Can an expat in Thailand get a Thai credit card or should they use a home country card?

The discussion revolves around whether expats in Thailand can obtain a Thai credit card or should rely on their home country cards, specifically from Australia. General consensus indicates that without a Thai job or work permit, it's difficult to get a Thai credit card. Some banks may offer secured credit cards that require a deposit. Many users recommend using Aussie cards to avoid international transaction fees, highlighting that larger establishments accept them, while smaller merchants may not. There are concerns about card security, with some expats preferring to rely on cash. Additionally, obtaining a debit card is easier, with less stringent requirements compared to credit cards.