Which is better for medical insurance in Thailand: Luma, April, or Cigna?

Hi, currently, we don't have the best claim experience with Cigna. However, for some of our clients, they are (one of) the last option as they don't have a maximum entry age. But for those that have a choice, we would not really recommend them. Premiums are also quire high.

Luma just recently launched new plans with good coverage. They are local to Thailand and have plans that match the local health care system pretty well.

April is a very reputable and large insurance company with great plans. Like Cigna, they offer local plans and international plans. Coverage varies and so does pricing. April is a very good choice.

In the end it depends on your personal situation, age, visa, budget, desired coverage etc.

Following.