Can I use a foreign credit card in Thailand and what are the limits?

Question

Hello. Can i buy or pay anything on my credit card. What is the limit? On foreign Credit card?

Ask Thailand · Answer

You can use foreign credit cards in Thailand, especially at larger vendors who accept them, but small vendors may not. Be aware of foreign transaction fees your card might charge. It's advisable to choose to pay in Thai Baht to avoid unfavorable exchange rates. Your credit limit usually remains the same as in your home country, but you should notify your card issuer of your travel to avoid declined transactions, especially for large purchases.

Bill ********* · Answer

Yes, I've had no issues with using my credit cards at any vendors I shop. The only time I've had difficulty is occasional online orders. Most of the time it's a problem with the vendor's system, not my credit cards.

Matthew ********* · Answer

For large purchases you may need o call bank in advance.  Navy federal decline me for an iPhone purchase.  While in store I called and explained it was not fraud.  They lift the restriction instantly.  There reason was I didn't use that often.  And always notify when your traveling.

James ********* · Answer

they charge additional 3%

Ralph ******** · Answer

Thank you to everyone

Simon ********* · Answer

You usually need to enable use abroard, by phoning the card provider, telling them the country you want to use it and for how long.   Ask them about fees and limits and  such, while on the phone.

THAI ****************************** · Answer

This is not something we can answer directly. You’ll need to contact your card issuer (the phone number is usually printed on the back of your card).

Card limits vary from person to person, but in most cases your limit will remain the same when you are abroad as it is in your home country.

Just be sure to notify your card issuer that you’ll be traveling in Thailand to avoid any issues.

Mike ******* · Answer

Accepting depends if the merchant takes foreign credit cards.  Your limit depends on the issuer of your card.

Andrew ******** · Answer

You credit card issuer will charge conversion fees / international fees id check with them. I would honestly pull cash off a debit card for day to day use it will be alot cheaper on you

Kevin ****** · Answer

You can use a foreign-issued credit card, but check whether it has foreign transaction fees. Also, if the terminal asks whether to pay in your home currency or in Thai Baht, always choose Thai Baht, otherwise, you’ll likely get a worse exchange rate.

Brandon ************ · Answer

Chains and large vendors generally accept credit cards.  Some will add a service fee which will be a % to account for the processing.

Most small vendors will not accept credit card.

The limit is whatever your credit card limit is?

Can I use a foreign credit card in Thailand and what are the limits?

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