I have another question. I will be applying for the DTV as a freelancer. I hardly make any money because I just started tutoring on Preply but we have a lot saved in our account (enough to live at least 10 years in Thailand) and my husband receives monthly VA disability. When filing out the application for myself can I include my husbands income? If I just use mine will I have a chance of being denied even though we have a lot in our bank account and have the VA income?