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What are the steps for opening a bank account in Thailand as an expat on a Non-O visa?

Oct 9, 2025
a day ago
Richard **********
ORIGINAL POSTER
Ok. I got it. My non o. Will be in bangkok on the 18th. Not worried about tm30 . Looking for sum advice on a good bank to park my baht in and how I should go about doing it. From US and use BOA. Looking to land smooth.
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TLDR : Answer Summary
The user is seeking advice on banking options after arriving in Bangkok on a Non-O visa. Community responses suggest opening an account at Kasikorn Bank or SCB, while avoiding Bangkok Bank due to negative experiences. Required documents typically include a rental lease agreement, passport, and potentially a certificate of residence. It's advised to be prepared to visit multiple branches to find one that meets the requirements. Additionally, transferring money into the new account was discussed, highlighting the importance of completing banking tasks within the first 30 days after arrival.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Jo **********
SCB
Tom ********
Krungsri (yellow Bank) is good and they have larger ATM withdrawal capability, Avoid Bangkok Bank.
Peter **********
@Tom *******
I believe Krungsri doesn’t accept incoming international transfers above 50,000 baht.

SCB is max 1.5 mln thb.

Kasikorn is max 2 mln thb.
Richard **********
ORIGINAL POSTER
Best way to move money into bank?
Donald **********
@Richard *********
- Swift/BACS from own bank, Wise, Revolut, Remitly, XE? Check who’ll do the best overall rate taking into account fees, exchange rate and introductory offers. Receiving bank might have fees too.
Mike **********
Dont forget to fill out the TDC 72 hours prior to
John ********
@Mike *********
I did mine at the airport before I went through customs. Took about 10 minutes. I've done it twice now. Dead easy.
Supreedee *****************************
@Mike *********
can we do 24 hours before? Seem stupid question sorry.
Peter **********
@Supreedee ****************************
Yes. Not earlier than 72 hours before arrival.

You can even do it at the available terminals at the airport!
Richard **********
ORIGINAL POSTER
@Mike *********
thank you. I won't forget
John ********
@Richard *********
You can do it at the bottom of the ramp before you go through customs. To easy.
Mark ***********
Kasikorn didn’t ask me for certificate of residence this morning when I opened account on my non-o retirement visa with lease, but every branch and teller can be different. You might go to a bank or two and ask for requirements.
Jesper *******
Kasikorn OR SCB avoid bkk bank....you will need lease agreement/ residency cert passport(nonO) and thai phone number registered under your name
Simon *******
Kasikornbank are very good and helpful, DO NOT GO NEAR BANGKOKUP BANK
Behzad ***********
I opened an account at Kasikorn bank and they wanted a copy of the rental lease agreement, passport, and a copy of E Visa
Richard **********
ORIGINAL POSTER
Richard **********
ORIGINAL POSTER
Thank you
Brandon ************
You finished the first step.

Arrive, get settled into where you'll be staying, then go to immigration and order a certificate of residence. Then go to Kasikorn or a bank of your choice (NOT Bangkok Bank) and try to open a bank account. You might need to hit a couple of branches, as the branch managers determines the rules for each branch, so some are better than others).

Once you have the account, it's pretty straightforward from there. Just make sure you can get that done within the first 30 days with your money transferred into your new account for your extension.
Sean **********
@Brandon ***********
however, worried or not you will need the TM30 when you go to immigration for the certificate of residence.

If you are staying at a home you may also need a copy of the 1st page of the owners Blue Book and the owner ID card. It is likely you will need a copy of your Thai Cell phone bill that matches the number you are using to open the account.

The suggestions here advising go to the bank first and ask about requirements sounds like good idea to me.
Brandon ************
@Sean *********
I assumed when the op stated "not worried about tm30" means they already have getting that done figured out.
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