Answereda year ago

What are the experiences of opening a bank account with Krungthai Bank in Thailand?

Krungthai Bank Expats in Thailand Bank account opening Visa requirements Non-O visa Thai banking experience

Ray ********

asked Aug 30, 2025

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Has anyone open a bank account with Krungthai Bank . Was there any issues with them . Thanks

Answer summary

Experiences shared by expats about opening a bank account with Krungthai Bank vary significantly. Some noted that account approval often depends on the type of visa, with certain visas like the DTV not qualifying under normal circumstances. Others highlighted the importance of branch-specific requirements, suggesting that having a residence certificate from immigration can facilitate the process. Personal anecdotes revealed that assistance from a Thai partner could help overcome obstacles during application. Overall, while some had smooth experiences, particularly with helpful staff at specific locations, others faced challenges with other banks, indicating that individual circumstances played a key role in the outcome.

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Angel ******

Try to go krung thai bank.

a year ago

Rodger ********

I have Krungsri bank for last couple of months, no issues at all

a year ago

Tony *****

I opened an account with Krungthai in Lomsak having been turned down numerous times by both Kasikorn and SCB. I’m in a non O 90 day for retirement. Really helpful staff and very easy to open an account. I did. Have to take out small insurance policy though.

a year ago

Max *************

@Tony ****

Those insurances are basically useless. When it expires, don't renew it.

a year ago

Tony *****

@Max ************

yeah agreed. At the time I had come to the end of my tether. Day 3 of travelling all over the region only to get turned down by all banks. As we know each branch citing different and nonesense requirements. When you point out the banks web page and

Policy it’s the old shrug and try somewhere else!! It’s pretty clear the initial 90 day visa has them stumped, and although they agree you need an account for the extension of stay they won’t open an account without that. Once again greeted with the customary shrug

a year ago

Tony *****

@Max ************

absolutely. I don’t blame the staff. It’s the branch managers that set the rules and they get together and clearly just make it up as the go along 🤣🤣🤣

a year ago

Max *************

@Tony ****

The problem is that they are not really experts when it comes to visas.Especially out in the sticks.In their eyes a 90 days Non-O visa isn't a long stay visa.

a year ago

Max *************

It depends on bank and branch. They basically have their own requirements at the moment. To make it a bit easier, get a residence certificate from immigration.

a year ago

Michael ********

I opened a bank account with SCB this week, no problem and very fast.

a year ago

Henrik *****

Don’t forget to supply visa information, that’s crucial information.

a year ago

Max *************

@Henrik ****

That's the first thing any bank will ask about.

a year ago

David **********

I came here on an “O” visa. Try SCB, Bangkok Bank & KrungThai.

Tried multiple times at each wit a no go.

My last attempt my girlfriend came with me to KrungThai.

They still didn’t like me until she told them I was her husband. Bing, bam, boom account opened.

a year ago

Henrik *****

Depends primarily on your visa.

DTV isn’t eligible for Thai bankaccounts, unless very special circumstances.

a year ago