Can I use a combination of a 400k bank balance and 40k monthly transfers for my Non-O retirement visa in Thailand?

Question

I'm here permanently on a non o retirement visa... with the 800 k deposit in the bank. I started monthly transfers in March of 2025 and am considering switching to a transfer option when I renew again in 2027. I thought I read a long time ago that for the retirement visa, an option was to combine a 400 k bank balance with monthly 40 k transfers . Has anyone done this?

Ask Thailand · Answer

The conversation discusses the requirements for maintaining a non-O retirement visa in Thailand, specifically the option to use a combination of a 400k bank balance with 40k monthly transfers. While some participants confirm that this combination might be approved at certain immigration offices, it is noted that it's crucial to check with your local office, as practices can vary significantly between locations. Consistency in the monthly transfers is emphasized to avoid issues during renewal. Additionally, some users share experiences where they were required to maintain a steady 800k deposit, highlighting the need for clear communication with immigration authorities.

Fred ********** · Answer

you can also have at least 65000 per month. not need 800k or 400k. Only that must be proven that you have a steady income. That is what I do..very easy if you not have 800k 😅

Gerg ********** · Answer

I understand that not all immigration offices will do that. Check with yours first.

Bill ********* · Answer

Keep in mind those if you change to monthly transfers they have to work perfectly consistently all the time. Any fowl ups and you get in trouble with immigration. So why do it. Just make and maintain one single deposit of the 800k and no more concerns.

Lyn ********* · Answer

Be careful we went to renew our retirement visa and was told a 1 year bank statement was needed I went under the 800k balance last April for 10 days (10 months ago) its been over 800k since then and they refused  my retirement visa as it was Bangkok bank I have had a retirement visa for the last 10 years it runs out in March 26 they said I have to let it run out and start the process again after April so that I have 1 year of statements showing over 800k.

Dave ********* · Answer

The 400k lump or 40k monthly transfer is for the marriage visa.

800k or 65k monthly are the requirements for retirement.

Monthly transfers only after the first extension of course.

Stuart ********* · Answer

Visit your immigration office to ask if they will allow a combination method and under what circumstances. Some will some may not.

Jan ****************** · Answer

Depends on your specific immigration if they accept the combination method and a total of 800K baht in funds and consecutive monthly transfers within one year. Varies in other words.

Can I use a combination of a 400k bank balance and 40k monthly transfers for my Non-O retirement visa in Thailand?

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