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What is the best method to transfer 800,000 THB to my Krungthai Bank account from the UK?

Jul 16, 2025
a day ago
Shaun ********
ORIGINAL POSTER
Hi a relative newbie here.

I arrived from UK on Saturday on non o Visa

I have obtained certificate of residence from immigration and today was successful in opening a bank account with Krungthai Bank.

What is the correct way to transfer the 800,000 ?

Can I just do it from my UK bank direct to Krungthai bank?

Thanks in advance
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TLDR : Answer Summary
A user recently arrived in Thailand on a NON-O Visa and successfully opened an account with Krungthai Bank. They are seeking advice on transferring 800,000 THB from a UK bank to their Thai account. Responses suggest that direct transfers from UK banks are possible and secure, but using transfer services like Wise may offer lower fees, although the nature of the transaction might differ. Overall, swift transfers are recommended for clarity as international transactions.
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Jeremy *********
I still live in UK. My non o visa starts 5 th August
Jeremy *********
Sorry , not willing to write that on an open platform
Pat *******
How does one have a bank account in the UK and reside in Thailand
Roberto *********
@Pat ******
Why not? It's possible to reside in two countries
Jeremy *********
I send to Thailand from my Barclays account. The rates are not that bad even with a £12.00 fee
Jeremy *********
Currencies direct are a uk government subsidiary. I won’t use them for that reason
Graham *****
Please use wise
Nongnuch ********
@Graham ****
I wouldn't recommend using WISE, because their maximum amount for a transfer to a Khrung Thai bank account is 50,000 THB. He would have to manage 19 individual transfers
Graham *****
@Nongnuch *******
OK didn't know that
Graeme ******
Yes you can do a direct transfer from your uk bank to your thai account, may not be the best rate but very safe and secure
Kim **********
@Graeme *****
it’s safe and secure but can be a giant pain in the ass. I had a 30 min phone call from my bank with repeated questions over and over as to whether I may have been scammed etc.
Tony **********
@Kim *********
usually after the first account transfer they understand and so asking questions (USA anyway).
Chris *********************
@Kim *********
yes I get the 100 questions have you been scammed every time.
Graham *****
@Graeme *****
can't believe you gave this advice when banks charge exorbitant rates

WISE is the way to go
Tony **********
@Graham ****
sending in home currency, swift is cheaper for larger amounts. Wise also has limited in transfer size.
Graeme ******
@Graham ****
simple he asked can you and the answer is yes. I also said its not the best rate but it is safe as its bank to bank. I never gave advice I answered his question
Chris *********************
@Graeme *****
true not the best rate but your money is tracked and safe ,that's how I do it have done for the past 18 years never a problem.
Shaun ********
ORIGINAL POSTER
@Graeme *****
thank you
Stuart *********
Wise is a cheaper way of transferring but may not show as an international transfer depending on the intermediary bank they use. For 800k you’ll possibly not save any fees so just do a swift transfer that is guaranteed to show as an international transaction.
Max *************
Go for a simple bank to bank transfer for the 800k. Then it will show up as an international transfer. That's important.
Max *************
@Stuart ********
The maximum amount at Krungthai Bank is only 50k per transfer via Wise.
Tony **********
@Stuart ********
wise is not cheaper for larger amounts. Use swift and send in home country currency.
John **********
@Stuart ********
the 800k baht doesn't have to show as coming from overseas for an extension, only for the initial in country Non-O but he already has a Non-O
Shaun ********
ORIGINAL POSTER
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