What is the most cost-effective way for a UK couple to obtain retirement visas in Thailand?

A Non O can be extended to 12 .months giving you 15 months in total then is is renewed every year.

The Non-O is a much better choice for most people. The Non-OA requires insurance form one of 14 Thai companies who may or may not approve the coverage, and who may or may not pay out a claim.

With the Non-O you are free to shop any insurance company, from any country, self insure, choose travel insurance only, or go without.

The official route is to apply for a Retirement Visa from the Thai Embassy, the only option being the OA Retirement Visa, which includes compulsory Insurance. In the past many people have come to Thailand on a 90 Day Tourist Visa, then got an agent to arrange a Non O Visa and a Bank Account. then arrange there own Medical insurance with vastly more options available. When Thailand transitions back to a 30 Day Tourist Visa I am not sure if this path will still be open, as I am sure they will try and block this loop hole, at some point.

Pour votre couple, faire une demande de visa +de 50 ans, 90 jours séparée avec justificatif de revenu de 65 000 baths chacun. Venir passer les 3 mois sur place.

Et faire la demande visa O non migrant un an avec les mêmes justificatifs de revenus et TM30, passer par une agence certifié immigration

Cela simplifie les démarches

Curious being from the UK, with UK having most of its yearly budget going to paying pensions and benefits, do you ever worry they will change the benefits/pension payments or raise the age and you’ll become ineligible? Currently UK GDP is lower than every single state in the United States. Lower than West Virginia. It helps UK has their own currency but looking at the situation, I don’t see how UK doesn’t change the system within the next 5 years. They don’t have the money and can only afford to pay it now by taking on debt and devaluing the currency

Everything is doubled up you will find. Get your ducks in a row. Spend a lot of time finding the right Visa for you.

Do that at home.

There is a significant cost for setting yourself up.

Flights

Visa

Medicare

Accommodation prior to finding your condo/ house

Condo deposit

Buying some wheels

On and on it goes.

Minimum $10,000US

Do NOT attempt to source stuff from overseas. Use a Travel insuranc policy for three months. Find the important astuff IN country.

Be prepared to be suprised, things are almost guaranteed to change, you may end up someplace you never really considered.

hire Thai Visa. class act.

Hi, I thought if I come with the 90 da non O visa and my wife as my dependant also with a non O Visa, I can apply for the year extention non O visa and my wife as my dependant, and only haveing one time 800,000 Baht in the Thai bank account?

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I just applied for the non-oa for my husband and my daughter and I were able to be approved as dependents. The non-oa was $200 but is good for one year and is multiple entry, so really the easiest route imo. It does require health insurance. I was able to get all 3 of us on the same plan and it was just $79 USD/month for all 3 of us with a higher deductible. My husband is 62.

You're getting mixed up between the non-O, and the non-OA visas. They are both retirement visas, but have much different requirements.

The non-O is the visa that most people get. It starts with a 90-day visa from the Thai embassy. Once you enter Thailand you have 90-days permission to stay, but in reality you only have about 30 days to get everything in place for your extension inside of Thailand. That's because the requirement to apply for your extension is that your 800,000 must be in the Thai bank for a full 2 months already when you apply. So if you don't get the bank account opened and the funds transferred within the first 30 days, you won't be able to apply for the 1-year extension. This visa has low requirements, no insurance, no criminal records check, no health check. It's basically just the financial requirement. Both you and your wife would both have to apply for your own visas, and use your own proof of funds for extensions (so that means you both need your own bank accounts with your own 800,000 in it).

The non-OA visa is a 1-year multiple entry visa. When it is issued by the embassy it will be valid for 1-year from the issue date, and each time you enter Thailand within that 1-year, you will receive a 1-year entry stamp (or as long as your mandatory insurance policy covers, if less than 1-year). This visa has much higher requirements including mandatory insurance, health certificate, criminal background check, and financial requirements. The biggest difference here is that many embassies WILL allow your spouse to apply for the trailing spouse non-O Visa if you have a non-OA, but they will not allow that if you have a non-O. So if your embassy allows this, you would only need one bank account with 800,000 baht for extensions in Thailand. The drawback is you will require insurance forever on if you continue wanting to extend this in Thailand.