Can I use a Thai condominium title deed instead of the THB 800,000 bank deposit for a retirement visa?

jabir1249 Not in stocks. You may invest the 800k in saving funds.

jabir1249 no

jabir1249 that's not possible. Has to be money in the bank. If you have enough invested you could possibly look at an investment visa

John Storey It's because the 800k is factored into the purchase price, and it's only for three years

Andrew Wilf Wilcock what? No way! 😲

Andrew Wright Your use of the English language is ridiculous. So maybe just say nothing.

Ah Cheong Ah Cheong Not applicable to all properties, and not guaranteed.

Jordan Davis not to mention it very likely would reduce its value over time.

Marty Pollard Just to clarify, the Thailand Board of Investment doesn’t directly issue visas. They support and promote business investments, which can then help facilitate visas and work permits through the proper immigration channels.

@John *********

Short answer: No — a condo cannot replace the 800,000 THB requirement.

Here’s the proper explanation:

Under Thai immigration regulations for a retirement visa (Non-Immigrant O / O-A), financial eligibility is strictly defined and limited to liquid funds or verifiable income — not assets.

You must meet ONE of these:

• 800,000 THB in a Thai bank account (held for the required period), or

• 65,000 THB/month income, or

• A combination totaling 800,000 THB annually 

And importantly:

👉 Immigration requires bank evidence (passbook + bank letter) — not property ownership. 

⸻

Why a condo does NOT count (this is where people get it wrong)

Even if your condo is worth millions, Thai law treats it as:

• Non-liquid asset (you can’t instantly use it to support yourself)

• Not under immigration financial proof categories

• Not recognized as income or deposit

Immigration’s logic is simple and strict:

They don’t care what you own — only what you can prove you can live on immediately in Thailand.

That’s why they require:

• Money already sitting in a Thai bank

• Or documented monthly income

⸻

About those “creative ideas” (condo, investments, etc.)

You’ll hear people say:

• “Use property”

• “Use investment value”

• “Free visa with purchase”

Reality:

👉 These are not approved under standard retirement visa rules

👉 Immigration officers will reject them immediately

There are separate programs (like BOI or LTR visas), but those are:

• Different categories

• Much higher thresholds

• Completely different legal frameworks

They are NOT interchangeable with a retirement visa

⸻

Bottom line (simple and honest)

• Condo = great investment ✔️

• Condo = ZERO value for retirement visa qualification ❌

If you want the visa, you play by the immigration rulebook — and that rulebook is very clear:

👉 Cash in a Thai bank or provable income — nothing else.