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How can I access money in Thailand if I can't open a bank account?

Bank Account Issues Accessing Money in Thailand Visa and Financial Services International Money Transfers Cash Usage in Thailand Credit Card Acceptance in Thailand

Erin ******

OP

asked Dec 28, 2024

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if I can't open a bank account, how will I get the money ?It seems confusing atm. Should I get some cash with me ? What's the max legal amount? Thank you.

Answer summary

If you're unable to open a bank account in Thailand, there are several alternatives for accessing money. You can use ATMs, credit cards, or international money transfer services like WISE or Remitly. Many locations in Thailand accept credit cards and cash is widely usable, so it's recommended to carry some cash with you. When it comes to bringing cash into Thailand, there are legal limits—up to 20,000 USD can typically be brought in without declaring it to customs, but it's best to check the most current regulations before you travel.

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Dom ********

Dom ********

Just use an agent to open a bank makes life so much easier both for transfers and being able to use QR scan to pay

1

Erin ******

Erin ******

OP

thank you.

0

Alain ***********

Alain ***********

Bitcoin

1

Carl *******

Carl *******

@Alain **********

how exactly?

0

Christopher ********

Christopher ********

I used Charles Schwab no international fees same with capital one

0

Luke *******

Luke *******

I have lived here for two years, I’ve never really needed a thai bank account.

The only thing I’m really missing out is not being able to use QR payment. But I just bring some cash with me and lots of places accept credit cards.

1

Erin ******

Erin ******

OP

thank you.

0

Luke *******

Luke *******

atm, credit cards, WISE transfers

1

Erin ******

Erin ******

OP

thank you.

0

Klaus *********

Klaus *********

ATM

0

Sophia ********

Sophia ********

Remitly

0

Pete *******

Pete *******

Let’s start with why can’t you open a bank and take it from there.

0

Erin ******

Erin ******

OP

I don't know huge number of dtv holders complaining about it.

0

Pete *******

Pete *******

I have seen many reports of DTV holders opening bank accounts. What specifically is your issue?

0

Erin ******

Erin ******

OP

no issue just asking and get some info.Thank you.

0

Paul *******

Paul *******

Confused

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