Can I use a British bank card for currency exchange at SuperRich in Thailand?

Apr 9, 2024
8 months ago
Debbie ********
ORIGINAL POSTER
A bit off subject but can anyone advise if money exchange like superrich take a British bank card as opposed to cash?
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TLDR : Answer Summary
SuperRich and most currency exchange services in Thailand only accept cash for transactions; they do not convert funds from credit or debit cards. While some banks may allow card usage if you're an account holder, the general practice at exchange counters is cash-to-cash conversion. ATMs are available for withdrawing cash, generally accepting international cards, though they may charge fees. Expats are advised to have Thai bank accounts for easier access to funds and better rates.
Jeff ********
Don't sweat it. Money exchanges on every corner (cash only). ATMs have English options. Probably best conversion will be from these.
Debbie ********
ORIGINAL POSTER
@Jeff *******
Thanks, on a beach now so a bit more chilled!
Jeff ********
@Debbie *******
all good. Most places will take major credit cards except discover. Discover isn’t a thing in Thailand really except maybe the major hotels. You’ll only need cash for Tuk tuks and street food. Everything else will take your card mostly. Go to an atm so you have some cash, otherwise chill and enjoy your stay.
Debbie ********
ORIGINAL POSTER
@Jeff *******
Just about got over the β€˜what the hell was I thinking!!’ πŸ˜‚πŸ€£ Thanks for the info Jeff. 😊
Mark **********
Cash only. Answer is in your question. Money exchange.
Debbie ********
ORIGINAL POSTER
@Mark *********
cheers Mark
Ian ********
Called atm 🀣🀣🀣🀣
Debbie ********
ORIGINAL POSTER
@Ian *******
Really??? Glad you told me. πŸ™„
Ian ********
@Debbie *******
I shit you not 😊
Debbie ********
ORIGINAL POSTER
@Ian *******
πŸ˜‚ just need to work out how they work in Thailand! First solo trip so be kind!!
Ian ********
@Debbie *******
almost everything is cash no cards taken in most shops
Debbie ********
ORIGINAL POSTER
@Ian *******
Thanks Ian. I am sure things will fall into place as I go along
Ian ********
@Debbie *******
yeah you just overthinking it 😊 Thailand makes everything easy except visa's
Debbie ********
ORIGINAL POSTER
@Ian *******
I do overthink for sure. Thanks again Ian. 😊
Ian ********
@Debbie *******
they are in English if you press in English button 😊
Jon *****
@Ian *******
And they rob you of 220 bahts every time
Phil ******
No ATM only
@Debbie *******
Debbie ********
ORIGINAL POSTER
@Phil *****
Thanks Phil. Which ATM would you recommend? I understand some charge more than others.
Phil ******
@Debbie *******
most charge ΰΈΏ220. There is one but it's over10 years since I withdrew from overseas atm card so I can't remember.

If your coming here regularly then get a thai bank account. Agents do them for ΰΈΏ3500.
Debbie ********
ORIGINAL POSTER
@Phil *****
πŸ‘
Phil ******
@Debbie *******
in Pattaya as helped a friend recently
Andi ***********
@Phil *****
could you PM the agen, thanks.
Phil ******
@Andrew ********
a simple google will give you the answer. MOTS, Cambodia travel service are 2. Here's the Google result

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%3A1712684793996&ei=-X4VZoOpPITe2roP-uWJgAQ&oq=agent+s+in+pattaya+to+open+bank+account&gs_lp=EhNtb2JpbGUtZ3dzLXdpei1zZXJwIidhZ2VudCBzIGluIHBhdHRheWEgdG8gb3BlbiBiYW5rIGFjY291bnQyCBAAGIAEGKIEMggQABiABBiiBEjdUlDxJVjAKnABeAGQAQCYAasJoAG1EqoBAzctMrgBA8gBAPgBAZgCAqAC0AnCAgoQABhHGNYEGLADmAMAiAYBkAYIkgcFMS43LTGgB9kE&sclient=mobile-gws-wiz-serp
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*****
*****
996&ei=-X4VZoOpPITe2roP-uWJgAQ&oq=agent+s+in+pattaya+to+open+bank+account&gs_lp=EhNtb2JpbGUtZ3dzLXdpei1zZXJwIidhZ2VudCBzIGluIHBhdHRheWEgdG8gb3BlbiBiYW5rIGFjY291bnQyCBAAGIAEGKIEMggQABiABBiiBEjdUlDxJVjAKnABeAGQAQCYAasJoAG1EqoBAzctMrgBA8gBAPgBAZgCAqAC0AnCAgoQABhHGNYEGLADmAMAiAYBkAYIkgcFMS43LTGgB9kE&sclient=mobile-gws-wiz-serp
Bart **************
No.

Let's do the math. They take like 0.5% on conversions against major currencies (varies a bit but that is a common edge). Would they then be willing to finance a 3% edge to a financial services company? No right - they'd be looking at a loss.
Debbie ********
ORIGINAL POSTER
@Bart *************
Thanks. Appreciate the math lesson. 😊
Steve **********
Only cash...!

Cards have delays and fees

Super rich is exchange rate of ' in hand cash '
Christopher *************
Banks do If you have an account.
Aake **********
Atm
Stuart *********
Nope. Cash to cash conversion. You may have some luck at a bank branch but not all will do so.
Debbie ********
ORIGINAL POSTER
@Stuart ********
Thank you.
John *********
@Stuart ********
Best to bring as much cash as possible. Some bank cards charge as much as $55.00 USD for cash advance of a few hundred dollars. I used my money to prove it. Leave that card in your wallet and only use for extreme emergencies.
Henrik *****
you simply have to get you maximum amount everytime you use a atm, The Thai bank takes 220 baht + what you cardsupplyer charges.

And choose "no conversion"

If the atm, doesn't show you max amount, Choose "other amounts”
Debbie ********
ORIGINAL POSTER
@Henrik ****
Thank you for this.
Malcolm *******
@Stuart ********
True Stuart , just done it today and had to exchange Cash for Cash πŸ’Έ
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