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What happens to remaining funds when a bank account is closed in Thailand?

Oct 4, 2025
4 days ago
Gianburrasca ********
ORIGINAL POSTER
Questions:

1) If an account is closed because you don't t meet the requirements, is the remaining funds returned?

2) What are the possible reasons why a bank keeps a customer's money after closing the account?

3) Is the refund immediate, or does it take days, weeks, months, or years?

Thank you for your answers, great as always.πŸ™πŸ™
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TLDR : Answer Summary
When a bank account is closed in Thailand, the remaining funds are typically returned to the account holder. The process may vary depending on the bank's policies, but in most cases, if a customer presents the required identification, funds are returned immediately upon closure. Some accounts may be frozen prior to closure, and the return of funds could depend on various factors including account fees and the specific bank's procedures.
DTV VISA RESOURCES / SERVICES
Delfina *********
Take your bankbook and passport and go to the bank
Henrik *****
Ask you bank
Mial*****
My Bangkok Bank account was recently closed. I had opened it around September last year with my DTV visa, and when the account was closed, I received my remaining balance back. I’m now using TrueMoney.
Pete *******
1) Yes

2) They don’t

3) Depends on bank policy.
Kool *******
When you present appropriate identification they ask for in person then you immediately get your money as the account is closed at that point instead of frozen. They tell you they are closing the account, but in reality it is frozen first. Then when you either present ID they ask for to get your money, or it stays frozen until the account no longer has enough cash in it to pay the account fees.