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Can I extend my health insurance while already in Thailand for a visa extension?

visa extension insurance in Thailand Luma insurance AXA insurance True Traveller insurance Thailand health insurance expat insurance COVID-19 insurance requirements

Jan 15, 2022

3 years ago

Peter *********

ORIGINAL POSTER

Sorry if it had been asked before.

I cant find it.

I got luma insurance for 2 months.

But iam extending my visa for 30 day.

I would like to extend my insurance.

My broker said thats no problem.

But you have to say that you coming from your country.

But iam in thailand already.

So iam afraid that when i need this insurance they dont pay becouse of this.

Does somebody know an insurance wich you can take already in thailand?

Thank you

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TLDR : Answer Summary

An expat in Thailand is seeking advice on extending health insurance (Luma) while already in the country for a 30-day visa extension. They're concerned about potential issues with claims, as their broker indicated that insurance might only be issued for those coming from their home country. Several commenters provided insights, suggesting that it is indeed possible to extend insurance plans like AXA while in Thailand, and one user recommended True Traveller as a suitable alternative. Others shared personal experiences confirming that they have successfully extended their policies while in Thailand.

Terary **********

Is it require to extend insurance if extending visa/stay?

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Ronald *********

@Terary *********

I read a reply a while back, saying it was not a requirement.

But I feel better insured in these COVID days, although I hope I don't need to use it.

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Ronald *********

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Jo ****

Did the same. No problem.

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Gordon *********

but did you try to make a cliam

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Jo ****

@Gordon ********

. No. I hope I never have to.

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Gordon *********

l think that's what he's worried about

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Gordon *********

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James ********

Contact

she can help you extend your LUMA policy

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John *****

Yes..u can extend your policy before it ends.

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Ronald *********

I extended my AXA insurance in Thailand, to cover my 30 day extension, no problem.

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Sam ******

@Ronald ********

can you extend via website? Or go to agent?

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Ronald *********

Sam Aung

I went to immigration office in Nakhonrachasima, never used either web or agent.

I don't know the answer to your question.

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Ronald *********

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Vinegar *****

I had a similar problem. I went with True Traveller. Already travelling is ok for uk & eu nationals. They're backed by AXA & get excellent reviews on trustpilot. I took out policy when in Vietnam & it was accepted by ThaiPass.

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Vinegar *****

************************************************************

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Vinegar *****

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Bobby ********

Contact Arawan Namak. She'll advise on a policy to suit you

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Peter *********

ORIGINAL POSTER

I just checked axa.

You have to confirm your not in thailand at the moment.

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Peter *********

ORIGINAL POSTER

thank you

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Peter *********

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Peter *********

ORIGINAL POSTER

Can you extend with axa while in the country?

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Lisa ********************

I'm sorry I don't understand what your problem is. Speak to the insurance company or your broker.

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Peter *********

ORIGINAL POSTER

Lisa Missdoom Molyneux i did.

Thank you

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Peter *********

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Lisa ********************

@Peter ********

yes, if policy not expired

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Peter *********

ORIGINAL POSTER

@Lisa *******************

you can read in on website of axa

And in my case off luma

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Peter *********

ORIGINAL POSTER

@Lisa *******************

i have luma policy

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Lisa ********************

@Peter ********

can also extend if not expired

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Peter *********

ORIGINAL POSTER

@Lisa *******************

yes but have to fill in your not in thailand.

So iam afraid when i need it they wont pay.

Becouse you didnt spoke the truth.

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Lisa ********************

@Peter ********

of course you have to be in Thailand. Why would you extend a policy outside Thailand ? Just get new policy. Only valid from arrival date.

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Peter *********

ORIGINAL POSTER

@Lisa *******************

youll have to confirm your not in thailand to get it.

Thats my whole point.

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Lisa ********************

@Peter ********

I'm confused now. I bought my policy through a broker. And could extend my policy IN Thailand through her.

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Peter *********

ORIGINAL POSTER

@Lisa *******************

yes me to

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Peter *********

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