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What happens if I cannot open a bank account in time for the 800k requirement with my Non-O retirement visa in Thailand?

Non-O Visa Retirement Visa Bank Account Requirements Visa Rules Immigration Process Thailand Expat Life

Feb 16, 2026

2 months ago

Stephen *******

ORIGINAL POSTER

Hi if i get a non o retirement visa but do not manage to get bank account opened in time for the 800k to be in long enough, what happens. Do you just have to leave Thailand and get another Non o visa cheers

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TLDR : Answer Summary

If you obtain a Non-O retirement visa but fail to open a bank account in time to deposit the required 800,000 THB for the required seasoning period, you will not be able to extend your stay beyond the initial 90-day period. To remain in Thailand, you would need to leave the country and apply for a new Non-O visa, unless other conditions apply, such as being legally married to a Thai national.

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Tod *********

okay, I KNEW this would be a slow motion train wreck of a thread and we've had to delete a LOT of b/s bad information and just plain OFF TOPIC answers.

Hopefully the O/P knows to "hit the ground running" once they get here on their 90 day Non-O visa. <- By that I mean hit bank after bank, branch after branch until they find one that will allow them to open a bank account

It would behoove them to go to their immigration office as soon as they have an address here and get a certificate of residence because that is almost 100% a required document to open a bank account.

Best of luck to the O/P, thanx one and all for the comments 🙂

we are DONE

2 months ago

Shay *********

My local Immigration Office gave me a letter authorizing the bank to open an account for me. Account opened there and then.

2 months ago

Tod *********

@Shay ********

correction, you got a "certificate of residence" from your immigration office <- which is what most people need to open a bank account here

2 months ago

Reply to

Tod *********

This topic comes up quite a bit,

sadly for you and/or anyone else this happens to, if you get a 90-day non-immigrant type of Visa based on retirement but are unable to get your bank account open or the funds in so that they can season the required 2 months you have no option for a short-term extension.

Unless you're legally married to a Thai national or have half Thai children where you can get a 60-day visit Thai family extension you're stuck.

If you can't get the bank account open, funds transferred and seasoned the appropriate time you leave when that 90 days is up, get another visa and try again.

2 months ago

Jack ********

@Tod ********

or exit and enter visa exempt and get a non o in Thailand at the local immigration since you already have a bank account

2 months ago

Reply to

Jack ********

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