Can tourists open a bank account with a debit or credit card in Thailand?

Opening a bank account in Thailand as a tourist is possible but can be quite challenging. Requirements vary by bank and branch, and some visitors report needing a residence certificate or a lease agreement. While debit cards linked to accounts can often be obtained, credit cards are typically restricted to those with work permits or substantial deposits. Success in opening accounts may require visiting multiple banks, and some have been successful with assistance from agencies.