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Answered6 months ago

What are the risks of using an agent for the 800 baht visa sponsorship in Thailand?

Stuart **********
asked Apr 12, 2026
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This may have been asked before, if you use a agent and they say they will sponser you the 800baht, what is the catch. Nothing ever free
Answer summary
Using an agent for the 800 baht visa sponsorship in Thailand may bypass financial obligations, but it includes several risks. While agents can expedite the process by temporarily placing funds in a bank account, this practice can raise red flags with immigration, potentially leading to visa rejection or fines. Agents' fees are generally much higher than DIY methods, and there is a risk of becoming dependent on their services for future renewals. Furthermore, legal implications surround the process of financial manipulation, leaving individuals vulnerable to potential audits or crackdowns by immigration authorities.
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Scott **********
Scott **********
another broke ass bottom feeder
Dave ***********
Dave ***********
I paid the equivalent of $800us for my multiple entry retirement Visa. I didn't have the initial deposit required so I went with a Visa office. It was quick and painless.
Todd *********
Todd *********
it is a bit of semantics and practical reality. Once you are using an agent, you are on that pathway unless you exit and restart the whole process. But... what are the odds of someone having full service for 5 years and no 800k in the bank suddenly deciding to make their lives more miserable by organizing paperwork and standing in line at banks and govt offices. Perhaps if you have totally run out of money and all you can afford is 1900 baht... but otherwise, you are likely enjoying the agents work on your behalf
Alexander *************
Alexander *************
Quite a few are using agents for their extension. Is a “privilege” for poor people and make you in reality even poorer. But it’s Thailand a crowding place for the poor earner
Simon *******
Simon *******
Why is it always a friend or someone's friend when will people stop believing the bs
Paul ***********
Paul ***********
You pay for it.
Dave **********
Dave **********
The upside is,you don't have to keep 400k in bank at all times,🤷
Garrett ***********
Garrett ***********
Free? I mean, you pay for the service
Steve *******
Steve *******
The catch is 1, you've got a fraudulently obtained visa/extention of stay. 2, you have to use an agent the following year unless you leave and start the process again.
Peter *******
Peter *******
You need 2 bank accounts, put 800k in one before your renewal date, do your visa with an agent as normal using the other account, next time 1year forward use the other account at immigration with the 800k in it, you will qualify.
Noel ***********************
Noel ***********************
No catch . It's part of the service
Robert ***********
Robert ***********
You can go to jail if you get caught, that's the catch!
Sujy *********
Sujy *********
For those worry of a crackdown on agents... it already happened 7+ years ago due to the Khon Kaen Immigration scandal. It was the volunteer visas that became obsolete. It was replaced by getting Non-B very easily, amongst other things.

Those on it (with or without agent help), were able to stay until their extension end, but had to cancel the visa before leaving Thailand. Then, they were all able to come back the same day if they wanted. Those who didn't cancel before leaving were not been accepted back in.

So even tho everyone knew those visas were done with agent help, without actually volunteering, it didn't affect anything except to have a stain in your passport in which if you border run Cambodia, you pay 1k baht in extra fees. Yeah, that's about it, and ofc, avoiding BKK airport since they want everyone on previous Volunteer or Ed Visa history to use Fast Track.
Nick *******
Nick *******
Sujy Sujaree clearly nothing has changed in 7 years 😂😀😂😂😂😂😂
Sujy *********
Sujy *********
@Nick ******
Nothing in regard to agent crackdown, which is the topic at hand.
Nick *******
Nick *******
Sujy Sujaree you are totally mad!
Mary ********
Mary ********
You pay premium for your visa (whatever they quote you) and you end up having to pay that year after year. If you seed your own 800K baht in the bank and do the visa yourself it costs about 1900 baht per year. While you may lose some interest doing it that way - you can recoup that watching the exchange rate and transferring funds at the right times to live on and using some of the 800K through the year (other than the required two months before the application date / three months post application date where 800K must be in the bank)
Simon *******
Simon *******
If you invest the equivalent to 800,000bht in your own country you will get more interest than the agent charges you to put the 800,000bht into your account, its been happening for a very long time don't worry about all those people hollier than thou attitude ,thousands use agent every year without a problem .

Ignore the self-righteous on here .
Steve ********
Steve ********
Simon Adams exactly. I get £800 interest in the UK on the
*****
0 and I just renewed for about £300 so why would I want to put that money in my Thai bank and earn a few hundred baht
Jim *********
Jim *********
Steve Thomas do you pay tax on interest earned in UK
Simon *******
Simon *******
@Jim ********
its luck I don't live in Southern Irland as there is a north and a south, the north comes under the the UK.
Jim *********
Jim *********
Simon Adams in Ireland it's I think 30% on everything
Simon *******
Simon *******
@Jim ********
no if its less than £1000
Ralph *******
Ralph *******
Steve Thomas Because you are making a false declaration. In itself an offence.
Rae ******
Rae ******
Simon Adams exactly 800k @5% is 40K, but just switch to 65 a month
Sam *******
Sam *******
Rae Wang hmm id like to get 5% interest on my savings. Not easy
Asso ******
Asso ******
Sam Lewis Not easy, if you just want to get the 5% for the money sitting in your account. There are plenty of low risk investment opportunities that can give you much more than 5% per year
Paul ******
Paul ******
If you cant afford it don’t

do it you are adding to the problems for other legit retirees
Stuart *********
Stuart *********
Why would a couple transfer 1.6 million baht to Thailand (where they basically earn zero interest) when they can pay an agent 14k (each) and get a year extension. The interest on investments overseas for those funds would completely cover any agent fees.

I’m not condoning one way or the other but in some cases it’s not a case of being able to afford it but a case of where it makes sense to use funds you have available.

If you think that people using agents may “upset the apple cart” for all the others that don’t then just be aware that the apple cart has been long and steady for decades. It may topple in the future but with its history it’s probably not likely to.
Stuart **********
Stuart **********
OP
Paul Lyon as mention I do have the funds but just wanted to know the catch with then doing the funds
Reg ***********
Reg ***********
A friend used an agent when he first came to Thailand, he then deposited 800,000 3 months before renewing,immigration checked his bank statement and noted the discrepancy he was "fined" 10,000 baht but got his extension, its best to do things right as not all immigration officers will be that "friendly" 😀😀😀
Sujy *********
Sujy *********
Reg Wilkinson He didn't use a real agent. An agent work with a specific officer whose job is to give you the visa hassle free. And most of the time you don't even have to leave your house to get it.
Reg ***********
Reg ***********
Sujy Sujaree he got his first extension in pattaya his second extension was elsewhere
Sujy *********
Sujy *********
Reg Wilkinson Exactly. He is not allowed to get his 2nd extension elsewhere. He got lucky that he was fined 10k only and not rejected.
Nick *******
Nick *******
Sujy Sujaree you're hilarious....so when someone comes up with real example that counters your point that is your answer! are you 5 years old?
Sujy *********
Sujy *********
Paul Bengtsson What? Were talking about people using agents. If your agent use a certain immigration office, you can't use a different one the year after.
Paul ***********
Paul ***********
Sujy Sujaree You say if I moved to Chang Mai and live there legaly, I have to go to Pattaya for a new extension?

Nah, dont think so.
Nick *******
Nick *******
Sujy Sujaree 😂😂😂😂😂😂
Sujy *********
Sujy *********
@Nick ******
I was proven right by Red further comment. You can't go from Pattaya 1 year to another office the next. You have to exit the country and start over. His friend is lucky they said yes to an extension with only 10k fines.
Wyn **********
Wyn **********
No catch just ignore the do gooders that try to put you off.
Kenneth ********
Kenneth ********
Khwaaay mak maak
Neil ********
Neil ********
Do it yourself. Fear is worse than reality. You should season your account for at least 3 months before renewal. An agent cheats the system. This could get you thrown out
Rick ****
Rick ****
Neil Fowell You could still use an agent to ensure all your t’s are crossed and i’s are dotted. Just don’t go through the shady process.
Nick *******
Nick *******
Neil Fowell sound advice. I would take any bet that all the people in this thread saying it isn't problem blah blah blah, are doing so because they have done it themselves.
Peter **********
Peter **********
Good question.

Try it and gain personal experience.
Joiner *****
Joiner *****
Peter H Bates yup

Join the many thousands who do it, for which immigration is very gratefull
Sujy *********
Sujy *********
There is no catch, you pay a premium price to by-pass financial requirement. Some agents will put money into your account for 10 min to get a screenshot, but some won't because office the they work with won't require it. Once you get the stamp, it's the same stamp as anyone who got it without using an agent. So there nobody to hunt down, you are there legally. Each office decide on the restriction (how long the $ need to be in the account). It's arbitrary in which if they work with agent, the requirement will be very loose.
Doug ********
Doug ********
Sujy Sujareelol...your.interpretation of what is legal is only only the way you want to see it. The fact you even use the phrase 'by pass ' means to evade the financial requirements, now evasion is.breaking the law. The fact you and thousands have been allowed to get away with it, does not mean it's legal, it means corruption currently is accepted. But don't say it's legal

Or that there can be no comeback at a later stage. That is just bad advice not based on the legal requirements,just on your own experience. Personally I would love there to be a crackdown and for you to be made one of the first examples of being ejected based on having obtained your so called stamp ILLEGALLY
Sujy *********
Sujy *********
Doug Powell Each immigration office decide how long the money need to be there for. There are immigration offices where you can get the initial 90 days Non-O, without an agent (DIY), even if the money is there for only 1 day. While there others on the opposite end where it's minimum 90 days. So in that regard, your friend putting the money into your account for 1 day, or an agent, is the same thing. Because each immigration office have different level of strictness, everything become subject to interpretation.
Doug ********
Doug ********
Sujy Sujaree😂😅😂😂😂😂😂😂
Doug ********
Doug ********
Sujy Sujaree..ok now I know..your a fool.goodnight
Sujy *********
Sujy *********
Btw, what newbies like Nick are describing already happened like 7 years ago. But there was no audit, there is no such thing. When the volunteer visas got crackdown on due to the Khon Kaen Immigration scandals (which 99.9% know nothing about). People on volunteer visas were able to stay until their extension end, but unable to bounce and come back unless they canceled their volunteer visa before leaving. Some people unaware of that left and try to come back and were denied. But those who cancaled before leaving were able to come back. I remember that era very well. So even there when volunteer visas was crackdown on, people still on it had no issue if they just follow their agent guidance.
Nick *******
Nick *******
Sujy Sujaree wow you really are an arrogant know it all aren't you. I love you self appointed experts that call others newbies. I just saw your last post in this group about 'living half your life here with a thai wife' yet getting refused on a border bounce. What a hypocrite. It's people playing the system like that that creates the risk of a crackdown. Anyone that listens to you needs to get their heads checked. bye
Sujy *********
Sujy *********
On top of that, in some immigration offices, you can get the initial 90 days Non-O, without an agent (DIY), even if the money is there for only 1 day. So it doesn't matter if it's a friend putting the money there or an agent. Certain immigration offices have different standard, no matter who helped you get there.
Nick *******
Nick *******
Sujy Sujaree you don’t know what I am perceiving. You are so far up your own backside it’s comical. Calling people newbies because they disagree with you, and commenting as if you know what someone is thinking. You think you are more knowledgeable but have been cheating the system for years. There is clearly a risk if you obtain a visa through financial manipulation. If you cannot see that then you are beyond help. Bye bye.
Sujy *********
Sujy *********
@Nick ******
Let me rephrase: there won't be a crackdown the way that you are perceiving it. There has been 4 crackdown in the last 8 years. But these are not the type of crackdown you want to happen. The crackdown you are looking for kick hundreds of thousands of foreigners out of Thailand, and make agency obsolete.
Nick *******
Nick *******
Sujy Sujaree seriously though - how can you say ‘there won’t be a crackdown’ is a fact? You can have that opinion for sure but a fact 😂😂😂😂😂😂😂😂😂😂😂😂🤡🤡
Nick *******
Nick *******
Sujy Sujaree think you must be talking to yourself now
Sujy *********
Sujy *********
@Nick ******
As said above, I'm not here to make friends. I'm here to provide factual info. Whether or not one choose to believe or not I do not care. If someone spew nonsense, I will correct the misinformation if I see it.
Nick *******
Nick *******
Sujy Sujaree you are so naive if you think immigration cannot very easily check your account if they decided to crack on agents doing this.
Sujy *********
Sujy *********
Btw, can you guys guess who own this FB group you are written from? "Thailand Visa Advice | DTV | Retirement & More". The largest visa agent in Thailand own this very group. Their name is in the banner above. They services hundred of thousands of customers. So you are basically in a group in which you despise who owns it. Make it make sense. They provide every single service you can think of.
Nick *******
Nick *******
Sujy Sujaree crime you say? Crime? I said there is a risk because it is against the rules. Really, what’s wrong you? I’m blocking you now because your nonsense is boring. You can’t even use your own face book account. Your poor wife.
Sujy *********
Sujy *********
@Nick ******
You are part of a group, in which per your own admission, you think the owner is commiting multiples crimes. You are not consistent in your beliefs. It's like if you go after someone for consuming illegal drugs, but give a pass to the dealer. You called me a hypocrite earlier, the mirror is right there buddy.
Nick *******
Nick *******
Sujy Sujaree still mad I see! I for one do not despise them. Why would I. I have spoken to them in the past. They provide a service and people take that service from them. More power to them I say. That fact doesn't invalidate any of the points made though. I think you arrogant mindset is going to struggle with that concept though. They say you can cure most things but you cannot cure stupidity!
Sujy *********
Sujy *********
@Nick ******
I'm not here to make friends. I'm here to provide factual info. Whether or not one choose to believe or not I do not care.
Nick *******
Nick *******
John Wenman he's trying to convince himself because he has done it. It's as simple as that
John ********
John ********
You’re arguing that a stamp that was obtained by material misrepresentation is legal.

It is not. You shouldn’t be presenting it as a fact.
Nick *******
Nick *******
Sujy Sujaree you must like my factual comment about you being naive then!
Derek *****
Derek *****
Correct. Don’t mind the ones who try to shame you for not being financially lesser :-)
Ian *******
Ian *******
Sujy Sujaree Sujy Sujaree when you say they are there legally, that is not really true. While they are not currently auditing people, there is no guarantee that will not change. If they were to audit you, and demand to see your bookpass (passbook), it would not show the minimum of 400k in your account.
Sujy *********
Sujy *********
Ian Whyte Some agents provide fake stamps which make people overstay.

Some agents provide real stamps from real officers, in which you are in the same situation as anyone else. This is not rocket science. The audit already happen during the under consideration period. The immigration office choose to give you the stamp = you are here legally. That same immigration office will not re-audit you, and a random office which didn't give you a visa won't audit because you are not in their system.
Stuart **********
Stuart **********
OP
Thank you for that I knew something did sound right, I’ll go the way I was with using my own money
Kevin ***********
Kevin ***********
Stuart Pridgeon you can still use an agent but insist on using your own money, though the fee would be cheaper, takes the headache of getting the paperwork sorted
Ant ***********
Ant ***********
You pay them big bucks to do what they do

Put 800K in your Thai bank account , take a statement , then remove it , depending who does it , they keep your passport for 35 days and repeat the same process to satisfy their friends at immigration

The stamps are all legit , their processes may not be
Jim *********
Jim *********
Ant W Tailor 800k in account for 1 hour and withdrawn. Cost 12.5 k and passport kept for 3 or 4 days more like it
Sujy *********
Sujy *********
Jim Skinner An agent can put the money and 10 min later re-transfer the full amount. Hundreds of agents do this everyday.
Steve ******
Steve ******
Jim Skinner for a renewal 16k with single entry and passport given back the same day I know I've done it may be different at different agents,can you imagine it getting stopped how many thais would it affect,all those visa agents closed
Ant ***********
Ant ***********
Jim Skinner

That would be for a renewal and also if you already had your own Thai bank account
Sujy *********
Sujy *********
Ant W Tailor Not all agent need to put the money in bank account. Some offices don't care about the proof of funds.
Stuart *********
Stuart *********
That you’re stuck with using agents going forward. You won’t be able to “DIY” later down the road without first leaving and entering on a “fresh” stamp and start over doing it yourself.
John *********
John *********
@Stuart ********
- Correct. I used an agent twice, then did it myself at a different office. Having left the country. Returned and seasoned the 800K for 4 months due to a Bangkok Bank account. You go visit your local Immigration Office and your bank and ASK..! Each have different protocols. Don’t be caught out. Because it’s not some Facebook “Oracle” facing the consequences of no visa - it’s you.! 😬
Paul ***********
Paul ***********
Paul *******
Paul *******
@Stuart ********
If you want to move from an agent your last year put the cash in the bank and leave it. Get the agent to do your renewal without the cash as you have it. 7K agent fee then next year your financials are in order.
Stuart *********
Stuart *********
Good luck with that. It possibly could work but I wouldn’t hold my breath on it.
Gary ***********
Gary ***********
@Stuart ********
you could get out of it by "doubling up" with your money too on the last year you want to use an agent but I assume people who want to use agent funding aren't in a position to do that
Stuart *********
Stuart *********
In theory that could work but your local immigration office would possibly spot that your last extension was from “Nakhon Si Nowhere” from a province from where you don’t live and would be a red flag to a bull.

I haven’t read any posts from anyone that’s got away with that but I couldn’t say it hasn’t happened.
Sujy *********
Sujy *********
@Stuart ********
Someone friend below did that, got the extension but got fined 10k baht.
Willy *******
Willy *******
@Stuart ********
So you are not stuck.

You just leave and start over next time by yourself.
James ********
James ********
Willy Lusch And what's so hard about that ?

You would have had to do it the first time on your own anyway.
Rae ******
Rae ******
not true you switch to 65k over the course of a year.
Stuart *********
Stuart *********
Wrong. You didn’t keep to the requirements of the initial extension so aren’t eligible to switch to 65k per month.
Lynnette *******
Lynnette *******
Willy Lusch it's exactly as Stuart says. You are stuck, unless you leave! Then try to do it again and risk being denied.
Nick *******
Nick *******
Willy Lusch you clearly run the risk of not being accepted the second time you apply
Todd *********
Todd *********
@Nick ******
risk of not being accepted lol? based on what
Dave ********
Dave ********
Sujy *********
Sujy *********
Stuart is correct. If you want to DIY 12 months later, you have to leave and redo the initial 90 days Non-O. But others mentioning crackdown risk to get deported are clueless. We've been through this with volunteer visa a while back.
Stuart *********
Stuart *********
You didn’t do what the requirements for an extension require. You didn’t keep 800k for 3 months after your last extension so you aren’t eligible for your next one. What point in my statement do you think is not true?
Stuart *********
Stuart *********
I’m assuming you mean the original extension (or combo of visa plus extension) then you can’t switch to 65k per month as you haven’t kept the 800k for 3 months after. In theory if you had the 800k and kept it for 3 months and had 12 months of 65k transfers it might fly. But so might pigs. Love to hear of an instance where it did.
Dave ********
Dave ********
@Stuart ********
after the original visa, providing you either transfer
*****
baht a month or keep the required amount in for the appropriate time you can do it yourself. Yes the rules are complicated.
Nick *******
Nick *******
Dave Cottom of course it's true....he is 100% correct. You would have to start again, but run the risk of not being accepted
Nick *******
Nick *******
the catch is you are hooked into using their service every year for renewal, AND run the risk of your visa being cancelled as you do not meet the requirements
Mma *******
Mma *******
@Nick ******
You’re not hooked, you can leave and reboot the process with a new agent or self fund anytime. Think of the interest u earn keeping the 800k in a western bank x a Thai Bank. 100’s of thousands of retirees use agents to fund the 800k. The option is not going anywhere.
Nick *******
Nick *******
Mma Droog you are hooked unless you want to start the process again, in which case you will need to put your own 800k in, and might well get rejected. Think about the optics of having a retirement visa, leaving and applying again.
Sujy *********
Sujy *********
@Nick ******
Realistically, for 15k baht a year with agent, it cost about the same to travel to DIY. So most just use the same agent eternally. + what you lose in stocks and taxes from removing some investments. So it's a net positive value wise + less time consuming to not DIY on year 2-3-4, etc.
Sujy *********
Sujy *********
Mma Droog You are the first one that is getting it. People don't understand how lucrative the industry is and not just for agents.
John *************
John *************
@Nick ******
absolutely not true. Nobody is hooked, you always have the option to use your own 800k at a later date.
Stuart *********
Stuart *********
Not unless you leave and come back with a fresh stamp. Exempt, tourist or non O doesn’t matter but it needs to be a new stamp not linked to previous applications and you’d need to start the process from square one. Either extend a non O or get an in country non o and go from there.
Ray *********
Ray *********
@Nick ******
not necessarily
Nick *******
Nick *******
Ray Bingham ok mate, if you say so 🙄
Sujy *********
Sujy *********
@Nick ******
This is not true. See Stuart comment below. You just have to leave and come back.
Nick *******
Nick *******
Sujy Sujaree eh? he agrees with me....can you not read? If immigrations cracked down you would have to leave and start again as your visa would be cancelled (but obviously might not get accepted).
Nick *******
Nick *******
Sujy Sujaree 😂😂😂😂😂😂😂😂😂😂😂😂😂
Nick *******
Nick *******
Todd McGowan of course they won't crack down on agents per se. But you cannot say they will not crackdown on those agents facilitating financial manipulation, or that there is zero risk for people that have gone that route.
Sujy *********
Sujy *********
Todd McGowan Let him cook, lol! Nick is living in fantasy land. He doesn't understand what crackdown on agents even mean. He's unaware of the big 3 family in Thailand running the agency market. He think that the agents are the last line of defense. He's out of his league. Agents are never going down and we both know this, but people who lack experience doesn't. Agents crackdown imply an economic crackdown. It's like purposely killing your country.
Todd *********
Todd *********
@Nick ******
if they 'crack down' on agents?! Not happening
Nick *******
Nick *******
Sujy Sujaree go and look up the word pedantic mate! If you want to keep that visa you are hooked. It's not difficult to understand
Sujy *********
Sujy *********
@Nick ******
He is being more nuance. You said that you are hooked to them, it's incorrect. You can at any point leave, and come back clean sheet.
Joel ******
Joel ******
Much higher fee than if you have your own funding in an account, and the risk of immigration cracking down.
Tricia *****
Tricia *****
It is part of their fee.

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What is the best visa option for moving to Thailand to join my Thai wife, and can I avoid the financial requirements for a marriage visa?
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