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Can I use a combination of a 400k bank balance and 40k monthly transfers for my Non-O retirement visa in Thailand?

non-O retirement visa visa requirements financial proof for visa bank deposits monthly transfers immigration office variances retirement visa processes Thailand expat visa rules

Feb 8, 2026

3 months ago

Ken *********

ORIGINAL POSTER

I'm here permanently on a non o retirement visa... with the 800 k deposit in the bank. I started monthly transfers in March of 2025 and am considering switching to a transfer option when I renew again in 2027. I thought I read a long time ago that for the retirement visa, an option was to combine a 400 k bank balance with monthly 40 k transfers . Has anyone done this?

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TLDR : Answer Summary

The conversation discusses the requirements for maintaining a non-O retirement visa in Thailand, specifically the option to use a combination of a 400k bank balance with 40k monthly transfers. While some participants confirm that this combination might be approved at certain immigration offices, it is noted that it's crucial to check with your local office, as practices can vary significantly between locations. Consistency in the monthly transfers is emphasized to avoid issues during renewal. Additionally, some users share experiences where they were required to maintain a steady 800k deposit, highlighting the need for clear communication with immigration authorities.

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Fred **********

you can also have at least

*****

per month. not need 800k or 400k. Only that must be proven that you have a steady income. That is what I do..very easy if you not have 800k 😅

3 months ago

Gerg **********

I understand that not all immigration offices will do that. Check with yours first.

3 months ago

Bill *********

Keep in mind those if you change to monthly transfers they have to work perfectly consistently all the time. Any fowl ups and you get in trouble with immigration. So why do it. Just make and maintain one single deposit of the 800k and no more concerns.

3 months ago

Lyn *********

Be careful we went to renew our retirement visa and was told a 1 year bank statement was needed I went under the 800k balance last April for 10 days (10 months ago) its been over 800k since then and they refused my retirement visa as it was Bangkok bank I have had a retirement visa for the last 10 years it runs out in March 26 they said I have to let it run out and start the process again after April so that I have 1 year of statements showing over 800k.

3 months ago

Dave *********

The 400k lump or 40k monthly transfer is for the marriage visa.

800k or 65k monthly are the requirements for retirement.

Monthly transfers only after the first extension of course.

3 months ago

Ken *********

ORIGINAL POSTER

Thanks to the group so far... Stephen... and it's certainly worth asking here in CM. They generally are pretty helpful.

3 months ago

Stephen ********

Dave Montore He's talking about the combo method for retirement visa, which is 400k lump sum plus 40k per month pension/transfer. This is available at some immigration offices, but many don't allow it

3 months ago

Dave *********

Stephen Howell thanks, new one on me. Surely a waste of time wishing the offices that honor that would just say so.

3 months ago

Nongnuch ********

Dave Montore the combination method has always been an option for the financial proof for the Retirement Extension. It is listed on many handout lists, in the police order and on the Immigration website. However, some Immigrations will not touch this, you need to find out if your office is willing

3 months ago

Dave *********

Nongnuch Kamdee yeah was definitely not on the Chonburi list and this is the first I’ve seen it in any of these groups. Good to know for when we move.

3 months ago

Nongnuch ********

Dave Montore Chonburi/Pattaya Immigration is one of the few offices that don't allow it. The Immigration office in Pattaya is very special, very corrupt. They will always try to make you use an agent

3 months ago

Reply to

Nongnuch ********

Stuart *********

Visit your immigration office to ask if they will allow a combination method and under what circumstances. Some will some may not.

3 months ago

Jan ******************

Depends on your specific immigration if they accept the combination method and a total of 800K baht in funds and consecutive monthly transfers within one year. Varies in other words.

3 months ago

Reply to

Jan ******************

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Can I use multiple transfers to meet the 65k per month income requirement for my Non-O retirement visa renewal?

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