Answered2 months ago
What challenges might I face when trying to open a Thai bank account with a marriage visa extension?
I’m at a loss for words. Was advised to open a Kbank or Krungthai account for my new marriage extension. Had about 25 days remaining in my current extension. Go to the bank. They say oh need at least days remaining on visa and to go to immigration to get the 60 day visiting family extension.
The manager told us this. The agent we were speaking with said as well as quite a few people on here.
So did a big trip to immigration. Got the 60 day extension and all of that fun stuff. Go back to the bank. “Oh cannot do visitor visa” despite trying to explain it’s an extension of my non O. Still wouldn’t take it. Mind you it was literally the same manager we were speaking too.
Update: Krungthai just flat out refuses to open accounts under a Marriage Visa. Only Retirement and Business visas.
Update 2: went to another K bank in a completely different city. The tellers agreed it’s an extension but the boss said it was a tourist visa and denied us. Tried 3 other banks. All waste of time. Yay.
Final update for now: went to 8 different banks in total today. We got the farthest with Kasikorn. The two branches we went to were over an hour apart. They both could not figure out the difference between the extension vs “visiting” family. Other banks required pink ID cards and yellow books, to which our local gov office has quoted numerous months to get. Some said they don’t even entertain marriage visas and my favorite was they needed 90 consecutive days of a visa to open an account haha.
I need a drink or 8 and go from there. Thanks everyone for all the replies.
The manager told us this. The agent we were speaking with said as well as quite a few people on here.
So did a big trip to immigration. Got the 60 day extension and all of that fun stuff. Go back to the bank. “Oh cannot do visitor visa” despite trying to explain it’s an extension of my non O. Still wouldn’t take it. Mind you it was literally the same manager we were speaking too.
Update: Krungthai just flat out refuses to open accounts under a Marriage Visa. Only Retirement and Business visas.
Update 2: went to another K bank in a completely different city. The tellers agreed it’s an extension but the boss said it was a tourist visa and denied us. Tried 3 other banks. All waste of time. Yay.
Final update for now: went to 8 different banks in total today. We got the farthest with Kasikorn. The two branches we went to were over an hour apart. They both could not figure out the difference between the extension vs “visiting” family. Other banks required pink ID cards and yellow books, to which our local gov office has quoted numerous months to get. Some said they don’t even entertain marriage visas and my favorite was they needed 90 consecutive days of a visa to open an account haha.
I need a drink or 8 and go from there. Thanks everyone for all the replies.
Answer summary
The user faced significant frustration trying to open a bank account for their marriage visa extension in Thailand. After being advised to obtain a 60-day family visit extension, the user encountered several banks refusing to accept this type of visa for account opening, citing it as a tourist visa instead. Despite visiting multiple branches of Krungthai and KBank in different cities, they received inconsistent and often conflicting information about the necessary documentation and eligibility. Updates showed an overall reluctance from banks to cater to requests of foreigners with marriage visas, suggesting a widespread issue of miscommunication or policy variance among bank staff.
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Brian *******
The biggest threat to the Thao govt is western values. Hence, they dont want you here. Vietnam is nice.
Steven *******
I have done my own visa renewal/extension before. It was such a pain in the ass, I now pay an agent to do it all. Less hastle and headache. Start earlier on this next time!
Cris ******
OPSteven White ya going that route now. And ya that was my mess up
Sterling *********
This is interesting to read as I'll be a non-O with child at some point.
However, I still really don't understand the reason for needing a Thai bank account when utilities and other things can be paid from big c, tops, lotus, or 7.
And wise and deep pocket exist.bas long as you have a Thai friend or partner to funnel transfers through that's all you need.
However, I still really don't understand the reason for needing a Thai bank account when utilities and other things can be paid from big c, tops, lotus, or 7.
And wise and deep pocket exist.bas long as you have a Thai friend or partner to funnel transfers through that's all you need.
John **********
Sterling LaPratt if you don't have a Thai bank account then you won't be able to extend your Non-O visa unless your embassy in Thailand still issues income certificates
Cris ******
OPSterling LaPratt oh you will find many things do not make sense haha. Funny thing is, i have a bank account with a different bank. Still doesnt help.
EagerWal********
Yeah good ole Thailand. After 10 trips to chaeng wattana and banks hopping between countries just to stay with my wife. I’m glad I’ll never have to go through that again.
Blake ***********
I had the same experience only my extension was a non -o visa, which five different banks on their website said was fine. Every single bank I went to said they wouldn't give me a Visa until I had my work visa. Several banks have tried to say that I don't qualify even after this. The truth of the matter is the banks don't even know what the rules are or they don't care. They just know that if you're a foreigner you're not supposed to get a bank account, it doesn't matter what the law or their own regulations say.
Wayne *******
All the pain and suffering simply use a good agent.
Just imagine all the stress gone and loss of time and what a good agent does is streamlined and the process it’s all above board.
Just imagine all the stress gone and loss of time and what a good agent does is streamlined and the process it’s all above board.
Cris ******
OPWayne Lucas ya. Going that route now. To many years of this. Have gray hair coming in because of the immigration stress haha 🤣 and I’m only in my mid 30s
Wayne *******
Cris Murl good on you Chris I know myself because my wife is a chinese national and we got left high and dry trying to open another bank account for her.
She was under so much stress she got knock back so many times and then a friend suggested an agent.
They have become friends.
They removed all stress and it was great.
Cost to me as well worth it.
It’s like getting a Thai driving licenses now it all changed in January 2026.
Before that it was easy and I done it myself.
But if I had to go through what they have to now. I would use our agent.
Good luck
She was under so much stress she got knock back so many times and then a friend suggested an agent.
They have become friends.
They removed all stress and it was great.
Cost to me as well worth it.
It’s like getting a Thai driving licenses now it all changed in January 2026.
Before that it was easy and I done it myself.
But if I had to go through what they have to now. I would use our agent.
Good luck
Cris ******
OPWayne Lucas ya I agree. They keep making it harder and harder for foreigners. I don’t quite understand why
Patrick *********
When I came for the final time on a tourist Visa.I had my Visa agent open the account for me.It was just so much easier but I have since been called in twice to verify my passport and residents. Nothing's easy in this game.
Mark **********
I had no problem with krungsri bank
Alexey **********
Real solution: SCB or yellow Krungsri. Krungthai cannot open with marriage visa.
Cris ******
OPSCB needed i believe it was 90 days of a visa as well as a few other things. We didnt find a single yellow Krungsri around us. But we tried a bunch of other ones as well.
Alexey **********
Cris Murl In Pattaya SCB asks to visit branch office with Thai wife as your warrantor. As I understand you have got Non-O for 90 days online? And now you want to extend to deposit 400.000thb?
Greg *******
Can you do it based on bringing in more than 40k thb per month (can be an average over a year)
Dan *******
Greg Smith you cant average, it has to be a verified monthly deposit
James *******
I was endorsed by BOI for 10 years LTR-WP visa. I flew to Bangkok visa exempt, then at BOI I got a handsome 10 year LTR-WP stamp on my passport with 5 year permit to stay. With that I went to the Kasikorn at LifeStore, Bangkapi. The genius assistant manager lady immediately spotted my visa exempt entry stamp and declared "no bank account for you". I requested her many times to turn the page to see the 10 year LTR but she refused, I opened the 10 year stamp she did not look, she was so sure of herself ! Good luck to you in your fight to open a bank account in Thailand
Gaynor *******
I have k bank my own money but it has to be in my husband name so wrong when he has robbed you for years
Jim *********
Did you get a resident certificate from immigration
Jim *********
Ask the bank what they require to open an account. They will give you a list.
If you don't have yellow book then you need the blue or house book+ your wife id ( she can give you a lease letter also ), add your TM30 , copy of visa non o or equivalent, letter of residency certificate to open account, passport, driving license Thai or your home license, some banks look for copy of your home bank statement and your last home tax return. SCB wanted this to open account.
K bank wanted a lot less.
Passport, non O Visa retirement. Yellow book or lease, residency certificate from immigration.
If you don't have yellow book then you need the blue or house book+ your wife id ( she can give you a lease letter also ), add your TM30 , copy of visa non o or equivalent, letter of residency certificate to open account, passport, driving license Thai or your home license, some banks look for copy of your home bank statement and your last home tax return. SCB wanted this to open account.
K bank wanted a lot less.
Passport, non O Visa retirement. Yellow book or lease, residency certificate from immigration.
Seb ********
Go to UOB.
Oliver *******************
I have accounts with Ombsing, Krungthai, SCB and Bangkok all with My non-O
Cris ******
OPOliver Scott Payakanate you know. That’s why statues will be erected in your name. Songs will be sung. Legends will be told. It’s an honor that you would bless me with this knowledge
Todd *********
I found that they have a checklist saying what the requirements are for foreigners to open an account and the first thing says any non o but then it gives an example of non o-a and non o-x so that’s all they want to accept because that’s what is listed
Cris ******
OPTodd Sleight every bank, every branch, every moon cycle and every employee is different. You never know what you will get
Todd *********
Cris Murl, I’m just stating that they showed me their checklist on the requirements for opening an account, and they are interpreting the examples as the only two non o visas that can open accounts.
I eventually had to get a yellow and pink ID and more importantly a different teller/manager as once the person says no they won’t admit they’ve stuffed it up
I too went to multiple banks in multiple towns over many weeks.
And I’m sure this is the reason for every denial.
I eventually had to get a yellow and pink ID and more importantly a different teller/manager as once the person says no they won’t admit they’ve stuffed it up
I too went to multiple banks in multiple towns over many weeks.
And I’m sure this is the reason for every denial.
Brian *******
I have a Bangkok Bank account and wanted to open a Krungsri account, my retirement extension only had 10 days until expiry and they said they required 15 days minimum, so I got a new extension and went back, they then used the excuse that my certificate of residency was invalid because it was linked to my old extension and would require a new one based on the renewal. I got that on Friday so heading back to Krungsri tomorrow
Cris ******
OPBrian Jeram jeez. You sound to be in a similar boat. I wish you the best of luck 🤞
Jimmy ***********
If its more than hand over money and get product/service then you find out Thailand isnt so much fun anymore
Mart ********
Thailand 🤷♂️🤷♂️🙄🙄 they don't know they arse from their elbow.
Per *********
This is why no sane person would use a Philippines bank or open a business there.
Leslie *******
Welcome
Frank ********
Go to krung sri a lot more flexible
Frank ********
Bank so corrupt... and bank the worst ever
Paul ********
Are you in Pattaya ,
Cris ******
OPPaul Aslett no :(
Carl ********
Just got my ltr visa no worries anymore
Cris ******
OPCarl Heaton sadly I looked into ltr. Our business does not meet the size requirement they want.
Alfred *****
Now with all this frustration and waste of valuable time and all the amount of waiting for them to have answers like this , that's why I settled and used a trusted agent . Yes the fee was not something small but it relieved my frustrations and I was just happily sitting in my hotel while they did all the work and sent it to me by EMS
Cris ******
OPAlfred Gan yep. Probably heading that way.
Dennis *********
Sounds very strange, never had any problems to open bank accounts, in 18 years........ But I have business visa, with a work permit. My first account was opened on a visa exemption, at Kasikorn, second one at Bangkok Bank. Go to the head office, since most banks are freelance, under a banks name only. The small freelance banks will turn you down, if you do not buy their expensive insurance, and make a big deposit.
Cris ******
OPDennis Hultman these sounds like things possible many many years ago. But not now
Metodi **************
Why would you use an agent for a simple visa if you are merried to a Thai? Your wife can file all of your ppw.
Wing *****
Metodi Mike Chonev wives cost more than agents! 5555
James ********
Wing Man those Daisy Dukes shorts and midriff blouses are pricey!
Metodi **************
Wing Man 5555
Cris ******
OPMetodi Mike Chonev marriage visas are far from simple. But I appreciate your time.
Metodi **************
Cris Murl They are simple! All you need is Thai wife being able to speak, write and read Thai. You losers keep on spending your money on agents 😂
Cris ******
OPKent Collins not sure which office you go to. But not all are the same
Kent *********
Visit to the home only happens on the initial application, renewal is a few updated photos and paperwork… not bad
Metodi **************
Ajarn Steve It's very simple! Just visit the immigration, get the list of documents you need, put them in order and file for your visa\extension. It's not rocket science! Opening a bank account even easier! Call the banks call center. Ask them about the required documents. When you visit you branch and they say can't open the account ask them for their name to report them they will open it very swiftly. Nothing is complicated you guys just don't know how to deal with things and need someone to hold your hand for 20k to 50k.
Ajarn *******
Metodi Mike Chonev Tne Thai marriage visa is perhaps the most complicated to get and renew. There are MANY documents required and just when you think that you have all your ducks in a row from the previous year experience, they throw something new at you. My IO tries to get me to go to a retirement visa every year because THEY don't like all the work associated with a marriage visa...witness interview and unnanounced vist to the marital home and etc.
Gerhard ***********
Welcome to amazing Thailand 🌴
Larry ******
I use Bangkok Bank.. no problem. .lots of paper work but they do it while you sit there.. just have all your documents with you..
Cris ******
OPLarry Oien ya. I have an account with them. They are one of the leading cause of my debacle
Steve *********
Larry Oien Bangkok Bank froze and cancelled thousands of accounts without warning.
Greg ***********
So you already were on a 1-year "current" extension of stay based on marriage? Why did you not get your bank account opened much earlier (11 months earlier!) while you still were on that yearly extension ? That, a certificate of residence from Immigration, a Thai SIM card registered to you, your wife, marriage certificate, and maybe a second piece of identification next to your passport, like your driver's license, would have opened the gates
Cris ******
OPGreg Alexander but you are right. I should have had a back up plan in place.
Cris ******
OPGreg Alexander I have all of that. I don’t have a yellow book or pink card. Because our local place quoted many months per thing. The problem was I accidentally dipped below the required funds for two days… trying to open an account here has been a pain.
Greg ***********
Cris Murl sorry for your issue. You don't need a yellow book or pink ID card to get a bank account opened. A "certificate of residence" from Immigration is enough. Some banks even accept long term rental contracts. A short trip to Pattaya would have solved your issues - a bank account opening on a marriage extension costs 5000 THB using an agent, takes 2 days
Seb ********
Then you have a bank account in another province and pay fees for everything you do at home. Every transaction on ATM/CDM. He should simply have a better grip on administrative things and a timely schedule.
Cris ******
OPGreg Alexander ok. Well where I live. Half the banks require that stuff… the others definitely will not accept a long term rental contract. and driving 7 hours to open an account was not really on my list…
Zach ********
Try going to KBank in IT Square.
Cris ******
OPZach Ansley there’s an agent I think I’m just going to use. They are quite expensive but ya.
Cris ******
OPZach Ansley that’s almost a 5 hour drive
Zach ********
Cris Murl Ah, okay. If you are out of options it might be worth the trip. It worked for me, granted though that my wife has also already had a KBank account for many years.
Ben *******
My immigration office gives me their contact numbers, do others not do that?
I've had a Kbank account for over 20 years now, opened it on a tourist visa back then, whenever I visit the bank for anything it's never an issue, update bank book, certified statements, even changes to the passport on file :)
My advice would be to try and get the contact details of a staff member in immigration that can explain for you over the phone ;)
I've had a Kbank account for over 20 years now, opened it on a tourist visa back then, whenever I visit the bank for anything it's never an issue, update bank book, certified statements, even changes to the passport on file :)
My advice would be to try and get the contact details of a staff member in immigration that can explain for you over the phone ;)
Amanda ******
Ben Serge I've gotten phone numbers. They have always been very helpful where I extend my visa
Ben *******
They're always helpful over the phone from my experience, my wife even has the number of a retired immigration officer from over 15 years ago that used to help us, he is always more than happy to help :)
Tom ****************
All these visa trouble, and still love Thailand. I don't, and move to the Philipines
Justin **********
It really varies from branch to branch even within the same company.
Krung Thai typically requires a work permit mit in my experience over the years.
Couple of weeks ago I went to Kasikorn to open a joint account with my wife and they were insistent on me getting a yellow house book. Tried the same at a krung Thai branch and again insistent on a work permit.
Next month I'll go to the city (Surat.... 200km round trip) and try at the bigger main provincial branches there.
I need to renew my debit card for my personal bank account at krung Thai so hopefully I'll be able to open the joint account there since I know them from getting documents there to renew my extension etc
Krung Thai typically requires a work permit mit in my experience over the years.
Couple of weeks ago I went to Kasikorn to open a joint account with my wife and they were insistent on me getting a yellow house book. Tried the same at a krung Thai branch and again insistent on a work permit.
Next month I'll go to the city (Surat.... 200km round trip) and try at the bigger main provincial branches there.
I need to renew my debit card for my personal bank account at krung Thai so hopefully I'll be able to open the joint account there since I know them from getting documents there to renew my extension etc
Cris ******
OPJustin Hollebon ya. Krungthai wouldn’t even bother on a marriage visa. Only work permits with work visa or retirement visa.
Justin **********
Cris Murl yeah I don't know. I got my personal account on a non-O with a wp but that was a few years ago now.
The fact I have an account with them already and they verbally said we could create a joint account last time we went (to get the bank statement for the marriage extension).....hopefully we will have a bit more luck
I think it's all about asking different branches. Best of luck.
The fact I have an account with them already and they verbally said we could create a joint account last time we went (to get the bank statement for the marriage extension).....hopefully we will have a bit more luck
I think it's all about asking different branches. Best of luck.
Mike ******
Face it, Thailand no longer wants long-stay visitors. They start businesses which are better run than Thai ones. They adopt children abandoned by their Thai fathers. They care about Health & Safety. They care about the environment. They care about Education. They care about their partners and don't tend to hit them. Try Vietnam.
David ********
I know dealing with banks is a hit and miss issue and entirety up to the mood of the bank personnel on the day you are there, but I recommend SCB. Good luck; I felt your pain 11 years ago.
Cris ******
OPDavid Adcock we visited one SCB. They said they needed 90 days of a visa being available to even consider opening an account
David ********
Cris Murl I know it is terribly frustrating because you know those are not real rules. The fact of the matter is that most banks don't want to open accounts up for foreigners without work permits because it takes more work, more documentation, and if you are in branches that don't get many foreign customers, they don't really know how to do it.
You will always have better luck in an area that has more foreigners.
You will always have better luck in an area that has more foreigners.
Simon *********
Wait for the bigger problem! Now you have a 60 day extension you cannot extend this again. You will have to leave the country and re-enter, starting the visa process all over again.
Jason *********
I would have told the woman that until my visa situation is corrected and in a satisfactory condition that "building" is secondary.
Im sure she was more involved in that and not in the visa because literally who cares, right?
Once the house and all the money is spent the marriage and house go bye bye.
You have to take care of think about yourself first. A normal woman would not have let you fall into this situation.
She would have been making sure (with you) that everything was in order
Im sure she was more involved in that and not in the visa because literally who cares, right?
Once the house and all the money is spent the marriage and house go bye bye.
You have to take care of think about yourself first. A normal woman would not have let you fall into this situation.
She would have been making sure (with you) that everything was in order
Cris ******
OPJason Osborne oh it’s not my wife’s fault haha. Some of the blame is definitely on me. But it’s not just a house. It’s a business, an entire estate of houses and a clubhouse. And yes it is protected as much as it can be legally.
Jason *********
Cris Murl hopefully you used a reputable international lawyer
Jason *********
Alot of the people you are talking to are extremely stupid. They will make things up on the spot. They dont feel shame in it
Ron ******
CoolBunny_7244 The way I read it is he let the balance drop below the required 400k and only had 25 days left on his current annual extension. He then applied for the 60 day visiting Thai family extension to allow enough for the required two months of seasoning of funds.
Cris ******
OPRon Duke yes. Basically.
Mick *********
I think the message here is not to blame immigration or the banks but to do things in a timely manor. It’s one of the reasons I use an agent. Makes everything much less complicated.
Jean ************
Mick Aynsley good agents can be very useful, especially when changing the visa category and for the first extension.
Cris ******
OPJean Pacquement ya. The problem is that marriage visas have gone from 12k to about 55k for one. While ones like retirement are still 12-20
Cris ******
OPMick Aynsley oh I’m not saying I’m not at fault for any of this. Yes I did make a mistake on the two days late part. But I do disagree on not blame the bank. They told me word for word to go get that extension. Then a week later. Declined the same thing they told me to do.
But yes. I’m definitely shifting to an agent. But the problem is most agents won’t deal with bkk bank. Thus needing to open said new account.
But yes. I’m definitely shifting to an agent. But the problem is most agents won’t deal with bkk bank. Thus needing to open said new account.
Donald ********
When doing the visa and extension you have to put your money in a fixed account, separate from your other accounts.
Cris ******
OPDonald Hauser I would love to do that. If I could get a second account haha. We are building our business at the moment and huge sums are transferred in and out quite frequently. Which was one of the reasons this got messed up
Cris ******
OPDonald Hauser yes. Opening a second account this past year has been… quite the pain.
Donald ********
Cris Murl I use a fixed account for my visa extension and a savings account for my bills etc, plus you get a better interest rate with a fixed account too, the immigration in Hat /Yai told me they prefer a fixed account over a savings account. I leave my money in their all year long.
Donald ********
Yeah, you have to keep the money in the bank, that's your first mistake, second mistake was having an account with BKK bank, try Krungsri bank and keep the money there for your extension, don't use it.
Donald ********
Go to Krungsri bank they will help you out.
Michael ***********
Donald Hauser I believe that is where he is having the problem. Krungsai bank are declining to give him the paperwork he needs 🤷♂️
Anthony ******************
your location.
PeacefulTa***********
Why would you want until 25 days left to open a bank account?
Fascinating***********
Go to a different branch
Cris ******
OPFascinatingAvocado2293 been to 4 different banks. About to try our second Kbank. I’m out in Isaan, so everything is spread out
RadiantC********
Cris Murl Any of the larger towns and cities have all the banks represented. Just try them all, in whatever the nearest larger locality is.
Paul **********
I have Krungthai and K bank under Non O Marriage.
Can you break it down further your query? Where is you 400k baht seasoned money which needs to be seasoned 60 day prior to renewing your extension.
KRUNGTHAI have a "Know Your Customer " info pack they have to work through to open a bank account.
What province are you in and which Krungthai branch?
Can you break it down further your query? Where is you 400k baht seasoned money which needs to be seasoned 60 day prior to renewing your extension.
KRUNGTHAI have a "Know Your Customer " info pack they have to work through to open a bank account.
What province are you in and which Krungthai branch?
Cris ******
OPPaul Turner sadly Krungthai has been huge strike outs. One flat out refused to open one under a marriage visa. The other wanted a pink id card and yellow book. Both of which our local government office quoted long wait times for both.
Paul **********
Cris Murl An agent can get you a Pink Card and Yellow book quicker.
John **********
I'm struggling to follow this. You already have a bank account, what's the point of trying to open a new one? And what did you miss by a day as it appears you still have time on your current extension, the seasoning deadline for immigration?
CoolBun*******
@Jo**
you’re not the only one.The way I read it is, when he says 25 days left on his ‘current extension’ that is the initial 90 days when he 1st entered under a marriage visa.
In which case he certainly wouldn’t have the time to season the 40k.
But he doesn’t say how many days the bank said he needed.
Sounds like he just wasn’t organised enough to get all his ducks in a row at the right time.
Cris ******
OP@John *********
kind of a complicated situation so basically I missed the deadline by I believe it was two days. Bkk bank said because it fell under the threshold, when I top it up. They will freeze my account for X number of months after. The problem is that we are building at the moment and I am transferring a lot of money constantly. So I can’t have a frozen account. So i inquired with some agents. Who all said I need to change banks etc. they all said get then 60 day thing and open a new account. And can either then transfer in the required amount to vest for the 60 days. Or go with an agent. So did that.
I go to Kbank the next day. And now this situation is happening.
We are bank bouncing as we speak and it’s all a crap shoot.
I am definitely taking responsibility for the drop in funds, it’s 100% my fault. But to fix this small thing has turned into a cluster.
I hope that makes sense?
John **********
@Cris *****
ah I think I follow, because you didn't have the funds in place for 4 months Bangkok Bank are wanting to freeze the funds before they'll give you a letter for immigration in order to apply for your extension? If that's the case I don't believe they freeze the whole account, only the funds covered by the letter, so as you are on a marriage visa that would be 400k, and the rest of the account continues working normally.
At least that's my understanding, I too use Bangkok Bank but have never had this problem, I thought it was only branches around the Chonburi area that did this but perhaps others do to.
Cool_Ba********
SpeedyAsparagus5533 It seems like you don't understand the current issues with Bangkok Bank. ;)
SpeedyAsp**********
@Cris *****
well you've broken the rules then and will have to start the visa process all over again.Maybe next time you need to make a note on your calendar and remember you can apply 45 days prior to your renewal.
Unfortunately this is going to cost you alot of money 💰.
Cris ******
OPSpeedyAsparagus5533 not sure what your not understanding anonymous person. It fell under the required balance within the two months… for two days.
SpeedyAsp**********
@Cris *****
i dont understand the problem?You can allow your funds to drop below 400k
Just not 3 months after your extension and has to be back to 400k 2 months prior to next application to stay.
So as long as you funds didn't stop during the 3 months after and were back 2 months before your visa is due your fine.
Any trustworthy agent would have told you that surely 😉
Cris ******
OP@John *********
this was just what I was told. Or well understood from what they were saying. I asked again about the complete account freeze or just those funds. There was some confusion. But the way they made it sound was the entire account. But ya. I’m definitely taking responsibility for the dip. But fixing this tiny mistake is wild
Mark *****
go to immigration get them to type a letter stating that you are allowed to open a bank acct take it kbank with relevant details no issues
Cris ******
OPMark Orr we are 1.5 hours from immigration. I also offered to do this or have immigration call them. They said it would not help or do anything.
Mark *****
yeah exactly id still get the letter its stamped and signed by immigration the bank wont deny the bank also has a list of visas and requirements i found this useful as my visa at the time years ago was not on their list i provided the letter and phone number from immigration and all was good
Mark *****
I know it was years ago when i did mine but i have advised friends when they have asked and no issues maybe again province to province and also bank branch to bank branch have different processes good luck ill have a check thru processes if i find anyth ill let u know what prov are you in
Cris ******
OPDan Owens ya. I’m going to just use an agent for everything
Cris ******
OP@John *********
ya. It was just confusing because even the IO we were working with said it’s fine for banks and counts as a Non O.John **********
Dan Owens yep, that 60 day stamp is useful to let existing funds mature but it's not like an extension of a Non-O
Dan *******
Cris Murl your current permission to stay is considered a short term permission to stay like a tourist permission to stay and can not be extended like a non imm o or oa extension. Thats why the banks are saying no. They all may have the same view due to the crackdown on mule accounts and shady agents. You may be best to have an agent open an account for you but your PTS will expire and you can't extend it. You do need to move away from bangkok bank for obvious reasons. You may want to take a trip out and apply for a new proper visa and come back and start over
Cris ******
OPMark Orr ya. I’ve learned that for most things here. Each branch, location, hell even some times different person at the same branch can yield different results.
Paul ***********
I picked up that you were late a day here and a couple of days there. Why don't you set up Google calendar with all you reporting dates and other important dates to remind you starting a couple of days before the event and subsequent days until the event. It helped me a lot to get things done on time.
Cris ******
OPPaul De Graaf we are building at the moment and I accidentally pulled a payment from my account instead of the other one we have. But ya I agree.
Jos *********
Cris Murl tip, you can LOCK the account with the necessary funds in. No more accidental withdrawals.
Cris ******
OPJos Breesch I didn’t know bkk bank let you do that?
Paul ***********
Cris Murl oh bummer
Forsyth ***********
Go to Kasicorn bank.
Cris ******
OP@Forsyth **********
Kbank is Kasikorn bank.
Shane ************
Thailand. Nothing but stupidity around every corner and zero common sense
Haim *******
Shane Friederich Stupid is to be late by one day an think that the regulations are only recommendation…
Ally ************
Assuming you are extending your first 90-day non-o visa.. then you simply need a balance certificate from the bank right.. they have no jurisdiction over issuance of visa's.. so i dont understand why they are discussing your qualifying criteria at all.. thats between you and immigration.. they just need to give you letter confirming bank balance and any bank statements that may be needed to support whatever application you decide to make 🤔
Cool_Ba********
Ally S Inglish You don't understand because you seem unaware of the current issues with Bangkok Bank. They won't issue a letter unless the funds are in an account for 4 months. This is a bank issue, not an immigration issue. ;)
Ally ************
Cool_Bananas_😎 I'm actually fully conversant with the shannanigans surrounding BB.. but the OA keeps referring to 'they won't DO an xyz visa' etc.. without actually saying 'they will not open an account for me because'.. that was my only confusion here!
Cris ******
OPCool_Bananas_😎ya. This was actually one of the primary issues. They were going to freeze my account or funds, it was unclear which. And I need said funds and account because we are building our business at the moment.
Yo***
Ally S Inglish There are many or considerable amount of banks and branches that really do not want foreigners to open accounts. Yes, they do not want it. So what question we need in this case that they just dont want us? 😅😅
Cris ******
OPYoung we stopped at a Krungthai branch and they flat out said they won’t even do a Marriage visa.
Wylie *******
Ally S Inglish the issue is the banks won't let him open an account. No account, no letter.
Ally ************
Wylie Pfaff I realise that.. but it would have helped if the thread started by saying 'can someone advise me how to OPEN a bank account for my visa funds'
DorkyB******
"I am buying a condo in Bangkok Asok for 35 million baht and need a reliable bank I can send it to, as well as handle my monthly expenses of around 300,000 baht. This line generally works wonders (provided you have a legit visa).
Cris ******
OPDorkyBuffalo oh they don’t care about that. I have a business here. They could care less about money or quantity.
Sue **********
Cris Murl but if you already have a business here then you have a business visa?
CreativeL**********
Obviously he wasn't getting a kickback..
idiots******
I feel your frustration. I would have a hard time keeping it together. I went to the bank once picked a number and waited about 50 minutes for them to call me. When I saw everybody else coming ajd going I went to see the manager and he informed me that service closed earlier then when I arrived. I asked so why you gave me the qeue number to wait? He didnt know what to reply.
Ben *****
it honestly baffles me how this country doesn't completely fall apart sometimes. ive also run into countless situations like this. oh boy, do i have some stories.....
John *********
Ben Lee haven't we all?...Believe me when I predict it won't get any better...on the contrary.
Cris ******
OPidiotsomchai oh yes… have had plenty of those haha
ConfidentR***********
Welcome to Thailand nothing seems to amaze me, how did you do your first marriage visa ?
Cris ******
OPConfidentReindeer9537 this will be my 4th or 5th extension now haha. I was late by two days this extension. So I have been looking at alternative routes.
Because two years ago. I was late by one day and they weren’t willing to give any leeway and it cost me a ton to leave and come back and restart the process
Because two years ago. I was late by one day and they weren’t willing to give any leeway and it cost me a ton to leave and come back and restart the process
Jim *******
Cris MurlWhy would they? They hate foreigners. Simple as that.
Christopher *******
Jim White they don’t hate foreigners they’re just bad at navigating red tape
ConfidentR***********
Cris Murl so do you not already have a Thai bank with 400k for the visa requirements
Cris ******
OPConfidentReindeer9537 I missed it by one day this time. So technically yes. I do have the bank account but it fell under the required time frame.
Richard ************
Please send solutions too problem, I will be doing this journey soon
Paul ***********
Richard Van Vorst Just follow the rules. Check with your immigration office and never wait to the last minute.
Richard ************
Paul Bengtsson yeah thanks
Brandon ************
Do you have the option to try other branches, or are you in Nakhon Nowhere?
Nick *********
@Brandon ***********
I agree^^ branches set their own policies to some extent so you may find different branches might be more or less favourable of your circumstances. Yellow bank/krungsri seem to be the most approachable for farangs.Dean ********
It's a visa , enough said
Tim **********
I think it doesn't work anymore, even for a non-o visa nowadays they sent all documents for approve to Bangkok, they say it takes a month, but in reality it can takes up to three months.
Cris ******
OP@Brandon ***********
ok. You’re an expert. Is the 60 non O extension to visit family… a non O or a tourist visa???John **********
@Cris *****
it's kind of a nowhere extension, it seems to just sit on it's own. It doesn't matter if you're on a visa exempt stamp, a tourist visa or a Non-O visa. It doesn't extend your Non-O per se, just gives you 60 days extra stayBen *******
Cris Murl you answered your own question, it's an extension on your non o, you don't get 60 day extensions on tourist visas ;)
My advice would be 2 fold, go with Kasikorn bank and try to open the account in an area where foreigners are regular users, you'd be amazed at how undertrained some of these bank employees are and they won't ask for help due to ?!?
I had one bank teller tell me, in pattaya no less, that I would need to deposit a THB cheque from a Thai bank at my home branch on koh samui, she was adament and wouldn't get confirmation from her manager, I took the same cheque to a branch in Jomtien and they deposited in my account without question ;)
My advice would be 2 fold, go with Kasikorn bank and try to open the account in an area where foreigners are regular users, you'd be amazed at how undertrained some of these bank employees are and they won't ask for help due to ?!?
I had one bank teller tell me, in pattaya no less, that I would need to deposit a THB cheque from a Thai bank at my home branch on koh samui, she was adament and wouldn't get confirmation from her manager, I took the same cheque to a branch in Jomtien and they deposited in my account without question ;)
Cris ******
OPMatthew Plymale Well it sounds like their only hurdle now at the moment, is this 60 day Non O extension thing, and that prior i was like 4 days off from their 30 day requirement on my existing visa, hence why i got the 60 day extension haha. But ya we spent the entire day driving to 2 different towns visited i believe 6 or 7 different banks, two being two different kbank branches.
Matthew *********
Cris Murl I live in nakhon nowhere 555. I walked into k bank with my Thai wife. I was shocked they didn't ask for residence from immigration or pink book and didn't jabe to provide receipt for phone in my name. She opened my passport and saw my tm47 and said that's proof where I stay and photo copied my retirement stamp and ask about my monthly pension. Took 5 minutes. I know that's not normal and I got l lucky. This was my second bank account opened. First one I did with Bangkok Bank in Bangkok andnit was an all day event with what seemed like hundreds of docs signed.. Never seen a country that makes it so difficult for foreigners. Wish you luck bit sounds like it would be best just to get an agent and not deal with anymore hoops to jump tru
Ben *******
BreathtakingBison5301 So that is standard then is it?
If the original stamp is a non o then the extension is on a non o.
I think you should double check your facts, a tourist visa is just that, a stamp on arrival is also a tourist visa albeit without the visa part.
There is a visa for visiting family, it's called a non o, why would the allow a tourist to extend for sixty days without changing visa first?
Back when I first came to Thailand you could get a multi entry non o visa just for visiting friends but that's another story 😉
Have a nice day 👋
If the original stamp is a non o then the extension is on a non o.
I think you should double check your facts, a tourist visa is just that, a stamp on arrival is also a tourist visa albeit without the visa part.
There is a visa for visiting family, it's called a non o, why would the allow a tourist to extend for sixty days without changing visa first?
Back when I first came to Thailand you could get a multi entry non o visa just for visiting friends but that's another story 😉
Have a nice day 👋
Breathtaki***********
Ben Serge You are quite incorrect about the 60 day extension on a tourist visa or even a 60 day arrival stamp.
If visiting a family member (eg wife or child) you can get a 60 day extension for 1900 baht.
If visiting a family member (eg wife or child) you can get a 60 day extension for 1900 baht.
Cris ******
OPBen Serge oh. My wife has to reel me in quite often. And honestly my patience is really starting to wear with this place though.
Starting a business here has opened an entire new level of stress haha.
I think I have it figured out though. Costly. But figured
Starting a business here has opened an entire new level of stress haha.
I think I have it figured out though. Costly. But figured
Ben *******
Cris Murl That's the problem, it's not you or the people helping you, and I really don't want to say it bluntly hence the "?!?" I put above :(
What I would do is go and tell immigration about the problems you are having and get them to write something for the bank so they understand that you are not on a tourist visa and they are trained to serve customers in a bank and not to try and do the job of immigration, maybe leave out that last bit ;)
To be honest you come across as someone with the patience of a saint ;) I have blown up many a time on people here that just can't do their jobs properly, the cheque example I gave above was one of them, my wife was super angry with me until the cheque got accepted in Jomtien, then she realised everything I said was right and the "teller" just didn't want to ask for help ?!? ;)
Good luck, I hope you get it sorted out ;)
What I would do is go and tell immigration about the problems you are having and get them to write something for the bank so they understand that you are not on a tourist visa and they are trained to serve customers in a bank and not to try and do the job of immigration, maybe leave out that last bit ;)
To be honest you come across as someone with the patience of a saint ;) I have blown up many a time on people here that just can't do their jobs properly, the cheque example I gave above was one of them, my wife was super angry with me until the cheque got accepted in Jomtien, then she realised everything I said was right and the "teller" just didn't want to ask for help ?!? ;)
Good luck, I hope you get it sorted out ;)
Cris ******
OPBen Serge I agree. But sadly a friend we know who is married to an IO, spoke to one of the last tellers we spoke to today and it had zero effect.
Ben *******
Cris Murl Don't pay an agent, it's not needed, revisit immigration and ask them to write a letter to the bank for you, ask them to include a phone number so the bank can call to ask questions if they need to, paying an agent should never be considered in my opinion, especially for something like opening a bank account ;)
Cris ******
OPBen Serge well sadly the closest “tourist” area is Bangkok which is about 5 hours away. Which looks like we will be using an agent there to fix this mess anyway.
We went to two different Kasikorn banks in two different city’s. Both claimed my extension was a tourist visa. Despite the stamp literally saying “Non O extension” this place is a strain on my stress levels. Haha
We went to two different Kasikorn banks in two different city’s. Both claimed my extension was a tourist visa. Despite the stamp literally saying “Non O extension” this place is a strain on my stress levels. Haha
Cris ******
OP@Brandon ***********
granted the branch we are at was 35 minutes away already. Haha 😭Cris ******
OP@Brandon ***********
oh yes. Trying the next branch which is about an hour away. Nakhon Nowhere haha I love it. One Krungthai branch was a disaster and couldn’t even figure out what paperwork they wanted.Activity
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