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What are the best health insurance options for a 25-year-old man planning to live in Southeast Asia?

Health Insurance Southeast Asia Expat Insurance Thailand Vietnam Indonesia Philippines Travel Insurance International Coverage

Jan 27, 2025

3 days ago

Anonymous *************

ORIGINAL POSTER

Any recommandation on a nice health insurance in SEA for a 25 yo man? I will be thailand 6 months per year and other months i would split between indonesia/vietnam/philippines… not sure yet.

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TLDR : Answer Summary

A 25-year-old man seeking health insurance for a six-month stay in Thailand and travel to Indonesia, Vietnam, and the Philippines can consider several options. Recommendations from the community include Genki, AXA, and Allianz, as well as advice to avoid Luma and SafetyWing. Other users suggest consulting with experienced brokers or dedicated health insurance advisors, such as those at Tenzing Pacific Services, to find suitable plans.

Sophie *********

The ones that always rate quite highly are AXA and Allianz. Avoid Luma and SafetyWing.

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Anonymous *************

ORIGINAL POSTER

@Sophie ********

are those people commentating on my post legit? the ones who recommend a specific person to contact…

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Anonymous *************

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Rachel *******

Speak with

fully qualified financial advisor dealing with health insurance in SEA

Has access to 100's of providers so can compare all and find you the best cover and prices rather than comparing just one or two.

Totally free consultation

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Sweet *****

If you are only staying 6 months of the year better to go with one of the nomad type international companies, I would say Genki fits what you are looking for.

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Shane ********

I would highly recommend talking to the team of health insurance advisors at Tenzing Pacific Services , they are the leading health insurance experts in SE Asia

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Jarek ************

Checkout Luma

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Sophie *********

@Jarek ***********

Please don't!

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Jarek ************

@Sophie ********

why? I have been with them for over 4 years with couple of different claims all covered.

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Sophie *********

@Jarek ***********

You're most fortunate.

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Jarek ************

@Sophie ********

5 reviews, two of them seem to be from clueless individuals, one of which wasn't happy that the insurance company didn't have direct billing with the hospital they went to - not a major issue as its pretty standard for most insurance companies.

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Lucas **********

@Jarek ***********

just a karen bro

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Sophie *********

@Jarek ***********

Jarek, Luma is crap and refused my, perfectly legitimate, claim too.

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Jarek ************

@Sophie ********

care to share more info?

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Anonymous *************

ORIGINAL POSTER

@Jarek ***********

Sophie Whitingare those people commentating on my post legit? the ones who recommend a specific person to contact…

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Jarek ************

Anonymous participant I have no idea, I can only speak from my personal experience which was good.

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Sophie *********

****************************************************

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Sophie *********

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Lucas **********

Safetywing.....

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Robert *********

Hi I can help you with that if you want to send me with your email address.

My wife and I are well know agents and brokers with several top Thai insurers

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Robert *********

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