Can I convert a tourist visa to an educational visa and later to a retirement visa in Thailand?

May 24, 2024
7 months ago
Mark *********
ORIGINAL POSTER
Hi

I'm considering taking early retirement and moving to Thailand. Ideally I'd like to start with a standard tourist visa so I can visit some friends and do some travelling, and maybe even extend it. Then get an educational visa to stay for a year, learn Thai and get a feel for living in Thailand. If all goes well I'd then like to apply for a retirement visa. I have enough savings to satisfy the 800,000 baht in the bank requirement.

So my questions are, can I convert a tourist visa to an educational visa, even with an extension to the toursit visa? My research suggests that I have to apply for an educational visa outside Thailand, is there a way round this?

Can I convert an educational visa to a retirement visa and do I have to have the 800,000 baht in the bank everytime I renew the retirement visa?

Many thanks
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TLDR : Answer Summary
The user is considering relocating to Thailand for early retirement and wants to know about the process of transitioning through various types of visas. They are interested in starting with a tourist visa, possibly converting it to an educational visa, and eventually obtaining a retirement visa. Key points from the replies include: you can convert a tourist visa to an educational visa but must usually apply for it outside Thailand, while transitioning to a retirement visa requires having 800,000 baht in a Thai bank account for certain periods. Many users recommend starting with a 90-day Non-O visa for better conversion options and less hassle compared to an educational visa. Additionally, they discuss the cost of living in rural areas like Pai on a retirement income.
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Jacob ********
Good for you if you are willing to learn Thai. 99% of expats refuse really bad mistake.
Ron ******
@Jacob *******
I do not believe 99% of ex-pats"refuse" to learn Thai, a very sweeping statement. Unlike you I will not purport to represent every ex-pat but where some can expand their Thai knowledge/speaking, I unfortunately can now longer retain "new learning" however my friend who became an ex-pat less than a month ago has been able to embrace the language to an extent and is trying to help me expand my few Thai phrases but will my "memory situation" allow me to retain the input?
Jacob ********
@Ron *****
Lucky if I meet two a year and have lived here twenty four years. I understand there are more out there but not many. Happy that your friend is willing to make an effort to learn. Would you like me to make a video for YouTube proving my point? Foreigners who are fluent have asked the same their hunch less than 10% . My guess about 1% if that.
Mark *********
ORIGINAL POSTER
Thanks to everyone for the advice, it's been very helpful 🙏
Steve *******
Dont bother with the ED visa. You can study Thai on any visa
Mark *********
ORIGINAL POSTER
@Steve ******
I'm getting that gist, everyone's saying Non O, though I need more clarification on that. A retirement visa might be better if I can convert form tourist or Non O to that
Steve *******
@Mark ********
The Non Imm O IS the 'retirement' visa.
Andreas *********
@Mark ********
please, use correct wording: You again said "from Non-O to a retirement visa" . . . . .NO, that's not what you will be doing. You are converting from a tourist visa to a 90-days retirement visa and from the 90-days retirement visa to a 1-year "extended stay permit based on retirement". A stamp from Immigration which is NOT a visa. Although it needs to be said, that Immigration in their bad English call it "visa extension", despite the fact they are not extending any f...g visa, but they are extending a stay permit. Your mix up of terminology is the only reason for the many misunderstandings you are confronted with, and listening to people who use the same wrong terminology doesn't clear the mud, either
Mark *********
ORIGINAL POSTER
Yeah, I'm starting to see this, thanks for the clarification. So I come in on a standard 60 day tourist visa, create a Thai bank account and put 800,000 baht in it, then convert to a 90 day retirement visa, then get that extended with a 1 year extended stay. Is that correct?
Steve *******
@Mark ********
Come in with the Non Imm O obtained from the Thai Embassy/Consulate in your home Country. Job done!
Brook ********
Just get the Non O from the Thai embassy in the UK.

Come live here for all the seasons to make sure you enjoy it as much as you believe before fully committing.

Pai is very small and can be boring. Chiangmai has much more, including an international airport to go to Vietnam or Phuket for the burning season.

I retired here quite comfortably on about $25k USD annually. Half that might be a bit of a struggle to bank your visa money, buy a vehicle, insurance, and have an emergency fund, especially to drink and eat out.
Mark *********
ORIGINAL POSTER
@Brook *******
This Non O sounds good, is this the same as the tourist visa or is it something different? lots of mentions of it. I'm reaqlly looking for small and boring, I'm looking peace and quiet and nature, I'd rather not stay in a big city, though occasional visits would be nice
Nongnuch ********
@Mark ********
Mark, there are TWO ways to get the initial 90-days Non-Imm-O retirement visa". ONE WAY is by applying for it in the UK online E-visa system, The OTHER WAY is by entering Thailand on a Tourist Visa or even on a Visa-exempt entry, and apply for the initial 90-days Non-Imm-O visa on Immigration. The LAST method is more complicated than the FIRST, and the requirements and pitfalls need to be fully understood . .. And only ONCE you got that 90 days Non-O visa issued, you will be able to switch to the 1-year extension of stay pemit based on retirement, if you fulfill the financial requirements
Mark *********
ORIGINAL POSTER
Do I need a Thai bank account for the 90-days Non-Imm-O retirement visa? This is one of the issues I'm concerned about. Can I prove I have enough money with an Briish bank account? This is one of the reasons I though I'd have to already be in Thailand to get a type O retirement visa, that I need a Thai bank account with 800,000 baht in it
Henrik *****
Before making longreaching descisions, you should make a trial run, Ex. 60 days touristvisa + 30 day extension ( or METV ), where you are living on the same amount for at least 2 months, as you would have to do in the future.

Then you may discover, that everyday life, is far from holiday dream life.

Living in rural areas may not be possibel, if you go down the ED visa road, since there may not be any schools in rural areas.

Also you have to be committed to dedicate much of your time to studying, if your stay should not end abruptly.
Mark *********
ORIGINAL POSTER
@Henrik ****
Yeah, a trial run is definitley the plan, ideally for a year in Pai, though I did want to catch up on some friends before I go there. After a year I can decide
Dan ********
35-40k is a pretty bleak existence. So your pension pays out until death ? What is your plan for when you are so old you need help going to the toilet and bathing yourself etc ?
Mark *********
ORIGINAL POSTER
@Dan *******
A couple of thingson that, I'm not looking for the high life, kind of the opposite, I want a quiet life. I'm also not that far off my state pension which would double the amount I have, and finally, tablets and a bottle of whisky (or rum in my case) sounds like an excellent solution to avoid becoming a dribbling mess :D
John ********
@Mark ********
I've always kept myself fit and healthy. If I hadn't and had been relying on health services and carers after I reached say 60, then I would of thought it normal like a lot of people here in the UK do. Being unhealthy through bad life style choices is in my opinion a very negative way of living. When I'm out and about in the daytime I'm amazed at the amount of obese people there are here in the UK. What I find strange is that they must think it's normal, or maybe they're just too lazy and couldn't care less about their health so are content with the way they are. Not for me.
John ********
@Dan *******
Some sort of tablets and a bottle of whisky to wash the tablets down. Who the fuck would want to be alive if they needed help going to the toilet or having a shower? In my opinion only babies. If you can't do these two things for yourself, then it's time to checkout of planet earth.
Dan ********
@John *******
that you have thought about it and have a solution and are prepared for it, is fair enough. I hope that day only comes for you when your ready for it, and no sooner 🙏🏻
John ********
Glenn *****
Are you 50+
Mark *********
ORIGINAL POSTER
@Glenn ****
Yes, and not that far from state pension age
Kool *******
From your passport country get a multi-entry tourist visa, METV. This is valid for six months. You get a 60 day entry stamp with each entry, then you can extend that stamp for another 30 days each time. You can come, and go, in and out of Thailand as much as you want during the six months validity. With just two exits and entries, with the 30 day extensions, by timing it right you can stay almost a full 9 months. Exit out at that point, and get a tourist visa at the Thai embassy in a neighboring country, come back in for another 60 days, with the 30 day extension, and you have almost your full year. You do not need an ED visa to learn Thai. Be fully aware that a legitimate ED visa requires extending it every 90 days with documents from the school verifying that you are attending classes, and making sufficient progress. There are also no online classes approved anymore.

Actually your best option is to apply for the type O visa based on retirement in your home country, then get your Thai bank account here, transfer in the bt800k, and get your year extension. Then no need for any tourist visa combination, or the cost of an ED visa. If you decide you don't want to stay, the 800k is yours, and you can take it with you. The cost this way is just bt2000 for the first 90 day visa, then bt1900 for your year extension. Like I said earlier, you can learn Thai on any visa extension.
Mark *********
ORIGINAL POSTER
@Kool ******
This sounds like what I'm looking for. I am not that fussed about an edu visa, and would prefer not to pay a school. If I can come in on a tourist visa and change to a retirement visa that would be good. A lot of people here have mentioned the type O visa but I don't really understand it. Are you suggesting a tourist visa based on retirement (how does that work) or getting a retirement visa in my home country (the UK), which then leaves the problem of getting a Thi bank account while in the UK. I'm not sure how I would do that
Kool *******
@Mark ********
not a tourist visa. You get the initial retirement visa based off your UK bank account in the UK. Then when you enter Thailand you get your Thai bank account and transfer in the bt800k so it is in your account at least two months before you apply for your one year extension. It is very simple to do. With the initial 90 day retirement visa it is very easy to get your Thai bank account,something that is extremely difficult on a tourist visa without using an agent.
Nongnuch ********
@Kool ******
he won't get a 60-days single entry tourist visa in ANY Thai embassy in a neighbour country of Thailand, right after having maxed out a METV for almost 9 months. He needs to stay outside of Thailand for a minimum of 3-4 months, before they let him apply for the next tourist visa
Kool *******
@Nongnuch *******
not true at all.
Nongnuch ********
@Kool ******
Your last sentence describes the inside Thailand 90-days Non-Imm-O Retirement Visa application by a "change of visa type" from out of a Tourist Visa, which STRANGELY in the sentence before (!!) you mentioned wouldn't be needed! You actually are contradicting yourself.

The fees are, correctly, 2000.- THB for the initial change to the 90 days visa application, and further 1900.- THB for the application to the 1-year extension.

However, you forget to mention that when doing the "change" with an 800.000.- THB deposit proof, one must show that the money had come in from abroad.

With the only exception being Jomtien Immigration, who don't ask for the proof that the money came from abroad, but will always ask for a 2-months seasoning of the 800K for the application to the initial 90-days Non-Imm-O visa.
Kool *******
@Nongnuch *******
you basically have no idea what you are talking about. You can get, and many people do it, a retirement visa before you enter Thailand. You don't seem to be aware of this fact, and it is good for 90 days once you enter Thailand, giving you enough time to get your Thai bank account, and get the money transferred in for your one year extension.
Nongnuch ********
@Kool ******
I know all this. Probably I know about this all much more than you do. Because I did exactly this, 16 years ago, and have been on the yearly extension of stay permit since. Yet, applying for the visa in the home country wasn't the topic here
Kool *******
@Nongnuch *******
you are obviously 16 years out of date, with no reference to these modern conditions. Keep living in the past for yourself, but understand that it has not relevant anymore, as everything has changed, except you...lolol.
Nongnuch ********
@Kool ******
Thai embassies will definitely not issue a Tourist Visa consecutively after he has just maxxed out the 9 months of a METV. Definitely not within 365 days! Believe me or not. There is no rule, but we all know that most Thai embassies won't even issue two single TR visa in a row any more. I can guarantee you it will NOT work like this. No way!
Ian ********
Why not just apply for 90 day Non O visa in your home country, and then if you feel like you want to stay, open a bank account, put the funds in (800k) and extend for a year, that would be the cheapest route. I started with an ED visa and wished I went the Non O route from the start, much less hassle than TV and ED visa.
Mark *********
ORIGINAL POSTER
@Ian *******
Do you have more information on the Non O visa, this is one I don't really understand, is it the same as a tourist visa?
Ian ********
Mark *********
ORIGINAL POSTER
@Ian *******
Thanks Ian, that's really helpful
Ian ********
@Mark ********
here are the requirements for converting from tourist visa to Non O whilst in country but it is slightly different when you apply from your home country

Have a look on the official Thai visa website

************************
John **********
For an ED visa you need to speak to the school you plan to study at but some immigration offices will frown on it if you are old enough for a retirement visa, you can still study on a retirement visa.

For the retirement visa it's probably easier to get in your home country for the initial 90 day non-o visa then you just extend inside Thailand (makes opening a bank account easier). For the extension you will need 800k baht in a Thai bank 2 months before you apply and it must stay there for 3 months after then can't drop below 400k for the rest of the year. Rinse and repeat for as long as you want
Mark *********
ORIGINAL POSTER
@John *********
Does that mean I can come to Thailand on a tourist visa and extend it to a retirement visa? That might be a better way. If I can avoid paying a lot to a school that would be better
John **********
@Mark ********
yes. You can come on a tourist visa then apply for the 90 day non-o visa inside Thailand. Then the 12 month extension
Chris *********
There are other visas and you don't have to have
*****
0bht in your account. I have a one year retirement visa, but you can aslo get a multi entry visa. Vest bet is visit and see a agent
Mark *********
ORIGINAL POSTER
@Chris ********
Can you go from a tourist visa to a retirement visa? The multi entry sounds good, and some people have mentioned a Non O visa, but I'm not sure how this works.
Chris *********
@Mark ********
there are many visa and new ones coming in all the time

An agent will sort it for you but will cost anywhere from
*****
-
*****
bht
Nongnuch ********
@Mark ********
Yes you can go from a tourist visa to a 90-days Non-Imm-O retirement visa, and from the visa to the "1-year Extension of Stay Permit based on retirement" (which you erraneously call "retirement visa). The process needs you having 800,000 THB on your Thai bank account on the day of the application to the initial 90-days visa
Mark *********
ORIGINAL POSTER
OK, I see, the 1 year extension is the 'retirement visa'. Thanks for correcting me. So I could come in on the tourist visa, be a tourist for a while, then get the 1 year extension from that. That sounds perfect. thanks for your help
John ********
@Pascal *******
No, another keyboard warrior.
Nongnuch ********
@Chris ********
you can't get a multi entry one year Non-imm-O retirement visa anymore. Only 90-days single entry Non-Imm-O visa. He needs to convert the 90-days visa to a one-year extended stay permit, and buy a multi re-entry permit for it. However he needs to be 50 years for this, and be able to prove 800.000.- THB in a Thai bank account, because his monthly income is not sufficient
Chris *********
@Nongnuch *******
a agethey put the 800k in and take it out again. They only have to show that you had it. An agent did all this for me
Nongnuch ********
@Chris ********
well if you are fine with going the illegal route and use the agent to grease the wheels, this is up to you. However
@Mark ********
got the 800.000.- THB, all he needs is an agent to help open a Thai bank account on a tourist visa. He can apply for the 90-days Non-o visa and the subsequent extension on his own, he doesn't need an agent to front the money.
Mark *********
ORIGINAL POSTER
I'm over 50 too
Mark *********
ORIGINAL POSTER
@Nongnuch *******
I can prove the 800,000 baht, though I'd need a Thai bank account. Can you tell me more about this 1 year extended stay permit? It sounds like it might be helpful.
Nongnuch ********
@Mark ********
it all about the correct wording. What you call "retirement visa" actually is the "1-year extended stay permit". It is not a visa. You can apply to this 1-year Extension out of an initial "90-days Non-imm-O retirement visa", as soon as a minimum of 800.000.- THB have seasoned on your Thai bank account in your sole name, for TWO months, on the day of the application. You need to prove this seasoning period with a "bank letter of guarantee". As what goes for opening a Thai bank account, visit an agent. In Pattaya almost every agent will open a bank account for you for 5000.- THB, on any visa, be it a tourist visa and even on a visa exempt entry.
Pascal ********
@Chris ********
keep agents out of it, it's a corrupt system✔️
Mark *********
ORIGINAL POSTER
@Pascal *******
I'll keep that in mind, I'd prefer to be as legitimate as possible, though I appreciate that's not always the best way to get things done
John ********
@Pascal *******
ha ha ha, so is most of the system.
Max **********
@Pascal *******
That why with agent makes it easy. If they have not enough money to pay agentmaybe best not to come. It’s a matter of choice.
Pascal ********
@Max *********
if they don't have money in the bank they shouldn't come either.
JD *******
That Amount Should Work In Pai. You Might Have To "Tighten Your Belt," For Any Emergencies- Dental n Medical...Should Work If Your Determined An Conservative In Your Spending.
Mark *********
ORIGINAL POSTER
I'm also not planning to go wild :), mostly looking for peace and quiet with the occasional night out
JD *******
JD *******
@Mark ********
Pai Is Very Small An Provential But It Sounds Like It May Meet Your Needs...You Can Always Take The Bus Down To Different Areas Like Chiang Rai Or C. Mai.
Mark *********
ORIGINAL POSTER
@JD ******
I was looking at getting health insurance, which I think you need anyway. I also have some savings as well as a credit card for emergencies.
Declan **********
Yes, you can convert a tourist visa to an ED visa. However most schools will require a minimum of 45 days left on the visa in order to start the process for the ED conversion.
Mark *********
ORIGINAL POSTER
@Declan *********
Looks like ed visa isn't the best way to go then
Terary **********
You can survive comfortably on 40,000 but it won't leave you much to do other stuff.

Why bother with the ED visa? You can learn Thai, you can go to class, without the visa. The ED visa is fine but the last I knew, they require you to go to class and take tests to keep your visa. Some people have reported they've had issues because they had an ED visa. An immigration officer once told me ED visas after 40 look suspicious. That doesn't mean much but if you can do without a ED visa, why do the ED visa.

Multiple Entry Tourist Visa (METV) is a good option also. They allow you stay in Thailand up to 90 days at a time. Every 90 days you will need to exit Thailand but you can come back 10 minutes later.

Retirement Visa require you are 50+. If that is a couple of years away for you then you can get by on a couple of METVs. If you are several years away, you will have to get creative (including ED visa) but I find it's worth it to live here.
Mark *********
ORIGINAL POSTER
@Terary *********
I'm 60 so I probably could go right for the retirement visa, but I know I need a Thai bank account with 800,000 in it so I assume I'd have to be in Thailand to do this. Can I get a retirement visa in the UK? If so how do I set up a Thai bank account from the UK? Or can I just convert a tourist visa to a retirement visa?
Pascal ********
@Mark ********
When applying in the UK you need the funds in a UK bank account. For your extension you need the funds to be in a Thai account. You can convert from visa exempt or tourist visa to Non-O in Thailand.
Robert *****
@Mark ********
you’ll want a paper trail that the 800,000 gets wired from the UK and it should be in your Thai bank 2 months before you apply. Leave the money alone. Open a second bank account for your pension and ATM spending etc. I find that makes it easier. Good luck Sir…🙏
Nongnuch ********
@Robert ****
when applying for the "change of visa type" from a tourist visa to a 90-days Non-Imm-O visa, inside Thailand, the 800.000.- THB just have to sit in your Thai bank account on the day of application and you need proof that it came from abroad.

No seasoning needed at this point.

Only at the Jomtien Immigration, where they make their own rules, they ask for a 2-months seasoning when applying for the initial visa. On other Immigrations, they don’t. It is not written down in the police order.

When applying for the 1-year extension of stay permit, from up to 30 days before the 90 days stay permit from the Non-O visa expires, that's when you need to prove the 2-months seasoning
Terary **********
@Mark ********
I believe the best option is to get your retirement visa here. Come on a tourist visa then work out the retirement visa. You will want to ask the group this question because I am not so familiar with UK Citizens, but for US there are different insurance requirements and its more favorable to get the visa in Thailand.

There are ways around the bank account issue

- pay an agent

- pay/bribe/buy "insurance"

- find some one who knows someone
Pascal ********
@Terary *********
Multiple Entry Tourist Visa (METV) : They allow you stay in Thailand up to --60-- days at a time, not 90.
Terary **********
@Pascal *******
60 days for entry + 30 days extension = 90 days.
Nongnuch ********
@Pascal *******
and not for one year, but maximum close to 9 months. After that he has to spend a minimum of 3-4 months outside of Thailand, before he can apply for the next METV in his home country
Terary **********
@Nongnuch *******
I am on my second back to back METV. There is no policy that say you can't have back to back METVs.

Both visas were issue from my home embassy (Washington DC) while I was in Indonesia.
Nongnuch ********
@Terary *********
and what can I say - applying in the E-visa system for a visa category, for which one needs to be in his home country, while being abroad. You have been EXTREMELY lucky. Don't assume your experience will apply to others so easily. I guess some employee on the Washington DC embassy didn't look up your application close enough, must have been still fully asleep😂
Nongnuch ********
@Terary *********
yes, there are no rules, but the proposal was, visit an embassy in one of Thailands neighbour country right after having maxxed out a METV, and apply for a TR visa. Thai embassies in SOA are known for having tightened their rules severely after the end of the pandemic. They don't hand out any more back-to-back tourist visa. He can try but I give him 95 to 5 he won't succeed. You can ask James Miller or Tod Daniels, they will tell you just the same
Mark *********
ORIGINAL POSTER
Also my mothly budget, based on my pension alone would be about 35,000 to 40,000 baht, is this realistic? I don't plan to stay in any of the major resorts, ideally somwhere fairly quiet and rural, I was looking into Pai as a good place
Robert *****
@Mark ********
40,000 baht is plenty to live on. I know guys that live on 25,000 baht.
Charlie ******
@Mark ********
if you don't go gogo bar often you can live

I play the golf twice a week and massage 2-3 times a week all including
*****
thb is enough
Mark *********
ORIGINAL POSTER
Not planning to go to gogo bars :). looking for a quiet life
Anne *******
@Mark ********
, its enough to live but i heard that pai is getting expensive and there is a big building boom. Dont know if its true.
Mark *********
ORIGINAL POSTER
@Anne ******
I've joined a Pai group and others have said that too, but also it seems you can easily rent a house in Pai for 10,000 a month which seems ok to me. It could be a problem if prices continued to rise though.
Duvee *******
@Mark ********
pai is cool good pic
Mark *********
ORIGINAL POSTER
@Duvee ******
thanks 🙂 yeah, I like the sound of Pai
Duvee *******
@Mark ********
it is like going back in time it is really peaceful maybe I will go back good luck on the visa and all that
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