@Richard *******
Hmm, I am not saying it didn't happen but it sure sounds suspect to me 😮
I have NEVER heard of anyone being fined when leaving the country for anything other than overstaying your stamp
The people who stamp you out at passport control aren't set up to check any of that (proof of funds, insurance, etc)
Even the people who stamp you back IN when you enter the country on an OX visa don't ask for it 😕
They just stamp you in for the same expiration date you got when you first entered the country on the visa