rather not have to. Loved DaNang, Vietnam and VanVang, Laos
John ********
John ********
I stay 6 months uk, 6 months thailand, non imm O is best option if over 50, or non imm OA is also and option
Len *****
Len *****
John Fitton six months in both countries don’t sell your uk house.
John *********
John *********
John Fitton How long do you get with the non 0 ?
John ********
John ********
John Doughty initially from overseas, 90 days during which time you have to open a thai bank account and deposit 800,000 baht. After the 3 months you do annual extensions at 1900 baht a year cost. The 800k can drop to 400k for some months but before and after the extension renewal must be back at 800k. You can do annual extensions indefinitely and can stay upto your next annual extension or shorter. The OA has different rules, can get 2 years from the initial visa and then annual extensions also requiring 800k baht. The downside to the OA are things like a medical and police report required and significant authoirsed medical insurance.
Jay *******
Jay *******
John Doughty the non o is 90 days but you can then apply for a 1 year extension of stay.
Jim *********
Jim *********
We stay in Thailand a bit over 5 months a year since my Thai wife has a US Green Card and if she stay out of the USA more than 179 days, they put her in a room and interview her as to why she should be admitted when she isn't staying in the US most of the year... I have had a retirement or marriage visa for 20 years. I just changed from a tourist visa exempt entry in January to a non immigrant O in February and got my one year permission to stay a bit over a week ago. I have to keep money in my account by law, so I do. I have a house car, motorcycles, family here so I do what I have to to live our lives and follow the laws of the countries we live in. PIA...
Chris *******
Chris *******
Why Thailand when they demand so much and change things constantly v others ?
Terry ***************
Terry ***************
Chris White they haven’t changed anything in 26 years that I know of ffs
Chris *******
Chris *******
Terry Bill McGinty

They talk about it constantly and the banking sure has

Sheep giving their money to a 34 x coup country
Simon *******
Simon *******
Terry Bill McGinty just ignore these fan room farangs Terry. experience over everything in Thailand forget the fella that's lived there over 20 years some of these people in the forum probably wasn't even born then
Chris *******
Chris *******
Terry Bill McGinty

So things have changed

Good luck to you out there
Chris *******
Chris *******
Rocky Khonkaen

Ummm YES we have banks and many of them

What the fuck are you talking about ?
Terry ***************
Terry ***************
Chris White only the banks have changed the rules, the immigration system hasn’t changed since 2000 when I first arrived
Rocky **********
Rocky **********
Chris White y think ur country is not corrupt. Do u still have bank offices in ur country? My verry kess
Marianne ********
Marianne ********
Chris White No actual constant changes though, just a lot of hyperbole from media and people based on rumours.

Retirement visas have stayed the same for decades.

What does change slightly is the required supporting documents and what the different Immigration Offices want to see.

Some wants to see rental agreements, others not.

Some want 2 witnesses if you're married to a Thai and base your extension of stay on that.

How long validity the different offices consider each supporting document to have.

Stuff like that do change and vary depending on office. And that is annoying.

But the actual requirements for the Visa has not actually changed in decades.
Chris *******
Chris *******
Marianne Holmen

It has the same effect and that's not including the banking issues with so many having their funds locked etc

Why people think Thailand is paradise and bow to such demands is beyond me
Lynnette *******
Lynnette *******
Chris White off you go. Toodle-oo
Marianne ********
Marianne ********
Chris White Because the demands are inconvenient at worst, if you're not able to deal with some inconvenience it might be better if you just stay at home. :P
Jim *********
Jim *********
Chris White the retirement extension of permission to stay has been the same forever. The only thing that has changed is that they no longer accept affidavits from embassies who won't verify your income, which is understandable. Before you could just make up a number and swear to it.
John **********
John **********
A retirement visa would be the ideal assuming you are over 50, and is really the only option that would allow you to spend an uninterrupted 5 months in Thailand every year. A Multiple Entry Tourist Visa (METV) is good for 6 months but you only get stamped in for 60 which you can extend once by 30 days and then must leave Thailand cross a border and return, and you may not get one year in year out
Rock ********
Rock ********
@John *********
is there any reason why they couldn't do 2 consecutive 90 non o visas , getting the second one from for example Vientiane?
Nita **********
Nita **********
Rock Theape You can try, but it’s not guaranteed. Consulates sometimes get cautious if they see back-to-back long stays, especially if it looks like you’re using tourist visas to live in Thailand. Vientiane has tightened up before, so approval can depend on your travel history and documents. It might work once, but relying on it long term is a bit risky.
Jim *********
Jim *********
Rock Theape other than having to go out of the country and then waiting for you application to be approved, probably not.
Ant ***********
Ant ***********
Based on those periods in Thailand

And if you think it will be regular

Probably a Non-O Visa

The only downside is tying up 800K funds in a Thai bank per person

For over 50 years of age 100% easier & cheaper to apply for a Suitable retirement Visa from your home country through the Thai Embassy website ( All done online )

When you are ready to come - Apply for a Non-O 90 day single Visa from the Thai Embassy in your home country about 30-45 days before departure.

When applying online you will need to show the required funds in any bank account , some personal details & Flight details & proof of first weeks accommodation .

Once approved & arrive in Thailand you have 90 days to organise for the 12 month extension

No.1 requirement is

Within 2 weeks of arrival You need to set up a Thai bank account & deposit 800K Baht for at least 60 days to satisfy the extension

Go to the bank of choice & ask them what they require to open a bank account

You can also come to Thailand on a tourist Visa & get it converted to a Non-O retirement Visa for a much higher cost

Other options

Could be

Multi Entry 6 month tourist Visa - but requires extensions like a normal tourist Visa and you can’t get a Thai bank Acc
Terry ***************
Terry ***************
Ant W Tailor are you for real? after staying for 90 days on a non O all they have to do is a border run ffs not the shit you just told her.
Richie *******
Richie *******
Terry Bill McGinty Immigration have already started clamping down on the "border run" plan.
Ant ***********
Ant ***********
Terry Bill McGinty

Idiot

You can’t read !!
Terry ***************
Terry ***************
Ant W Tailor your option as a couple they would need to tie up 1.6 million baht in a Thai bank account yah clueless CLOWN
Terry ***************
Terry ***************
Ant W Tailor why the fuck would they go to the trouble of extending their 90 day non O by 12 months if they only wanted another 60 days stay which can be easily done by doing a border run? MUPPET
Shane ***********
Shane ***********
Ant W Tailor can I ask please, why doesn’t anyone talk about the Non-OA? Is it hard to get or not as useful as the Non -O
Charlie ********
Charlie ********
Shane Kinneally I have a non-OA and it suits my needs personally. No need to tie up funds in a Thai bank, if managed correctly it can last two years ( second year needs a multi entry permit) the draw back many people fixate on is to get it you need a police check and a health certificate ( from your home country ) both very easy to get and in expensive and you need valid medical insurance for the entirety of your visa. Year one you get multi entry and every time you enter you are stamped in for 12 months or to the end of your insurance. If you enter Thailand in the last week of your visa but have renewed your insurance for a year you are stamped in for 12 months ( or the end of your insurance period, whichever is sooner) you then buy a multi entry permit for the next 12 months and enter as many times as you need to. You apply for the OA online from your home country.

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