What should I do if I don't have a bank account for my SETV application at a Thai consulate?

Why apply for a visa that you do not want at a Thai Consulate where you do not want to apply and do not want to meet the requirements.

Go to apply for the visa you want at the consulate where you want for your own piece of mind.

> dont have a bank account yet

You don't have a bank account in any country? An SETV is a tourist visa, and the Thai government is not expecting a person to have a Thai bank account.

>the tourist visa will be used to process my documents in order to apply for my next visa

So basically you're trying to get more time for your business to give you an extension of stay based on employment? I would recommend just border bouncing and getting another 30 day visa exempt, if you're from a visa exempt country.

My advice is as follows:

1. If you haven't, extend your current visa. You can extend a visa exempt/ tourist visa by another 30 days at your local immigration office for 1,900 THB

2. It should *NOT* take a long time for a school/business to issue a work permit and give you an extension of stay based on employment, and I'd be nervous working for someone who can't collect those documents in time.

Edit: I peaked at your profile. You're an ESL teacher. I'm assuming you're working at a government school or an agency.

1. Don't work without a work permit; that's illegal.

2. If you don't have a TOEIC of 600 points or more, get it; you aren't a native English teacher under Thai law.

3. If you're working for an agent, never assume you'll get the work permit or visa, you're disposable. If you're working for a government school, they'll expect you to work illegally until the last possible moment. I suggest getting a 30 day visa exempt. Besides, schools are closed now, and I think summer shcool is canceled.