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Answereda year ago

Can I travel to Thailand without a visa and later apply for a retirement visa?

Tracey ********
asked Jul 18, 2025
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Can I go to Thailand from UK without a visa, as we are exempt, for 60 days, then apply in Thailand for a non O visa for 90 days, when that ends apply for non O visa for retirement, if I've opened a Thai bank account and deposited 800,000 bhat? Or when I go from the exempt 60 days to a non o visa, do I have to deposit the money then and state retirement? Just wondering which will give me the longest time to open Thai bank account, find somewhere to live for 12 months, find our way around.
Answer summary
The user inquires about entering Thailand from the UK without a visa (under the visa exemption for 60 days), then transitioning to a Non-O visa for 90 days, and later applying for a retirement visa by depositing 800,000 baht in a Thai bank account. Responses highlight recent challenges in opening bank accounts with only a visa exemption and suggest that obtaining the Non-O visa prior to arrival in Thailand might facilitate the process, particularly for banking and visa extensions.
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Click comment and we will ask for your email, then OTP, then name.

Tod *********
Tod *********
and as I thought this thread veered into 'where can I open an account' territory and that is outside the purview of the group 😕

Post on a group related to where you will live in thailand and ask for recommendations

Best of luck to the O/P (y)
Kim **********
Kim **********
I thought you could get an in country 90 day non o with proof of outside funds.
Kim **********
Kim **********
Hrm. Well that is a massive problem then. At least I’ll have paperwork from the kids school that may let me open a bank account
Ellie *******
Ellie *******
@Kim *********
, you can apply for in-country non-O visas without funds inside Thailand only if your embassy in Thailand would issue an affidavit for income.
Kim **********
Kim **********
@Ellie ******
sigh. I guess my appt will be useless then. I can’t apply outside Thailand cause I don’t have time. Won’t get my kids school stuff til after my appt. Crazy they make it such a catch 22 (in this pickle because it took like 3 months to get my ltr application denied )
Tod *********
Tod *********
The reason I say get the initial Non-O visa in your country BEFORE you wing your way here is:

you can show proof of funds in your bank in your country to get that visa issued.

Then you're comin' in on a Non-O visa which is better than free stamp entry for trying to get a bank account opened here

AND

You have about a month to get an account open and get the 800K transferred in so it can season the 2 months required before you apply for a year extension
Brandon ************
Brandon ************
Just to clarify, the non-O IS the retirement visa. That's the only visa you'd be applying for. After that it's extensions, not visas.
Tod *********
Tod *********
I would say as recent as a year ago, that'd be a good plan

BUT

with the recent (last 6 months) crack down on 'ghost bank accounts' we've seen bank after bank refusing to open an account for someone here "free stamp" (visa exempt) entry. Not to mention you need to get the account open, the 800K transferred in and THEN you can apply for the in country 90 day Non-O visa

I'd say a far better plan would be you get the initial 90 day Non-O visa in your country online thru the thai consulate there BEFORE you wing your way here. That way you're comin' in on a 90 day Non-O visa, and it'll be a lot easier to try to get a bank account open with that visa type/category then it will on a free stamp entry.

Get the Non-O visa before you come here, get here, get 90 days, get a bank account open, get the 800K baht transferred in, wait for it to season 2 months and then apply for the year extension at the immigration office in the area where you live in thailand.

Best of luck with the process.
28
Tod *********
Tod *********
As people have pointed out the difficulty is going to be opening the bank account on a free stamp entry, and you do need the 800k in the bank here in order to get the in country 90 day non-o Visa

That's exactly what I said get the non-o visa before you come here

Sadly, opening a bank account in Thailand is beyond the scope of the group.

So, let's keep it on the pros and cons of getting the non o before or after you come here
Kristina *****************
Kristina *****************
@Tod ********
thanks for clearing that up..... I do need it in the Thai bank to apply for Non O in country.

Ill just come in with my Non O already then.

Thanks again!
James ********
James ********
@Kristina ****************
Wise Decision to follow the helpful Advice of
@Tod ********
👍👍👍
Kristina *****************
Kristina *****************
@Tod ********
Hi Tod. I thought you could apply for Non O from within Thailand? To maximize time I was thinking 60 day exempt, applying inside for Non O and during initial 90 days of Non O I would open a bank account for the 1 year extension.

Is this not correct?

Are you saying they won't open a bank account if on a Non O visa if applied inside Thailand or are you saying you need the bank account to get the Non O? I'd be applying for Non O, not Non O-A.

Thank for your expertise.
Tod *********
Tod *********
@Kristina ****************
I'm saying you need to have a bank account with 800k in it to apply for the non-o visa inside the country
Brandon ************
Brandon ************
@Kristina ****************
you can apply in Thailand. But one of the requirements to apply is showing you have 800,000 baht in your Thai bank account. You cannot open a bank account as a tourist.
Bobby *******
Bobby *******
@Kristina ****************
you need the bank account and money in the bank before applying for the non O inside Thailand
Tod *********
Tod *********
any way you slice it, you're going to be under the gun to get an account open and get the money transferred in to the country.

Either you show up free stamp, and scramble to get the account open and the money in before you run out of time to apply for the in country Non-O visa (most offices require you have a minimum of 15 days left on your entry stamp/extension to apply for the Non-O visa)

OR

You come in on the 90 day Non-O and have about a month to get the account open and the funds in so that it can season the required 2 months before you apply for the year extension.

It comes down to how fast you can get your act together once you hit the ground here as far as finding a bank to open an account at and get the funds transferred in.
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