thailand
Ask question
This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

How can I open a bank account in Thailand without a permanent address for my retirement visa application?

Thailand visaNON-O visaretirement visaopening a bank accountexpat adviceTM30 formimmigration proceduresbanking regulations in Thailand
Aug 3, 2025
4 months ago
Chris **********
ORIGINAL POSTER
I’ll be coming to Thailand in the 90 day visa with plans to then apply for the non-o retirement visa.

I’ll need to open a bank account and deposit the 800,000 Baht.

How do I open a bank account without a permanent Thailand address?
4,980
views
11
likes
147
all likes
54
replies
0
images
23
users
TLDR : Answer Summary
This post discusses the process of opening a bank account in Thailand for expats planning to apply for a NON-O retirement visa after arriving on a 90-day visa. Key steps include obtaining a TM30 form from your landlord after notifying them of your residence, securing a residence certificate from the immigration office, and ensuring the necessary funds are transferred within a month of arrival. The discussion also highlights the importance of applying for the NON-O visa at a Thai embassy before traveling and provides suggestions for seeking assistance from local visa agencies.
90 DAY REPORTING RESOURCES / SERVICES
  • Use the trusted Thailand 90 Day Reporting Service to get your in-person report done and mailed to you for as low as 375 THB (even if the online system doesn't work for you).
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Pelle Eriksson
Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...
recently on Facebook
Luca G.
Luca G.★★★★★
I used this agency for my DTV Visa...
recently on Google
Trusted 90 Day Reporting Agent
OVER 100,000 EXPATS SERVED
#1 VISA AGENT IN THAILAND
Roberto *********
The "90 day visa" IS the retirement visa. When you get to Thailand, you merely extend it for 12 months having met the criteria
4 months ago
Like
Reply
Steve **********
Coming in December where do I apply for the non-0 visa
4 months ago
Like
Reply
Lynnette *******
@Steve *********
 through the Thai embassy in your home country. It's done online. As Brandon has clearly explained.
4 months ago
Like
Reply
Bernard ************
@Lynnette ******
 Bonjour

Vous dites pays d'origine où le pays où je vis actuellement ?

Merci de votre réponse

Bonne journée
4 months ago
Like
Reply
Reply to
Bernard ************
Reply
Robert ********
@Steve *********
Online with the embassy in your country.
4 months ago
Like
Reply
Reply to
Robert ********
Reply
Paul *********
Get an OX before you come
4 months ago
Like
Reply
Michael ********
@Paul ********
 not available everywhere
4 months ago
Like
Reply
Graham ******
@Paul ********
 You must be an Aussie ;)
4 months ago
Like
Reply
Reply to
Graham ******
Reply
Nova *********
Once you stay in Thailand need to inform the landloard to submit your residence at immigratiom (TM.30) after you move in within 24 hrs. then you will receive TM.30 from them . You can open bank account and use that address.
4 months ago
Like
Reply
Frank ******
Wow great stuff I read the post it was a reasonable question and it received a reasonable response with clear instructions and also a clear confirmation from someone else that the information was correct it’s not often nowadays that this happens even amongst older people on here who I would think are mature relaxed as many of them have retired to a beautiful country and live amongst beautiful happy people but I still see ridicule and abuse and arguments but not on this occasion I’m stoked well done to all involved I’m happy for you Chris I’ll be joining you when the kids finish school see you in 8 to 10 cheers all again well done bloody champions
4 months ago
Like
Reply
Robert ********
@Frank *****
Seen it happened more than once.

A well formulated question gets more good answers than “I want to stay. What do I do?” 🤣
4 months ago
Like
Reply
Reply to
Robert ********
Reply
Stephen ********
If your coming to Hua Hin Chris, go to Anna’s Visa, you can look her up on Facebook and book an appointment with her, they do everything for you, Thai SIM card, retirement visa, bank account, multiple re-entry permit.
4 months ago
Like
Reply
Gio *****
@Stephen *******
 hi, can you send the details
4 months ago
Like
Reply
Stephen ********
@Gio ****
@https://www.facebook.com/shar*****************************
4 months ago
Like
Reply
Reply to
Stephen ********
Reply
Valerie *********
@Stephen *******
 Can you send me her contact information (her Line or WhatsApp number)?
4 months ago
Like
Reply
Hartmut ********
@Valerie ********
 die Agentur benötigt genau die gleichen Unterlagen wie die Immi. Selber beantragen ist beim ersten Mal schwer, aber dann geht es leicht. Die Agentur ist viel zu teuer
4 months ago
Like
Reply
Valerie *********
@Hartmut *******
 thank you!
4 months ago
Like
Reply
Reply to
Valerie *********
Reply
Stephen ********
@Valerie ********
@https://www.facebook.com/shar*****************************
4 months ago
Like
Reply
Reply to
Stephen ********
Reply
Taleporos ********
you love too much?
4 months ago
Like
Reply
Chris **********
ORIGINAL POSTER
@Taleporos *******
 ? Sorry. I don’t understand your comment.
4 months ago
Like
Reply
Reply to
Chris **********
Reply
Josh *********
ChatGPT Helpful with bank options
4 months ago
Like
Reply
Peter *********
Email Thai Visa centre.
4 months ago
Like
Reply
Chris **********
ORIGINAL POSTER
@Peter ********
 thank you!
4 months ago
Like
Reply
Peter *********
@Chris *********
 they are excellent in just used them for my Visa.. just email and ask.
4 months ago
Like
Reply
Reply to
Peter *********
Reply
Brandon ************
You need to apply for the 90 day non-O visa from your Thai embassy before you travel. This IS the retirement visa and it's the only time you'll have a visa, after that you'll just be applying for extensions. You would get a TM30 from wherever you're staying and then get a residence certificate from your immigration office. You would then use this to open a bank account. You have to get all of this done and your money transferred within a month of arriving.
4 months ago
Like
Reply
Robert ********
@Brandon ***********
Yes. Mine is … don’t know … I got it about 2015. Then you get a yearly extension at your immigration. Costs 1900 and needs a few papers plus some time to wait in line (max 30 minutes in Buriram, but I’ve heard about many hours in Bangkok).
4 months ago
Like
Reply
Abey *********
@Brandon ***********
 Where is the immigration office in Pattaya ?
4 months ago
Like
Reply
Ben *******
@Abey ********
 Soi 5 Jomtien Beach
4 months ago
Like
Reply
Abey *********
@Ben ******
 Thank you
4 months ago
Like
Reply
Ben *******
@Abey ********
 .. Welcome
4 months ago
Like
Reply
Reply to
Ben *******
Reply
Jim *******
@Brandon ***********
Has anyone had trouble trying to withdraw their money from a Thai bank? This is my biggest fear about getting a visa in Thailand.
4 months ago
Like
Reply
Brandon ************
@Jim ******
 why would they have trouble? It's their money. Bangkok Bank will freeze your money for 4 months if it hasn't been in your account for 4 months, but they don't do that in future years if you keep your account balance at that level
4 months ago
Like
Reply
Reply to
Brandon ************
Reply
Rini *********
@Brandon ***********
 do you need the 800.000 bath on a thai bank or is it also possible to have it in your home country? Thank you 🙏
4 months ago
Like
Reply
Jan ******************
@Rini ********
 You can apply at home for the initial visa with your own bank, but for the extension in Thailand it has to be in a Thai bank account.
4 months ago
Like
Reply
Rini *********
@Jan *****************
 Thank you
4 months ago
Like
Reply
Reply to
Rini *********
Reply
Exit **********
@Brandon ***********
 The non-O visa nowadays is for 90 days only? Are you sure? Some years ago we could apply for the 1 year non-O retirement visa at the embassy in our home-country. We had to do a face check every 90 days at local immigration. Is that not available anymore?
4 months ago
Like
Reply
Brandon ************
@Exit *********
 There's a 1 year non-OA visa. But that one has requirements like background check, health check, and mandatory insurance forever.
4 months ago
Like
Reply
Robert ********
@Brandon ***********
Correct. Many don’t look at the slight differences in names like O vs OA.

Just as many talk about their “retirement visa” after years of extension. 😉
4 months ago
Like
Reply
Exit **********
@Robert *******
 so the 90 days visa non-O can be extended without limit?
4 months ago
Like
Reply
Reply to
Exit **********
Reply
Ben *******
@Brandon ***********
 ... Get an agent to do it all for you. So much easier. I had a room in a hotel long term for about five months before I got my condo. The beauty of that is, it gives you time to settle in. No bills. No up front deposits. Room cleaned everyday but that will depend on the hotel if you are getting it cheap for a longer period. You can get a TM30 still because that's how I purchased my bike. If you are staying in Pattaya I highly recommend One Stop Visa in Soi 6.
4 months ago
Like
Reply
Ando **********
@Ben ******
 how much it cost for non O visa and Bank account etc. if I have the 800k
4 months ago
Like
Reply
Ben *******
@Ando *********
 ... Best to just go into an agent because the costs vary from agent to agent. Most provide an excellent service. I got my bank account, visa and both Thai driving licences. I can't disclose how much I paid because it might have gone up now. But if you're in Pattaya I highly recommend One Stop Visa at the bottom of Soi 6 near beach road.
4 months ago
Like
Reply
Reply to
Ben *******
Reply
Brandon ************
@Ben ******
 you can do all if yourself from your hotel room
4 months ago
Like
Reply
Ben *******
@Brandon ***********
 ... You can try. But I highly recommend an agent. They know all the contacts and any rule changes. I have not even been to immigration in over six months. The agent does my 90 day. Just give them my passport and pick it up the next day. Just takes all the stress out of all the officialdom allowing you to settle in peace.
4 months ago
Like
Reply
Max *************
@Ben ******
 Imo,it seems you're incapable of doing anything yourself. Did your mother clean your apartment back home and cook for you? 🤔
4 months ago
Like
Reply
Ben *******
@Max ************
 ... I am quite capable of doing anything and everything. I just choose to do it my way. You do it how you want. Really don't see why you need to bring my mother into the argument but am sure yours still wipes your ass for you. Everyone to their own, I guess. Have a lovely day.
4 months ago
Like
Reply
Robert ********
@Ben ******
I just did my 90 days online. Costs me nothing ;)
4 months ago
Like
Reply
Ben *******
@Robert *******
 Awesome. I've still yet to try it online.
4 months ago
Like
Reply
Robert ********
@Ben ******
Works well and easy.

You may need to give a call to your immigration. Mine isn’t looking into it every day, so I need to tell them to do their job 😉

And: the first time after entering the country must be done by an officer (don’t know why, it is what it is).

Here’s the link

*******************************************
4 months ago
Like
Reply
Reply to
Robert ********
Reply
Coretta **********
@Brandon ***********
 great info
4 months ago
Like
Reply
Chris **********
ORIGINAL POSTER
@Brandon ***********
 thank you!
4 months ago
Like
Reply
Jan ******************
This is in fact all you can do, but be prepared to visit several branches. I was denied in three branches with a Non O and a residence certificate before I was allowed in the fourth. The others demanded also a house book or a work permit or the first year extension of stay done as well.
4 months ago
Like
Reply
Sharon ***********
@Chris *********
4 months ago
Like
Reply
Jay *******
@Chris *********
 just went through the process and Brandon's explanation is exactly correct. Not overly difficult. For much less hassle you can use an agent to push the paperwork.
4 months ago
Like
Reply
Reply to
Jay *******
Reply
Thai Visa Advice and Everything Else
... members · 60% approval rate
The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.
Join the Group
Thai Visa Advice and Everything Else
View the Conversation
Thai Visa Advice and Everything Else
What are the steps to apply for a Non-O retirement visa for Thailand upon arrival?
26 comments
4 months ago
Is it easy to open a bank account in Thailand with a Non-O visa?
81 comments
4 months ago
What are the key requirements for opening a bank account in Thailand with a Non-O visa?
41 comments
4 months ago
Can I open a bank account in Thailand with a Non-O retirement visa?
96 comments
5 months ago
How can I open a Thai bank account to apply for a Retirement visa without a long-stay visa?
12 comments
6 months ago
How can I deposit 800k for the retirement visa if I can't open a bank account in Thailand?
35 comments
7 months ago
How can I open a Thai bank account on a Non Immigrant O Retirement visa while planning a short trip?
56 comments
7 months ago
What steps should I take to open a bank account for my non-O retirement visa in Thailand?
24 comments
7 months ago
How can I open a bank account in Thailand with a Non-O visa and what are the requirements?
31 comments
7 months ago
How do I open a bank account in Thailand with a 90-day Non O visa and what are the requirements for residency address recording?
14 comments
8 months ago
Can I open a bank account in Thailand from the UK if I have applied for a 90-day retirement visa?
6 comments
9 months ago
Can I open a bank account in Thailand with just a TM30 and no residency certificate?
4 comments
a year ago
How can I open a bank account in Thailand while on a visa exempt status?
94 comments
a year ago
What is the best plan for opening a Thai bank account and transitioning to a retirement visa upon my return to Thailand?
33 comments
a year ago
How can I get a Type O retirement visa in Thailand without a Thai bank account?
116 comments
2 years ago
What steps should I take to obtain a retirement visa and open a bank account in Thailand upon arrival?
21 comments
2 years ago
How can I open a bank account in Bangkok without a permanent address for my Non-O visa?
48 comments
2 years ago
How can I open a bank account in Thailand without a long-stay visa?
27 comments
2 years ago
How can my parents open a Thai bank account to qualify for a Non-O visa for retirement when they don't have a visa yet?
41 comments
2 years ago
How can I open a Thai bank account to qualify for a Non-O visa while only having a visa-exempt status?
9 comments
2 years ago
What documents are required for opening a bank account in Thailand as a retiree, and how does one apply for a Non-O visa and retirement visa?
124 comments
3 years ago
What are the steps to obtain a retirement visa in Thailand, and do I need to open a Thai bank account prior to applying?
83 comments
3 years ago
How can I open a Thai bank account on a 90-day Non-O visa?
2 comments
3 years ago
How can I open a Thai bank account from Vietnam for a retirement visa?
25 comments
5 years ago
What is the best cannabis dispensary in Bangkok?
7 comments
a month ago
Where can I find the best cannabis dispensary in Chon Buri?
9 comments
a month ago
What are the best dispensaries in Phuket?
21 comments
a month ago
What is the best cannabis dispensary in Surat Thani?
16 comments
a month ago
Where can I find the best weed in Chiang Mai?
8 comments
a month ago
Data protection policyTerms and conditionsDisclaimerPrivacy policyRefund policy
The asq:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.