What are my options after being blamed for a motorcycle accident in Thailand, especially when the rental contract specified insurance that doesn't exist?

In my experience it's impossible to insure motorbike for a rental purpose in Thailand.

Does the contract mention an insurance ? Or does it mention the value of the motorbike ?

In a classic process, police let you go to the hospital first and organize an interview later.

Also does the suv have his own 1st class insurance ?

In your case look if it's valuable to get a lawyer to fight for your right

Welcome to Thailand! We (farang) are second rate citizens here! Most don't realize it until something happens.

Never trust third world trash

You're f..ked

What insurance was “specified” in the contract? Because the compulsory insurance is insurance. It just doesn’t cover vehicle repair costs.

They are all in it together.

Asking advice here.

Are there any thai lawyers in here?

I'll wait...

...............

.........

Nope.

Go get a lawyer and stop asking internet experts. Next time ask chat gpt or Google, since you're not a smart one.

If you're a foreigner, you're always wrong unfortunately. Sad side of Thailand in most cases. You can sue or fight in the court but there's a very low chance of you winning against the Thais specially as a foreigner

So how is that unusual in Thailand?

Go to Cambodia !!!

Nope they are scamming you

Nope they are scamming you

Don’t move to Thailand in the first place.

No rental bikes genuinly do not have insurance, what little it does have does is not covered in accident. Buy the bike or go have it repaired on your own, u let them repair it, it will be more. There really is no fighting it. Been renting bikes there for 5 yrs. Same if u get travelers insurance, very rare for any travel insurance to cover hospital bill if you wreck on bike even if your a passenger. Good luck!

Don’t move to Thailand in the first place.

No rental bikes genuinly do not have insurance, what little it does have does is not covered in accident. Buy the bike or go have it repaired on your own, u let them repair it, it will be more. There really is no fighting it. Been renting bikes there for 5 yrs. Same if u get travelers insurance, very rare for any travel insurance to cover hospital bill if you wreck on bike even if your a passenger. Good luck!

Welcome to Thailand

My girlfriends son was involved in a accident that killed a motorcycle rider.

The family of the son that got killed working with the corrupt police officers tried to claim 00baht as soon as they new i was a foreigner.

My advice is don't pay anything Thailand is just riddled with corruption.

In Thailand, it almost doesn’t matter who technically has the right of way. As a foreigner, you’re often starting at a disadvantage, and good luck expecting the system to automatically side with you. I honestly haven’t heard many stories where the law has clearly worked in a foreigner’s favour. Everyone who’s lived here long enough has heard stories about CCTV footage suddenly being unavailable, evidence conveniently disappearing, or cases being handled in questionable ways.

What’s even more surprising is how little concern there seems to be about the country’s international reputation when it comes to these things. Thai police officers probably wouldn’t have the easiest time transferring their professional reputation to law enforcement in many other countries. 😂 It’s a running joke internationally, and unfortunately, Thailand’s justice system has done little to shake that perception.

I know nothing

Find decent legal representation

Bring the lease contract to a qualified Thai attorney

If financial resources permit, there are law firms to push back.

It's Thailand even if you were parked and a vehicle drives into you it's your fault as you are a foreigner and if you weren't in Thailand it wouldn't have happened so it's your fault.

Was you wearing a helmet camera??

If you don’t have the evidence then it’s your fault

TiT 🤷🏻‍♂️

Call Tourist police and ask them for help 🙏

Are there any 📷 cameras ?

I had simular experience and the thai police is always on the thai side and try to intimidating you to sign something.

Luckily there were cctv footage to show that the cardriver was wrong and after the police officer was quiet

Dashcams on your own motorbike or wearable cheapo loop recorders on a rental. Sign nothing, call your Thai friend/acquaintance.

You’re an idiot for being on the bike.

😂

You're screwed. Be glad the occupants of the car aren't claiming injuries. A note to others: be certain to always travel with a dash/helmet camera. The cops will be scared to railroad you when they see the camera and of course you will have undeniable evidence.

If you signed something you didn't understand its not legally binding.

1. Deal directly with the other vehicles insurance company, not through the person who owns the vehicle.

2. Did the insurance company show up at the scene of the accident? In Thailand the police can say it’s your fault, but the actual financial decision rests with the insurer, not the police.

3. As far as the rental contract, if it says it’s insured, I would talk to a Thai lawyer.

Lastly, TBH I struggle with your “they wouldn’t let me go to the hospital until signed admitting fault” claim. Maybe a language barrier issue.

When you're in a foreign country like that and I've been to Thailand many times even if the guy ran you over you're at fault you can't win you can't beat these bastards you're always guilty I'm sorry buddy but you got to bite the bullet and pay

Mister ,if you had not come to Thailand it would not have happened.

That is the attitude here. Sorry whip your mouth and walk away.

Your in Thailand

I had a 4 month problem with a travel agency, I contacted the Tourist Police, they have attorneys,, my problem was resolved, in my favor in 5 minutes, with a phone call from the attorney

Po ro bor, covers baht max. Whenever you ride, have a front and rear camera on, to document an incident. Very important.

Reason # not to rent a motorbike in Thailand

Another Scooter rental. Hmm good luck. 🤞. Unlikely 1st class insurance. Get some $$$ ready!

You signed. So from that point on, you have no recourse. Unless you are a millionaire willing to waste time and money for something you will most likely lose.

You should read the contract before signing and renting the bike. There is no Insurance company will cover a motorcycle rental shop.

Get out of dodge or pay👍

Take it on the chin

Durch Detektive. Hintergrund Jack SUV Driver ,Versicherung ist Fraglich bei Vielen.

You are a farang

Always your fault if your not there no crash so your fault lol thai tax

If you need some suggest in law, I recommend you to go

Lawyers Council Under the Royal Patronage or Justice fund at Ministry of justice. They can give you an advice for free

Unfortunately this happens not just in Thailand but in every country. So better let go.

Yes visit a lawyer.

If you wasn't in Thailand the accident would not have happened!!!! That what the thais say clever twxx's.

Ya their insurance covers it they straight fleecing

Advice: DONT RENT !

If you were not at fault

You should not have admitted guilt

This is a normal insurance scam to make things easy

If you were at fault

Then you will pay

Theres no rental scooter insurance in thailand

I rent scooters

I tell my customers

Government insurance covers medical costs up to 50k

But not the scooter

Never rent any vehicle in Thailand. Just buy a cheap used scooter or bike. Zero stress. Sell it off before leaving.

Of course it's your fault. Why did you come here?

As soon as take procession of the bike non paid tax etc are your responsibility and must be checked by you. I wish you luck but honestly you up the creek I think.

Always wear a camera that's recording fitted to your helmet or on a chest strap if you wear one? if you dont then your asking for trouble, another point is if its definightly not your fault just tell them I will see you in court at this point most Thais will give in as most cant even afford to goto court let alone payout of there own pocket if no insurance

Find out how much the repairs will cost. It's probably less than you expect. Weigh this up against getting a lawyer to argue it

Welcome to Thailand nothing makes sense

Lawyer

I had similar experience. Not my fault and they wanted me to pay. It was just in the beginning when I moved to Thailand. I had to pay 10k baht for maybe 3k in damage but my own bike was costing me a total of 20k baht to fix.

I later explained to some Thai people and they said the next time I had to call them and they will help me out.

So if you have some Thai friends, let them help you out.

If that doesn’t help film everything, and say you will publish this online. Good luck!

Never rent any vehicle in Thailand. Just buy a cheap used scooter or bike. Zero stress. Sell it off before leaving.

Of course it's your fault. Why did you come here? 🙄

As soon as take procession of the bike non paid tax etc are your responsibility and must be checked by you.

I wish you luck but honestly you up the creek I think.

Always wear a camera that's recording fitted to your helmet or on a chest strap if you wear one? if you dont then your asking for trouble, another point is if its definightly not your fault just tell them I will see you in court at this point most Thais will give in as most cant even afford to goto court let alone payout of there own pocket if no insurance

Find out how much the repairs will cost. It's probably less than you expect.

Weigh this up against getting a lawyer to argue it

Welcome to Thailand 😂 nothing makes sense

You'll have to pay the bike repairs, where you'll get taken to the cleaners if your not careful. Ignore the car.. Incidentally, what sort of damage?

Is the bike renter holding your passport?

Idiot

Its called...farang tax

You'll have to pay the bike repairs, where you'll get taken to the cleaners if your not careful. Ignore the car..

Incidentally, what sort of damage?

Is the bike renter holding your passport?

Idiot

Its called...farang tax

Attention

Motorcycle is like jet ski, don't

Don’t pay shit what can they do? Tell them to go fu** themselves.

You crashed, it's your fault, who do you think is going to pay?

Works the same in the US. If the accident is your fault and the other guy is insured you have to pay ALL of his damages, not just his deductible.

I hope it's in the contract that your bike has insurance and if it is you don't have to pay anything except the deposit

Just pay 10k bhat to the police and it gets quick the SUV's fault. 👍🤙👌🙏✌️

You had to pay 10k bhat to the police and its quick going to be the suv fault. Thats how thai police works. Know it from a friend. They corrupt as fuck.

Welcome to Thailand.

I seen the same story but itcwas a guy saying he got into a accident

You need a lawyer, not a bunch of advice from strangers.

Get a lawyer . It probs wont even get to court . See if you can get any cctv . Most 7 11s have it . Get lawyer to talk to police and the bike rental shop obs the suv owner ect . Lawyers can normally sort everything without a court case . Money will change hands of course . Don't be bullied

If the contract for the bike says it has full comprehensive insurance, then take it to a lawyer. If it doesnt state that, you may need to come to a deal of some sort

Make it as public as possible

You signed so you can pay. End. Never sign it.. I assume you’re expat so buy yourself a proper bike with proper insurance. And the police would not let you go from the hospital only if you signed. They cannot… But that is now too late, expensive lesson…

if I were in your place I would take at list 20 driving lessons to avoid next unpleasant cases with my fault.

If it is your fault, why do you feel that the insured car should pay? damage to the car can’t be much…penny wise pound foolish mentality exhibited in cycle rental

LOL why you all falling for this fake profile troll post

If the contract for the bike says it has full comprehensive insurance, then take it to a lawyer. If it doesnt state that, you may need to come to a deal of some sort

Make it as public as possible

Get a lawyer . It probs wont even get to court . See if you can get any cctv . Most 7 11s have it . Get lawyer to talk to police and the bike rental shop obs the suv owner ect . Lawyers can normally sort everything without a court case . Money will change hands of course . Don't be bullied

You signed so you can pay. End. Never sign it..

I assume you’re expat so buy yourself a proper bike with proper insurance.

And the police would not let you go from the hospital only if you signed. They cannot… But that is now too late, expensive lesson…

if I were in your place I would take at list 20 driving lessons to avoid next unpleasant cases with my fault.

If it is your fault, why do you feel that the insured car should pay? damage to the car can’t be much…penny wise pound foolish mentality exhibited in cycle rental

LOL why you all falling for this fake profile troll post 🤣

Pay and walk away. If they are fully comp they can get the car fixed if you pay them a few bob to do it.

The best thing to always do is seek advice from total strangers on a public forum. If this fails go to a busy shopping centre and ask each passer by what they would do.

For normal rental scooters there is only the standard Thai insurance available There is no reliable insurance for rental scooters in Thailand

Pay and walk away. If they are fully comp they can get the car fixed if you pay them a few bob to do it.

The best thing to always do is seek advice from total strangers on a public forum. If this fails go to a busy shopping

centre and ask each passer by what they would do.

For normal rental scooters there is only the standard Thai insurance available

There is no reliable insurance for rental scooters in Thailand

1 rule to follow as a foreigners ... crash it buy it, jetski or scooter same problem, insurance is tolet paper..

Appointed Lawyers are on kick backs.

Pay the bill whatever it costs, get on with your holiday and try and enjoy it..

If the motorbike was taxed you should be able to get some compensation for medical treatment from the hospital your rental dealer should be able to help you with this but highly unlikely they will..

And the best part of all of this is = if the bike rental or police has your passport you are going nowhere until this is all paid up.

You sober

Game over

Sono tutti alleati contro di te per mungere soldi da uno straniero. Paga e impara.

Scam. Leave

I would ask the tourist police for help.

Its a hard one mate they can make it hard . Reality the bike place should do the right thing . Like someone commented let it go to court . You probaly could of paid the police a back hander & it would ve forgotten about

Without video evidence, and a Thai person willing to testify on your behalf that you were not at fault, and a good lawyer, your fooked.

You need an attorney! This page is no place to get legal advice!

Quicker you pay the better, otherwise you might have to pay for the car, the bike and the police

Thais will always stick together in 90% of the cases. You either get a lawyer and fight with cctv and likely find out the other driver didn't have a licence or insurance and was at fault, which will cost, or you pay what they ask for. Both the driver and the officer will get their cut and you will be free to go. That's just how it happens, sadly. And yes you signed admitting responsibility so kinda have no choice now, unless you fight that too which will cost a whole lot more!

Part of the risk you take driving any vehicle in Thailand.

Compensation gifts for all, including the police

Talk to an attorney

Without video evidence, and a Thai person willing to testify on your behalf that you were not at fault, and a good lawyer, your fooked.

You need an attorney! This page is no place to get legal advice!

Quicker you pay the better, otherwise you might have to pay for the car, the bike and the police 🥸

If you still have your passport you need to leave Thailand as soon as ya can. I had something similar in Cambodia, had to escape across the border and never go back

Absolute rubbish and probably a scam trying to get some money from the public , I’ve seen this posted in several Thai groups but slightly worded different , And the old guy who posted also said this Thai woman is his wife who’s ripped him off all his money for years and has another partner , poor old guy said he’s lost all his money and houses to this scammer

All rental bike are under porobor only. You are covered for your hospital costs until porobor. If you sign your faulty with police and insurance, you will must pay all costs for repair, also if car have full insurance. Afraid for you but these is the law.

Do you have travel insurance with coverage for size of motor for the scooter/motorcycle you rented? If you do contact your travel insurance company. I always get it.

Pay and if your thinking about arguing it stop and pay.

Just try and bargain down as much as possible and pay asap Or it will get worse

Jomaya if you feel aggrieved you must speak to a Lawyer. What you signed for the police was your involvement not your liability. In Thailand if the 3rd party is insured is not relevant to your liability so seek some legal advice.

If you still have your passport you need to leave Thailand as soon as ya can.

I had something similar in Cambodia, had to escape across the border and never go back 😭

Absolute rubbish and probably a scam trying to get some money from the public ,

I’ve seen this posted in several Thai groups but slightly worded different ,

And the old guy who posted also said this Thai woman is his wife who’s ripped him off all his money for years and has another partner , poor old guy said he’s lost all his money and houses to this scammer

All rental bike are under porobor only. You are covered for your hospital costs until porobor. If you sign your faulty with police and insurance, you will must pay all costs for repair, also if car have full insurance. Afraid for you but these is the law.

Do you have travel insurance with coverage for size of motor for the scooter/motorcycle you rented? If you do contact your travel insurance company. I always get it.

Pay and if your thinking about arguing it stop and pay.

Jomaya if you feel aggrieved you must speak to a Lawyer.

What you signed for the police was your involvement not your liability. In Thailand if the 3rd party is insured is not relevant to your liability so seek some legal advice.

Just try and bargain down as much as possible and pay asap

Or it will get worse 🫡

This is a cut and paste from another group Already read it this morning and it is bollocks

Fuck them don't pay a dime

Talk to a lawyer if they are cheaper than paying up

You better pay and thank God you not hurt

immiedetly contact you embassy to get advice ..... make picture if possbibel from accident and all papers and the other party and police people

Pay it. Lick your wounds and move on. End of the stress

Best to chalk up your losses and pay your way out with some negotiations. You will seldomly win your case and it will cost you alot of time and more $$.

I was involed in a accident in indonesia in hills , no license, no insurance , car didn't brake slammed straight up arse of us , passenger fell off ,bruised arse ,he nearly drove over her trying to get away , locals came and help , got water , medical stuff and called police to come , police asked locals ,they told him were the guy lived and cops went and got him and borght him to aploigise and if needed the old guys son said he would pay medical bills , but we survived , did seen him comming and braced and car hit wheel and backpack of passenger on back , legs up fell off on arse , medical episiode , but thais are a different breed , aggressive , over the top , money hungry greed , not a buddist thai in sight , just greed and bullshit , hell cops have youtube channels of them being bullies , putting peoples lives at risk , speeding om bends fir a $20 fine ,the bike cop in riot gear was about fame , we he's dead , hit a car most likely talking to camera ,get a lawyer that will win and make them pay his costs for trying to obtain money by deception driver and rental company

This is a cut and paste from another group

Already read it this morning and it is bollocks

Fuck them don't pay a dime

Talk to a lawyer if they are cheaper than paying up

You better pay and thank God you not hurt 🙏

immiedetly contact you embassy to get advice ..... make picture if possbibel from accident and all papers and the other party and police people

Pay it. Lick your wounds and move on. End of the stress

Best to chalk up your losses and pay your way out with some negotiations. You will seldomly win your case and it will cost you alot of time and more $$.

I was involed in a accident in indonesia in hills , no license, no insurance , car didn't brake slammed straight up arse of us , passenger fell off ,bruised arse ,he nearly drove over her trying to get away , locals came and help , got water , medical stuff and called police to come , police asked locals ,they told him were the guy lived and cops went and got him and borght him to aploigise and if needed the old guys son said he would pay medical bills , but we survived , did seen him comming and braced and car hit wheel and backpack of passenger on back , legs up fell off on arse , medical episiode , but thais are a different breed , aggressive , over the top , money hungry greed , not a buddist thai in sight , just greed and bullshit , hell cops have youtube channels of them being bullies , putting peoples lives at risk , speeding om bends fir a $20 fine ,the bike cop in riot gear was about fame , we he's dead , hit a car most likely talking to camera ,get a lawyer that will win and make them pay his costs for trying to obtain money by deception driver and rental company

Why should they get their insurance pay and make their insurance moe expensive, that would be stupid if it was your fault

This is a fake story and profile. Seen on many expat groups, one post said he was a 63 male. Admin block

Why should they get their insurance pay and make their insurance moe expensive, that would be stupid if it was your fault

This is a fake story and profile. Seen on many expat groups, one post said he was a 63 male.

Admin block

Exit the country and laugh on the way out.

A good reason I have cameras front and back fitted on bike.

Just like everything else in Thailand its either a scam or a sham. Them against us. I have tired of it all. Good luck

Well the Thai system is different from France and most of accidents cases are dealt at the police station with agreement between parties.

I never heard of a rented motorbike with full insurance, maybe the big bikes but I never rented one.

I have been living in Thailand for 8 years, own a car, several scooters and a Versys 650.

I was also involved in several accidents which two of them considered my fault when only one of them was and even there open to debate. Finished in court.

Your only possibility here it's to go to court. You will have lawyer, maybe local, who would be probably happy to do it.

And I can tell you by experience that it will not bring you anything, and certainly not saving money.

Things are the way they are and you have just to accept it.

Thailand is a wonderful country with its own rules and habits.

Welcome to Thailand

Your fault, you pay, simples

Get a lawyer and milk everyone for their worth.

Why not just negotiate a settlement, you are on what is basically an extended tourism visa, legal claims in Thailand can take years during which time you will be continuously paying legal fees as you cannot represent yourself in Thailand that is a right for Thais only.

So far I know. Scooter rental contracts have (almost) always only the compulsory insurance and not a full first class insurance.

So even you read insurance included in the contract it’s most likely the basic government insurance.

And yes, you will be financially responsible then for all the damages and not much you can do about it.

You could bring the rental company to court if you think that you are right but you have to count for a very lengthy process (can take years) and you most likely can’t leave the country meanwhile.

There is no justice in Thailand for a foreigner. Flee. Go to Vietnam but do it quickly before your passport gets confiscated. It cost me 120,000 when 3 tearaways hit me doing 90 kph as I was stationery at a u-turn.

You have to pay for everything. Because you are a foreigner. If you weren't there, no accident with a foreigner............ I have been hit three times, and my insurance had to pay! Car was parked, no one moved my car, they hit my car..................

Perdeu 55

T.I.T this is thailand

Sign nothing. Take an attorney.

To options. Pay or fight. Get hold of CCTV footage which will clearly show culpability. Fine the cop tell him you're going to court and will expose him and Thailand.

The hate confrontation and being exposed as corrupt.

But it will be expensive and a mission.

And what evidence do you have of hire company lying. And what does your signed contract say.

Rule 1 ... Farang is always at fault.

Rule 2 ... NEVER EVER trust a Thai or a Farang in business in Thailand. All liars.

You admitted signing a form causing the accident. Suggest you get a Thai with a senior class negotiate with the other party for a lesser amount of money. Unfortunately you will have to pay something. Good luck.

It’s normal in Thailand to have to pay for any damage you did to a rental motor bike, you ran into a SUV why should he claim on his insurance when you are at fault, his premiums will increase next year if he does. Just pay the man

Why should the owner of the car use his insurance, he totally right in asking you to pay for the repairs. Why would he claim and his premiums go up next time he insures for something not his fault .

Welcome to land of smiles,

Get a thai bf

You should have known better

Too bad now

Dont rent motocy.

I would've imagined you would want to seek a Thai lawyer's advice rather than some FB post with comments that cannot be backed up.

You trapped

Do you live in Thailand? Otherwise leave through Malaysia or Cambodia and don't look back your part of a scam so just ghost them.

For one don't pay the owner...whatever happens he will get the vehicle fixed..it's the insurance company that will chase you not the owner

Leave Thailand by land crossing ASAP…

Or it’s going to be an expensive shit show unfortunately…

Best advice your going to get my friend 🙏

And of course it’s your fault because if you would have not come to Thailand it wouldn’t have happened…

That the Thai mindset in any type of accident involving a farang

So get use to it 🤣

Find a solicitor

Thai motorcycle driver hit my car once. He had no insurance and tried to blame me. Went to the police station and they told him it was his fault. He wouldn't agree and they finally told him if he didn't admit it was his fault they would have arrested him. He had to pay my insurance company for the repair cost.

I can’t believe that people here are suggesting legal solutions and contract law! There is no such thing as justice or legal recourse in Thailand. My only advice would be to contact the tourist police.

I wonder if there are any lessons from this?

Why not call the tourist Police?

Lawyer !!!!!!!

You can try a lawyer, but it could be just another money pit. You are a falang, so automatically wrong in Thailand.

I subscribe to thailegal they have 24x7 attorney phone line, is good for this situation

Also they can't force you to sign

Fake post. The second post I have seen in 5 min with almost similar content.

If you damaged the other car you are completely responsible. If you had the correct insurance it would have paid it. Why do you think someone you hit should have any financial responsibility?

Lawyers and everything will vost alot lot more just pay up and move forward

I was in same situation few years back bike (Thai) crashed into me I had to pay for repair for both bikes

Not fake wording just like 40k or 50 k usually for health accident not the bike

The bike insurance don't repair it I think . The car if they have full coverage it should cover their car . But you will have to sit down and negotiate it what is fair .accidents happen. Is it yoyr fault fo you think or not

Sorry to hear that

No matter what, it's a shit situation.

I don't know if you caused the accident or not.

But I would make it a court case and threaten with a expensive lawyer

Spam!

I thought this group is for visa information and advice. Not these stories.

The police forced me to sign? So how much are we talking about?

Question. How did they " force " you to sign ?

Just pay up and shut up then move on and learn a valuable lesson

I have a simmilar issue i damaged a car mg.no other party involved the car is insured. Bud they demand that i pay the rent a 20k a month and the repair costs fron 35 k till the car is repaired coz parts of mg can take 3 months what can i do?

So many different theories here. Will be interesting to hear the outcome. Remember Por Ror Bor is third party ins. It does not cover the bike damage, only covers basic medical/hospital expenses for bodily injury or death. "Legal right under Thai tort law to subrogate—meaning they can pay for their own repairs first and then sue or aggressively demand recovery of those repair costs from the party at fault (you)". If she signed a document admitting fault, it will not be easy to get out of paying. I wish her luck.

Rent an SUV next time, less likely to die!

Take your loss and be better prepared next time

Thai police like to close cases fast and so they force the foreigner under threat of prison to sign. Sadly, you can’t prosecute the police and it is a rare person who won’t sign!

U guys are silly, u are on vacation and think u have silly rights and keep listening to the pro’s ur a foreigner, how much we talking ???? Pay and move on or argue it in court !!!

Foreigner is always at fault.Thai way of thinking is if the foreigner wasn't there there would not have been an accident.Crazy.It happened to me.My car had broken down and was on the verge.(Which the Thais incorrectly call the motorbike lane)The mechanic was working under the hood and a motorcycle driven by an 80 year old man with no license or lights.The police deemed it my fault and I had to pay damages

Stopped renting bikes in Thailand, owned a bike too, had a fairly nasty smash a few years ago and I'm an experienced biker , too many possibilities of injury, death or legalities, I walk now

Pretty sure a Saffa or Saffas boned Jim’s girl and now he’s got that deep grudge lol

get a lawyer, what are you doing asking advice from strangers online

Best thing pay up move on.

I ride (my own bikes that are fully insured) with a 360 camera recording everything in case anything like this happens, as they will often try to put the blame on the foreigner even if not at fault. I appreciate this is not always possible especially if renting.

never sign anything!!!

If you have admitted fault, then the insurance company for the SUV will chase you for the full amount 

Of course you pay the lot if at fault. Same everywhere. Why should the not at fault party risk their no claim.

U signed the form nothing u can do now..

Just faint and collapse in front of the police next time.

Sad reality is it's your fault, if you hadn't of been in the Country it would never of happened.

if its not expensive pay it and move on, if its a lot hire a lawyer

Depends on how much money is involved. Never enter legal proceedings lightly on the principle of right and wrong.

Get out the country quick

My advise as a long term expat is try to avoid court. A friend of mine

was involved in an accident, his fault, although the other motor bike was speeding. He spent quite a sum of money, and he hired a lawyer, and went to court. He figures it would have been less money to settle. You never k ow what to expect in the "land of smiles"

Let me guess this happened in Phuket?

Phuket is not foreigner accident friendly and I’m sorry to say but once you are involved in an accident with a Thai citizen it’s over they will milk you dry , .. i paid 40k to the car and the damage was minor , yet also insurance came but was still made to pay once you start wanting to fight you lose more especially time and money ..

All i can say is really try to negotiate your way out .

With both Car and bike because your chances of win this as a farang super slim .

Leave Thailand as soon as you can if you have a passport. If the SUV was driven my a Thai. Don’t waste your energy.

**The forced signature:** Police can't legally force you to sign, and a statement signed under duress (kept from the hospital) can be challenged later with a Thai lawyer. Get your hospital records showing when you were treated. If there's any CCTV or dashcam footage nearby, get it now, before it's overwritten.**The rental shop:** This is your strongest angle. Since October 2025, car and motorcycle rentals are "controlled contract" businesses under the Consumer Protection Board (OCPB), so a contract promising insurance that doesn't exist is exactly what they police. File a complaint via the OCPB 1166 hotline, the OCPB Connect app, or ocpb.go.th. Get a Thai speaker to help. At minimum, the fake insurance is grounds to refuse paying for the bike, or pay much less.**The SUV:** They can't collect twice. If their insurance pays, the insurer may come after you for it, but the owner can't also demand full cash. Owners push cash to protect their no-claim bonus. That's a negotiating position, not an entitlement. Demand itemized garage quotes. Por Ror Bor only covers injuries, not the car.**Next steps:**1. Get the police report and a copy of what you signed.2. Pay nothing more without documents.3. File the OCPB complaint.4. Have a Thai lawyer send one letter to the shop and the SUV owner. It's cheap and changes the tone fast.

You did what you felt pressured into doing at the time that’s understandable, what’s not understandable is the handling of the situation by the rental company. Pure sham. I hope you win, in court. Civil courts in Thai would be on your side, find a lawyer. 🙏🧡

Regarding the SUV just tell the owner you do not have the money, the insurance will pay, they can only sue you but it will take times and the can't hold you in attempt. Regarding the shop go to police and make a fraud report, and tell the shop you won't pay and you will let the court decide. But you will take care that everyone will know that the shop does not have any 3. Party insurance. And let the contract be checked by a native speaker

Best don’t involve lawyers, they just run up bills, it can be sorted at the police station and settled there.

If you're paying low price for a scooter don't expect that you'll have full coverage

Welcome to the Thai way of solving problems like this. I assume you’ve been warned a few hundred times too, right??

How much damage did you do, did you call the Thai Police to the scene to report the accident so you have a case no. Did you take pics at the scene of the damage to the SUV and your bike?

If you hit the car from behind,then it’s your fault but you never admit liability. Western logic doesn’t exist in Thailand

What does the contract say? If it’s silent regarding insurance then I am guessing that you were deemed at fault, you will need to pay for all

Be careful in Thailand especially in touristic areas. I worked at the hospital and I saw a lot of accidents and death cases. They always blame foreigners even most cases Thai caused the accidents. They have no helmet and driving with alcohol, marijuana , Krathom and drugs. They don’t test it. They blame always to foreigner and they tried to get all the money and ask you to pay 300K, plus for motorcycle damages and hospitals. Sometimes they uturn without glancing, no taillights, overspending, driving against the traffic, turning with incoming traffic , parking in the busy road.

Yeah welcome to Thailand the land of smiles oops sorry the land of scams

This is exactly the reason that I never have, and never will, drive in Thailand. Good luck to you.

Absolutely no recourse, another foreigner “rinsed” welcome to Thailand

It's so unfair how were treated sometimes,an old lady walked into my son's motorcycle few years ago witnesses said she was walking across the road and as my son tried to go around her she stepped back into his path, the police blamed my son,we got a lawyer who was more corrupt than the police and I ended up paying her family A large amount of money because I was told if I didn't pay he would go to prison, my advice now is find yourself a decent lawyer and go to court, wish that's what I should have done.

Thai philosophy is if it weren’t for the fact that you were in Thailand the accident would never have happened

Best to get on a plane and go home.

How much damage to the SUV

Do you have travel insurance? Are you licensed to ride a motorcycle in your home country and hold an IDP? If yes to all 3 you should be covered by your own insurance assuming in the fine print (which you should have read prior) says riding a motorcycle is covered, usually with a limit of 150cc-200cc

You signed and accepted liability.. A lawyer can't help you... You can try and say the rental agency after you pay and sue them in a civil court, the SUV should have fully comp insurance so they could claim their own costs..

All you dumb dumbs replying to a fake profile.

You should had called the tourist police, the ones that look out for Farangs

Ask for CCTV coverage if there was any. Years ago a Thai guy drove his bike into the side of a borrowed car and said it was my fault of course. As it happens my car was stationary waiting at a red light. The police called us both into the station and pulled up the CCTV. They saw exactly what I claimed and pressed charges against the Thai man, plus obviously he had no insurance, so my insurers took him to court. He probably pays 10 baht a week for the rest of his life, just guessing 🤣

Leave Thailand as soon as you can if you have a passport.

If the SUV was driven by a Thai. Don’t waste your energy.