Answered9 months ago

What are the costs and best methods for transferring a large sum of money internationally from Thailand?

International Money Transfer Fees and Costs Wise App SWIFT Transfers Banking in Thailand Non-O Visa

Alison **********

asked Jan 21, 2026

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Hi all, not sure if this will be allowed by admin as it’s not strictly visa related. I entered Thailand on 11 Jan on a non O Visa - thanks largely to this group for great advice and guidance. 

Purpose of visa was to open a bank account ( again thanks for advice in this group) to finalise my brother’s financial affairs- my brother lived in Chiang Mai and was killed in a motorcycle incident.  I closed my brother’s account and transferred funds across, there is also compensation payout to come. My question is has anyone transferred a large sum of money internationally and what cost am I likely to pay ? 

I live in Australia for context Any advice much appreciated thanks 🙏

Answer summary

An expat in Thailand seeks advice on the costs associated with transferring a large sum of money internationally, having entered the country on a non-O visa to handle financial affairs after the death of a relative. Community members share their experiences and suggest various methods for transferring money, such as using Wise and SWIFT, noting differences in fees and exchange rates across banks.

9 repliesnewest first

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Colin *******

Use Wise Bank the fees are a lot lower than Chaps or Swift International Banking Rate

9 months ago

Ian **********

There are limits, but you don't have to transfer it all in one go. Swift bank-to-bank transfers are the norm, but some people use Dee money.

9 months ago

Kevin ************

Go online and get a Wise account. Not sure about how much you want to transfer or their limits, but I’ve found them the easiest to transfer to and from Australia. Less fees.

9 months ago

Alison **********

Kevin Ganzevoort hi I have a wise account but am unable to transfer baht to Aus using wise

9 months ago

Kevin ************

Alison Appleton thanks for the information. Only transferred from Australia to Thailand. Thought it worked both ways.

9 months ago

Mel ******

Kevin Ganzevoort you were able to transfer funds out of Thailand bank using Wise? I did not think that worked. I thought only Dee money app or bank swift transfer worked.

9 months ago

Kevin ************

Mel Akey only just got one. Haven’t tried to move money from Thailand to Australia. Only the other way around. Thanks for the info.

9 months ago

Ian **********

Mel Akey I think you are correct

9 months ago

Nick ************

I don't know what you mean by a large sum of money but I had no problems transferring £

*****

from Krungsri Bank to UK bank last Summer via SWIFT. . The cost was around £60. It would appear that different Thai banks charge different amounts and maybe use a different exchange rate but it would be best to check with whichever bank holds your funds. Now is a grid time to transfer money out of Thailand to the UK at least!

9 months ago