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Can I apply for a Non-O visa in Thailand before having 800,000 baht in my Thai bank account?

Non-O Visa Visa Application Thai Visa Financial Requirements Expat Advice

Oct 19, 2025

2 days ago

Greg *****

ORIGINAL POSTER

I'm currently in Thailand and will be returning to Australia on the 4th of November. My house in Australia has been sold and settlement is the 27th of November. Can l apply for the Non- 0 visa as soon as l return. I don't have the 800,000 baht in my bank until the 27th. Can I still apply or do I have to wait until money is in account. 

Thanks

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TLDR : Answer Summary

The original poster is in Thailand and wishes to apply for a Non-O visa upon returning to Australia, despite not having the required 800,000 baht available until after their return. Responses indicate that the application can be submitted without the funds currently in a Thai bank account, but it is crucial to meet the financial requirements set by the Thai embassy or consulate. Applicants may need to provide proof of having the required funds in their Australian bank account during the application process, and upon approval, they will have 90 days to fulfill the 800,000 baht requirement in Thailand.

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Colin *********

Have you checked the Thai Embassy in Canberra, or Consulate in Sydney website to see what they require in the way of documentation and proofs are? I haven't actually done an application myself, but I'm sure from reading a lot of posts and comments, you would need to provide Bank documents that prove that you have the funds, whether it be Thai Baht in a Thai bank, or the equivalent in an account in another country. While you may be able to lodge an application online, if you don't provide all the documentation required, you'll be sent a request for what's missing. At that point, your application will at least be on hold until you provide it.

A quick online search posing a question about the requirement confirms it. I would say that there's no point in lodging an application until you have the funds available to you

a day ago

Greg *****

ORIGINAL POSTER

@Colin ********

Thanks Colin. Thinking the same. Will hold off until settlement from house is complete. Just wanted to speed process up. How would l go applying once money is in account but travelling to Thailand as a visitor for 30 days then returning to Australia until non - o visa is approved. In process of buying house in Pak chong. Getting some work done on house. If l thought that it was going to only take a couple of weeks l would stay in Australia.

a day ago

Colin *********

@Greg ****

I would have to say that I'm not sure about leaving Australia, while awaiting approval, as I have yet to go through a Visa application. Whether it's at the lodging of the application, or upon approval, I think that you would have to send your passport in to have the Visa stamped in - or, you get an email with the approved Visa, which you can print out and present to Thai Immigration along with your passport when you arrive in Thailand. As for Visa processing times, I can't tell you how long, but if all documents are provided, I would think no longer than three weeks depending on how bust they are, but I'm not certain. I would look to get clarification of that from someone like Tod Daniels, Stuart Cumming or Brandon Thurkettle who could provide you with accurate information.

Are you a member of the "Australians in Thailand" Facebook group? If not, maybe search for it and join, then ask about these things there, where members are Australians and would be able to answer from an Australian perspective, rather than worldwide. If you're not already in that group, just a word of warning, there can often be some that seem to have nothing better to do than be 'Keyboard Warriors' who seem to enjoy being idiots, being rude, or 🤡🤡

a day ago

Reply to

Colin *********

Roger **********

You’ll be right.

a day ago

Steve *******

You can apply but you'll need to have the required finances that your Embassy/Consulate requires

2 days ago

Steve *********

I entered Thailand in September on a 60 day exemption, I’ve got a flight booked for Laos on November 19th (58days) staying for 10 days then planning on doing another trip to Bali after 58days for a couple of weeks. Im flying back to the Netherlands end of March, so in all not even 180 days in Thailand, will I encounter any problems when re entering Thailand? For me this is just a long holiday? Thoughts advice, much appreciated

2 days ago

Pam *********

Be careful of new rules now for entry and visa money held

Watch on utube..

The paradise trap, why thousands of western retirees are now facing 2025.

And

The harsh realty of

Living in Thailand as an expat

Good luck I watch them today

2 days ago

Ron ******

@Pam ********

Please tell me you don't base your life around what you watch on YT. Sure there's some great content out there but some of it's just pure dribble!

2 days ago

Pam *********

@Ron *****

no not all dribble but a friend has had big trouble and yes laws are changing not always for the best for western people, I love Thailand my 4th trip in Nov this year, I was could move in a heart beat there but age stops me, I don’t trust leaving 800.000 baht in Thai banks

2 days ago

Colin *********

@Pam ********

no, it's "not all dribble" on YT, but some of the type of stuff we're talking about here, is based purely on rumours and YouTubers grabs for views and likes. Some of them are no better than regular Media outlets that often sensationalise things to get viewers or readers.

As I am looking to live in Thailand, hopefully in the near future, I am following and taking in information on requirements. I'm very wary about taking information on YouTube as fact in these matters, because they're often basing what they say on 'rumours', some of which may come from Thai Government officials, but as many would know, those things either never happen, or take sometimes years before it goes through the proper Government processes and get approved.

Then there's Expats that have had bad experiences and 'make a bit of' noise' because they're not happy, but often fail to tell the whole story, because they don't want to embarrass themselves, but would rather blame others.

You're obviously, based on what you've said, with respect, not in a position to consider retiring in Thailand, so I'm assuming that you've not been looking into the requirements in detail and finding out the facts. I'm in two or three Facebook groups related to Thai Visas, and I would much rather get my information from Moderators and group members that have a proven record of providing accurate information, rather than YT or other Media outlets.

I would be interested to hear from you what those laws are that you refer to, that are changing 🤔 please enlighten me

a day ago

Reply to

Colin *********

Phil ******

Yes mate apply now but sure the ฿800k is in the bank account when you are in Thailand. Also keep your Oz Bank account and still do ATO tax returns....

If in Bangkok let's catchup for a ฿45 pint

2 days ago

Greg *****

ORIGINAL POSTER

@Phil *****

Thanks Phil.Just worried about the money that l have in my account in Australia at moment. Drawn it down to minimum at moment. Doing renovations, coming to Thailand for a couple of months. Put deposit on house in Pak Chong. Went a bit overboard. Will be plenty of money after the 27th. Just concerned with initial application the money hasn't been there for 6 months.

2 days ago

Phil ******

@Greg ****

great. I lived in a village east of Pakchong bought land and house too. If your in Bangkok let's catchup for a ฿45 pint.....Back to Oz. Keep back account active transfer to Thailand by Wise and payid. Do your ATO TAX return each year. It helps. Apply for age pension at 67 and stay 2 years. Have centrelink pay into your Oz bank account as you can get a better exchange rate. Might meet you in the future

2 days ago

Greg *****

ORIGINAL POSTER

@Phil *****

Sounds good. I'm already getting Aus.pension. Australia is getting to hard to live. Everything is going up. Going back on 4th to be there for Cup day. Then the house clean and settlement. Want to be back in Thailand about 2nd December. Sort getting Thai bank account and driver's license. Have you ever used Agent here?

2 days ago

Phil ******

@Greg ****

no but friends have and say they were good. Greg used Nissan at @cambodia inter travel and Alister used @Mots services. Both in Pattaya

2 days ago

Yu-Li ****

@Phil *****

tiktok agent in Jomtien. 5 stars.

a day ago

Phil ******

@Yu-Li ***

tell the OP but I've heard similar from my friends

a day ago

Reply to

Phil ******

Dennis *********

Of course you can apply. Question is do you meet the requirements laid out by the Thai embassy or consulate in Australia which is going to handle your application.

2 days ago

Jon *****

Yes You have 3 months to enter the kingdom once it's approved.

2 days ago

Ant ***********

Yes You can apply

Do you have enough funds in an Aust Bank to show for the Non-O ?

If so that is all that’s needed

Once approved & come back to Thailand

You will then have 90 days to organise 800K required in a Thai bank account to meet the requirements for a Non-O extension

2 days ago

Reply to

Ant ***********

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Can I apply for a Non-O visa in the UK without having 800,000 baht in the bank?

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