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Answered10 months ago

Can I use a WISE account statement for applying for a 90-day Non-O visa in Laos or Vietnam?

Mike ********
asked Jan 6, 2026
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Can I use a WISE account statement for my “bank statements” when applying for initial 90 day non-o inside Lao or Vietnam?
Answer summary
The discussion revolves around the use of WISE account statements for applying for an initial 90-day Non-O visa in Laos or Vietnam. Most comments suggest that WISE is not a traditional bank and may not be accepted as a valid bank statement by Thai immigration authorities. However, some users have reported success using WISE for their visa applications, highlighting a mix of experiences and opinions regarding its acceptance.
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Darrell *********
Darrell *********
This brings up a valid point

How can you have a thai bank when you dont have the proper visa to open the account.

The rules of 800k in the account dont make sense when you first come here because your not allowed to get the account and there is no way it can sit there long enoughy
Donald **********
Donald **********
@Darrell ********
when obtaining the 90 day Non-O visa outside Thailand you then come in to Thailand and use it (along with other requirements) to open a Thai bank account ASAP and deposit your
*******
k to allow it to season for 2 months prior to applying for your 12 month extension.
Thomas *******
Thomas *******
I used Wise when applying for mine.
Mike ********
Mike ********
OP
@Thomas ******
which country did you apply from?
Thomas *******
Thomas *******
John **********
John **********
Wise isn't a bank even though it behaves as one. Some people have had success using Wise some have been rejected using Wise
Paul ********
Paul ********
Wise have started to offer current accounts that may be an option
Faith *******************
Faith *******************
I used Wise for my Visa (Non O-IB) got approved
Faith *******************
Faith *******************
My home country (Philippines)
Mike ********
Mike ********
OP
@Faith ******************
was it a Thai bordering country? Or your home country? 
Darren *********
Darren *********
Wise is not a bank, it is a financial service company, so no.
Andy **********
Andy **********
@Darren ********
What is the official definition of a bank then and at what level can Somchai at immigration know anything about the west's various financial services providers ?

Wise has a sort code, account number, IBAN, SWIFT code, etc.

Is Nationwide a bank ? Technically it is a building society.
John **********
John **********
@Andy *********
the official definition is that the institution you use for banking holds a banking licence in the country you use them in
Newfarang ****
Newfarang ****
@Andy *********
Nationwide has been a bank for many years as has Halifax.
Martin ********
Martin ********
@Andy *********
“Somchai at immigration “ says more about you than him. Somchai has a lot more power than you, try being disrespectful to his face.
Marty *********
Marty *********
No

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