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Answered3 months ago

What are the best visa options for retired Canadians looking to stay in Thailand for 5.5 months without leaving?

JoyfulY*******
asked Aug 5, 2026
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I am looking for some helpful guidance

Thank you in advance for being kind, if you feel like you wanna be sarcastic or rude, please just keep scrolling

I’m just trying to understand my visa options and steps before I apply,

it all feels a little confusing, and I don’t want to make mistakes or make assumptions

My husband and I are both over 50 and both retired, Canadian.

We wanting to come to Thailand for 5 1/2 months…. no longer at this time … so longer visa don’t seem to fit …

We’ve been to Thailand, three other times, however we have never stayed stayed past 60 days so this is all new 

So looking at six month visa

We have our flights with a return flight

We have our accommodations

My question is do you have to have METV

can we get visa where we don’t need to leave the Kingdom

what should I know before applying

thank you
Answer summary
The original post asks for advice on visa options for retired Canadians planning to stay in Thailand for 5.5 months. Several commenters provided insights suggesting that the METV (Multiple Entry Tourist Visa) may be the most suitable as it allows for a longer stay but requires at least one exit and re-entry. They also discussed the 90-day single entry Non-Immigrant O Retirement Visa, which allows a long-term stay if conditions like financial requirements are met. Overall, while multiple options exist, the METV seems to provide a flexible solution for the desired stay length.
48 repliesnewest first
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Graeme *******
Graeme *******
Plus remember 180 days in Thailand you are considered a tax resident.
Braulio *********
Braulio *********
you ask for internet advice with a false name....odd
Alan **********
Alan **********
I'm sure you're going to consider this rude and/or sarcastic, but why did you include "My husband and I are both over 50 and both retired, Canadian" when it appears to be irrelevant ?

Or at least state up front you are NOT looking to retire in Thailand ? You can see all the "retirement" answers already right ?

Now, since the 60-day v-e hasn't YET been reduced to 30, AND your 5.5 months (not picked out of thin air, was it ?) is outside the "60+30ext, leave, and return for another 60+7(ext), even if it IS still available, would be shorter than you're looking for anyway,,,,,,,,,,,,,

The METV John Stanners referred to appears to be about the only way to stay that long without going back to Canada, or "retiring" in Thailand - BUT, that METV still requires you to leave after 90 days and come back in for the next 75(?).
PeacefulTa***********
PeacefulTa***********
Alan Rothwell And wgaf why they're staying 5.5 months ffs?
Alan **********
Alan **********
PeacefulTangerine7544 And why does this bother you ?
PeacefulTa***********
PeacefulTa***********
Alan Rothwell It's not irrelevant, it shows that they both may qualify for the retirement visa 😵‍💫
Alan **********
Alan **********
PeacefulTangerine7544 They ARE retired.

They do NOT WANT to retire in Thailand.
Greg ***********
Greg ***********
Alan Rothwell 75 (??) . . .No, it is for the next 60, with a 30-days extension for 1900 Baht possible. That is the METV, and this is the cheapest option, requiring no deposit in a Thai bank, or 2 million Baht for the Elite visa. Just two times 175.- Euro or the equivalent in Canadian Dollars. Why not leave Thailand for a while, travel to Angkor Wat or to Luang Prabang, or fly to Da Nang, Vietnam ? Not doing it means being in shortsight of the METV, as this visa is the most appropiate for a 5 and half months stay
Alan **********
Alan **********
Greg Alexander She originally said 5.5 months, approx 165 days and asked about what visa she should get.

First v-e is 90, then leave, then she comes in for another v-e 75, BUT where she'd likely get, at most(?) 60+7 (2nd ext), and fall just short of 165.

Assuming that, the METV is the choice as, I believe, she can stay for 60+30, leave and come back i and GET another 60, and leave and come back i again if she can't get the 2nd 30-day extenstion.
Greg ***********
Greg ***********
JoyfulYuzu3571 We are now talking about the most common and persisting misunderstandings regarding the applications for the “retirement visa” and the subsequent “one-year extension of the stay permit based on retirement”

The best way to reach your goals is to show up in Thailand on a “90-days single entry Non-Imm-O Retirement/over 50 years visa” you have applied for in your home country in the E-Visa online system of the Thai embassy or consulate.

Normally, you can fly on a one-way ticket on this visa, as it is meant to get changed into a longterm permit. Email your airline to be rest assured that they follow this guideline.

On this visaclass, you will get stamped in on a 90-days stay permit upon entering Thailand. This visa enables you to get a Thai bank account opened in your name, which you will need for the first year.

After having entered Thailand, you need to get registered in your accommodation per TM30 within 24 hours of arrival in the premises. If you have booked a hotel stay, the hotel will automatically register you per TM30 in the System. If you rent or live in a friend’s accommodation, the landlord or the friend has to register you.

Right after you got properly registered, you can get a “certificate of residency” from Immigration and with this and your passport, you can open a Thai bank account.

Within this 90-days stay permit period, you have plenty of time to arrange for the application to the “1-year extended stay permit based on retirement” (which people wrongly refer to as a “retirement visa”) Actually this thing is not a visa. It is an extended stay permit

In order to apply for the “90-days single entry Non-Imm-O retirement visa” through the online E-visa system at the Royal Thai Embassy of your home country (or also in any other country that uses the e-visa system), you can use the proof of income of a monthly minimum equivalent of 65,000 THB using your original pension statements or another income documentation.

Or you use a deposit of a minimum of 800,000 THB or the equivalent in your home country currency, or on your home bank account, or on a Thai bank, or just anywhere in the World – as long as the account is in your sole name. Some embassies will require 3 months of account statements over this deposit. You need to check the website of the embassy you will use for what their requirement is.

However, for the application inside Thailand for the “1-year extension of the stay permit” out of the 90-days Non-Imm-O retirement visa, if you are a citizen of a country, whose embassy in Thailand does not issue the “income affidavit” anymore (which are the embassies of the USA, UK and Australia, Sweden, Denmak, Norway and Canada - AFAIK) you would need proof by a “12 months bank statement” showing that for the past 12 months, you have been transferring from abroad to your Thai bank account a minimum of 65,000 THB, consecutively month for month

If your embassy still issues a legalized affidavit of income, you can use this method for the financial proof, as long as you can show a monthly income or pension of a minimum of 65,000 THB

For above mentioned citizens, in the first year there is no other way around than depositing a minimum of 800,000 THB in your Thai bank account and use this deposit for the financial proof. For the application to the “one year extension of stay permit based on being over 50/retired” you need to show a minimum of 800,000 THB in your account and the funds must have been sat there for a minimum of 2 months, and you got the “bank letter of guarantee” that confirms this.

The alternative would be, if you do not have that kind of money or are not willing to deposit 800,000 THB in your Thai Bank account, paying an agent - mostly in the range of 32-40,000 THB to “arrange” the requirements, this means they will open the bank account for you and place the required amount in it for 5 minutes.

The downside is, you will be stuck with the agent for a while. You will need an agent to fix your 800k issue. You will get caught in the agent’s hamster wheel.

To qualify you will need the 800k fronted by the agent the first year and simultaneously deposit 65k per month for 12 months without fail, to qualify the 2nd year for income method. Yet this is not enough to enable you to escape the hamster wheel.

If you use an agent, you will not qualify for the 2nd year as you did not have the money in the first year . . . . So you will need the agent grease the palms again

NOTE: It is income method OR deposit method.

There is a third method, called the “combination method”:

A combination, a mix of income and deposit.

Some immigrations don’t allow the combination method in the first year. And some Immigrations want the deposit part to exceed 400,000 THB. The combination method means that the sum of the deposit AND the monthly income exceeds 800,000 THB in one year.

But let’s continue with the “normal method” (visa issued in your home country, followed by the application to the Extension inside Thailand):

On the day of application to the 1-year extension, the 800,000 THB must have “seasoned” in your account for two months, and this has to be proven with the “bank letter of guarantee” (in Thai: rab roong thanakan). Immigration also wants to see an ATM receipt of a small withdrawal on the same day before you enter the bank to update your bankbook and ask for the letter.

Immigration will only service you if you got properly registered in your accommodation by the TM30.

Every landlord or hotel needs to register you within 24 hours of your arrival in the premises. While hotels do this automatically online, many landlords are not aware of this or haven’t registered their house or rooms in the system. It is your responsibility to ensure that you get properly TM30 registered.

After been issued the “1-year Extension of Stay”, the 800,000 THB need to remain in the account for 3 more months. After these 3 months, the deposit shall never go under 400,000 THB. And before your application for the next “1-year Extension of Stay”, a minimum of 800,000 THB must have seasoned in the account for two months, again

When you get issued the “1-year extension of stay”, you should always buy a re-entry permit for it.

A re-entry permit will keep your 1-year stay permit alive in case you exit Thailand before the expiry of the 1-year stay permit.

A single re-entry permit is 1000 THB on Immigration. A multi re-entry is 3800 THB.

With a multi re-entry permit, you can exit and re-enter as many times as you wish during the whole 1-year stay permit period.
Alan **********
Alan **********
Greg Alexander Hope you copied and pasted that from a WORD doc on your computer. If not, you may want to consider it.

She, the OP, said earlier, and I quote "I am not planning on staying in Thailand for more than 5
***
months

so the long-term options aren’t really for me….

no plan to stay longer … however I do love Thailand

But I have a home and life in canada".

I take that to mean she is NOT looking to retire in Thailand.
Greg ***********
Greg ***********
Alan Rothwell Her problem is: she cannot get what she wants. She wrote: "do you have to have METV, can we get a visa type where we don’t need to leave the Kingdom". Well, yes there is such a visa type. That would be the Non-O plus extension, the Non-O/A , the Non-O/X, the LTR or the Privilege Visa. You however need a lot of money for either of these visa types.
Greg ***********
Greg ***********
Alan Rothwell I am admin of a visa advice group, so that's why I got over 400 pre-texted by myself Word docs on the harddisc, in two languages. My text collections covers the most asked for topics
Ally ************
Ally ************
Alan Rothwell Holding a retirement visa doesn't mean you have to live here permanently.. or long enough to trigger tax residency even.. but it's the simplest solution for somebody that wants to spend more than 90-days continuously in Thailand.. it removes all the aggravation of tripping in and out of country.. and it provides the freedom to stay longer than the OA originally intended.. should their plans suddenly change.. the only real issue is whether they want to park funds in a Thai Bank to make it happen.. and if that's not an obstacle then Greg's solution makes a lot of sense to me!
Ron ********
Ron ********
Greg Alexander wow
Ally ************
Ally ************
Greg Alexander A very comprehensive and factually accurate summary.. hope the OA is paying attention 👍
Greg ***********
Greg ***********
JoyfulYuzu3571 Either you come to Thailand on the METV (easiest visa),

OR you buy the Elite PRIVILEGE Family Visa(expensive),

OR both of you apply INDIVIDUALLY for the 90-days Non-Imm-O Retirement Visa

Once in Thailand BOTH OF YOU extend it to the "1-year extension of the stay permit based on retirement".

The embassy of Canada does not issue any income affidavits, which means that BOTH OF YOU need a minimum of 800,000 THB in your Thai bank account, at least for the first 1-year extension.

And just my five cents: this is not a good option.

The METV is the better and cheaper choice for a stay of 5.5 months. You will however not get around the minimum of ONE border run. You can’t always get what you want.
Mma *******
Mma *******
METV would be the best fit for your purpose. However, you would need to do one quick out and back. Perhaps u could do a couple days in Hanoi.
Megan *********
Megan *********
Its sad that you have to put the disclaimer about being rude, sarcastic... but that's what alot of these "helpful" groups have become 😪 Hope you get some good information 👍
John **********
John **********
To enter for 5 to 6 months without having to leave your going to be looking at one of the retirement visa options. If you get the 12 month Non-OA option you don't have to worry about putting funds in a Thai bank but you would need insurance, police checks and a medical certificate
Joe **********
Joe **********
Just come in 60 day visa free then extend by 30 then leave and re enter on 60 day visa free its easy really take no notice of all these people telling you to deposit 800k I'm sure you don't want to do that!
Greg ***********
Greg ***********
Joe Wongsena you won't get 5 and half a month stay out of two visa-exempt entries. For the first 60-days visa-exempt entry you can get a 30 days extension. However if you do a second 60-days visa-exempt entry, you can only get a 7-days extension. 60+30+60+7 = 157 days. However, and after that, you personal limit of touristic entries within a one-year period has been reached . . . And as soon as the visa-exempt 60 days get reduced to 30 days, you won't be allowed a third visa-exempt entry after having maximized the the first and the second, you will be denied entry for sure on back-to-back exempt entries . . . the only safe option for the OP is the METV
David **********
David **********
Joe Wongsena It's easy until the immigration officer denies entry based on "trying to live in Thailand without a proper visa". The days of 60 + 30, leave for a few days and come back right away and get another 60 are over. Even if you do manage to get back in you're probably not going to get another 30 day extension.
Todd *********
Todd *********
David E Moore drastically overestimating the possibility of denied entry. They are clearly tourists. Save the bullshit for people with no clue
Ally ************
Ally ************
David E Moore I would agree with you.. border bouncing is becoming a thing of the past.. it flags people up with immigration as potential abusers of the visa system.. and it will only get worse over time.. and trying to live here for 6-months when the visa exempt stamp reverts to 30-days will become nigh on impossible!
Todd *********
Todd *********
David E Moore of course it does. Your poorly thought out perspective is fortunately irrelevant. Not all tourists are desperately broke 2 week vacationers
David **********
David **********
Todd McGowan Your opinion. 60 + 30 extension and immediate return doesn't look like a tourist.
Stefano **********
Stefano **********
Joe Wongsena have you heard the 60 days is ending.
JoyfulY*******
JoyfulY*******
OP
Joe Wongsena thanks i was considering this

I am not planning on staying in Thailand for more than 5
***
months

so the long-term options aren’t really for me….

no plan to stay longer … however I do love Thailand

But I have a home and life in canada
John **********
John **********
JoyfulYuzu3571 the METV is the only 6 month visa. Note that at some as yet unknown point the visa exempt option is going to reduce from 60 days to 30 days
Phil ********
Phil ********
12 Month Non O-A from your home country. No Thai bank account needed.
Stuart ***********
Stuart ***********
The most popular choice is the 90 day non-O retirement visa. You get it from the Thai Embassy in your home country before coming to Thailand and then you can extend your stay for 12 months. You would need to deposit 800,000 baht each in a Thai bank account, but then you can stay indefinitely. If you deposit 65,000 baht each month for the 12 months of your extension, after the second annual extension, you can withdraw the 800,000 baht.
Haim *******
Haim *******
Dependent visa is still a real option. I am on it.
Haim *******
Haim *******
Stuart Chiverton 1. If no 800k deposit, you must show a notarized evidence of constant income of 65k baht in your country. No need to transfer to Thailand. If you deposit 800k you can get a dependent non 0 retirement visa fir your wife. No need to deposit for her too.
Stuart ***********
Stuart ***********
@Haim ******
the Canadian Embassy does not issue the income affidavit. I am unsure if they can get the dependant visa, I thought that was history, but I will be happy to be wrong.
Lars **********
Lars **********
My advise is, to contact Thai embassy in your home country. Then You not get a lot of wrong answers.
Greg ***********
Greg ***********
Lars Jacobsen Thai embassies do not advise on Visa rules, because you can find everything on the internet or in FB groups. The have better things to do. Thai embassies normally do not react to inquiries regarding visa information
Lars **********
Lars **********
Greg Alexander Not the one in Denmark. Maybe because one of my friends daughter works there. But they are always helpful and nice.
GentleG********
GentleG********
Greg Alexander The one in Vancouver did, for me 🤷🏻‍♂️
JoyfulY*******
JoyfulY*******
OP
Lars Jacobsen yes , i agree … that is my plan

trying to gather info before i go
Lennart **********
Lennart **********
Check the non-OA VISA, apply in your home country.
Kev *********
Kev *********
Lennart Carlsson non OA requires health insurance from specified providers. Health insurance is a good idea of course but with OA you must select from TGIA insurers. Non O is better in my opinion
Lennart **********
Lennart **********
Kev Raymond non-o don’t give you 5.5 months stay, unless you put
*****
0 in a thai bank. I think it’s better for some people to take the hassle in their home country.
David **********
David **********
If you get a Non-O based on retirement BEFORE you arrive and put 800k Thai baht in a Thai bank you can stay without leaving. You get 90 days and within that 90 days you open a Thai bank account and transfer your money. Then you can get a 1 year extension.

With the METV you have to leave the country.
Paul **********
Paul **********
David E Moore why on earth would they do that, the OP said she doesnt want to stay longer than 5.5 months
David **********
David **********
Paul Franklin Because the OP also said they don't want to leave the country. With the non-o extension and a re-entry permit they have the easiest path and if they decide to ever stay longer they will have no issues.
Ant ***********
Ant ***********
METV

Needs to be applied for from the Thai embassy in your home country well before you fly out

Before 60 days within Thailand

Go to immigration & extend for another 30

Before the 90 days is up ( 60+30 ) you need leave Thailand & re-enter to start the process again
Dave *******
Dave *******
Ant W Tailor but you won’t get another 30 day extension

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