I just want to update you regarding the bank issue.
I flew in today and went directly to my bank SCB, they informed me that they just have to verify my phone number, and they did not ask about any Visa.
Luckily, I can still use my bank account!
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TLDR : Answer Summary
The user recently updated that upon returning to Thailand, they were able to verify their phone number with SCB bank without needing to present a visa, allowing them continued access to their bank account. Comments from other users suggest that similar issues are mostly relevant to Bangkok Bank, which has reportedly been closing accounts due to visa complications.
It's not everyone being affected that's for sure, despite what some people are saying. However, sadly, too many people are having their accounts frozen.