How can I deposit 800k for the retirement visa if I can't open a bank account in Thailand?

The opening of a Thai bank account on a Tourist Visa or on a visa-exempt entry, has been made possible, again, under some conditions

Some agents, after the tightening of bank rules in February 2025, have by now figured out a safe way to open a bank account even on a tourist visa or visa-exempt.

They however need the full cooperation of both Immigration and the Thai bank, in delaying the timely process of a "change of visa type".

Immigration allows the application to the “change” without the existence of a Thai bank account.

The applicant will receive a receipt from Immigration over the 2000.- THB application fee, which says he is applying for the 90-days Non-Imm-O visa.

The bank will accept this receipt as proof that the process of aquiring a 90-days Non-Imm-O Retirement Visa is under way, and will open a bank account for the applicant.

Right after, the applicant must transfer a minimum of 800,000 THB onto the account as soon as possible, and re-visit Immigration with the bank statement that the 800K deposit now is sitting in the account.

Immigration will stamp the 90-days Non-Imm-O visa as "under consideration" for 14 days. After this waiting period, the visa itself gets stamped, with the 90 days beginning to count of the day he initially applied for the “change”.

As soon as the 800,000 THB have seasoned in the account for 2 months, an application to the 1-year Extension of Stay Permit based on Retirement can be made

Have you tried Kasikorn Bank? They are one of the few who will do it from my experience. I tried 4 banks before Kasikorn said, yes.

Use an agent. Worked perfectly for me. Everything done in under a day

Ok so I arrive with my Non O visa.

I open an account and deposit 800k.

I have 90 days from arrival to apply for my 1 year extension. However the money must be in my account for 90 days before I can apply. So sounds like timing is an issue.

Yes I know I can always leave and reenter and get a new 90 days.

Loas embassy

Apply for 90days nonO in the thai embassy in your home country using home funds equivalent to 800k ....and after u travel to thailand with that visa to open thai acct

You get the online visa from your home embassy. Arrive. Open bank account. Go get 12 month extension.

At an Embassy outside Thailand

Several agents still offers this as a totale package with 90 days Non O visa, one year extension of stay and bank account included. (Legally).