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Answered3 months ago

What banks in Chiangmai can foreigners use to open an account for a Non-O visa without a 4-month freeze?

Jens *******
asked Jul 17, 2026
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I am back in Thailand (Chiangmai area) with a 3 month Non O visa. I need to open a Thai bank account to put money in for the visa for 2 months so I can extend to 1 year. Because of recent fraud and scammers Bangkok Bank requires US Embassy letter with proof of Thai residence but the US embassy will not issue such a letter. Also, Bangkok Bank requires the money to sit in the account for 4 months (not 2 months) before issuing a bank guarantee letter for immigration. I don’t have four months. Even with one month extension it is not enough time. Is anyone aware of another bank / branch in Chiangmai that will let you open a bank account using a Thai Immigration Certificate of Residence (TM.16) and will issue a bank guarantee letter after 2 months?
Answer summary
A user in Chiangmai is seeking advice on opening a bank account for their Non-O visa, particularly in light of stringent requirements from Bangkok Bank, which demands a letter from the US Embassy and a 4-month freeze on funds. Comments suggest that foreigners should avoid Bangkok Bank due to its policies and instead consider other banks like Kasikorn Bank, which is recommended for its service. It's clarified that Bangkok Bank may impose a 4-month freeze but could still issue a guarantee letter if conditions are met. Users advise visiting different bank branches if one does not provide assistance.
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