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How can my friend open a bank account in Thailand on a Non-O Retirement visa?

Non-O Visa Retirement Visa Bank Account Opening Thai Immigration Financial Requirements for Visa Residence Certificate Expat Advice

Feb 25, 2026

2 months ago

Hari ****

ORIGINAL POSTER

Hi All , a friend come to Thailand in Autumn, doing the Non O Retired here . But as he not has a bank account before , how he can do it ..

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TLDR : Answer Summary

A friend planning to retire in Thailand on a Non-O visa needs to take several steps: first, they should apply for a 90-day Non-O visa before arriving. Upon arrival, they need to obtain a residence certificate from immigration, get a local SIM card, and then open a bank account. To meet the financial requirements for the retirement extension, they must deposit 800,000 baht into the account and keep it there for at least two months before applying for the 12-month extension. If their embassy does not provide an income certificate, the bank account deposit is crucial.

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Tim ********

Get an Agent after arriving

2 months ago

Hari ****

ORIGINAL POSTER

Thanx ALL .. this is exactly what I thought , and you all confirmed it !

2 months ago

Graham ******

Get the Non-O before arriving in Thailand and, assuming his Embassy does not provide the income affidavit, open a bank account, deposit and season the 800k for 2 months then apply for the 12 month extension of stay.

2 months ago

Atrustwor*********

Would have thought you been here 21 years you would know how to advise your friend

2 months ago

Hari ****

ORIGINAL POSTER

YES , but it’s the question of the Banks now 555 Thanx

2 months ago

Reply to

Hari ****

Lynnette *******

Get Non-O before arriving and then open bank account.

2 months ago

David **********

Apply for the non-o outside of Thailand. You get 90 days when you arrive on the visa - go to immigration and get a residence certificate, get a Thai phone number and open your Thai bank account

2 months ago

John **********

He would need to apply for the 90 days Non-O visa before he comes to Thailand. Once he gets here he visits immigration for a residence certificate, a mobile provider for a SIM card registered against his passport, then visits a bank to open an account. Then, unless his embassy in Thailand will provide an income certificate, he must deposit a minimum of 800k baht into the account and it must sit there for 2 months before he can apply for the 12 months extension of stay based on retirement

2 months ago

Atrustwor*********

Redo get a non 0 then enter Thailand goto a bank

2 months ago

Hari ****

ORIGINAL POSTER

Hmm non O for 90 days ? But NOT non OA

2 months ago

Atrustwor*********

Hari BO you said non o in post so what are you really asking ? Non O or OA ?

2 months ago

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