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Can I use a British bank card for currency exchange at SuperRich in Thailand?

Currency ExchangeCash TransactionsThai ATMsVisa and Immigration HelpExpats in ThailandBank Services
Apr 9, 2024
7 months ago
Debbie ********
ORIGINAL POSTER
A bit off subject but can anyone advise if money exchange like superrich take a British bank card as opposed to cash?
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TLDR : Answer Summary
SuperRich and most currency exchange services in Thailand only accept cash for transactions; they do not convert funds from credit or debit cards. While some banks may allow card usage if you're an account holder, the general practice at exchange counters is cash-to-cash conversion. ATMs are available for withdrawing cash, generally accepting international cards, though they may charge fees. Expats are advised to have Thai bank accounts for easier access to funds and better rates.
Jeff ********
Don't sweat it. Money exchanges on every corner (cash only). ATMs have English options. Probably best conversion will be from these.
7 months ago
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Debbie ********
ORIGINAL POSTER
@Jeff *******
 Thanks, on a beach now so a bit more chilled!
7 months ago
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Jeff ********
@Debbie *******
 all good. Most places will take major credit cards except discover. Discover isn’t a thing in Thailand really except maybe the major hotels. You’ll only need cash for Tuk tuks and street food. Everything else will take your card mostly. Go to an atm so you have some cash, otherwise chill and enjoy your stay.
7 months ago
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Debbie ********
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@Jeff *******
 Just about got over the β€˜what the hell was I thinking!!’ πŸ˜‚πŸ€£ Thanks for the info Jeff. 😊
7 months ago
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Debbie ********
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Mark **********
Cash only. Answer is in your question. Money exchange.
7 months ago
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Debbie ********
ORIGINAL POSTER
@Mark *********
 cheers Mark
7 months ago
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Debbie ********
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Ian ********
Called atm 🀣🀣🀣🀣
7 months ago
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Debbie ********
ORIGINAL POSTER
@Ian *******
 Really??? Glad you told me. πŸ™„
7 months ago
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Ian ********
@Debbie *******
 I shit you not 😊
7 months ago
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Debbie ********
ORIGINAL POSTER
@Ian *******
 πŸ˜‚ just need to work out how they work in Thailand! First solo trip so be kind!!
7 months ago
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Ian ********
@Debbie *******
 almost everything is cash no cards taken in most shops
7 months ago
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Debbie ********
ORIGINAL POSTER
@Ian *******
 Thanks Ian. I am sure things will fall into place as I go along
7 months ago
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Ian ********
@Debbie *******
 yeah you just overthinking it 😊 Thailand makes everything easy except visa's
7 months ago
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Debbie ********
ORIGINAL POSTER
@Ian *******
 I do overthink for sure. Thanks again Ian. 😊
7 months ago
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Ian ********
@Debbie *******
 they are in English if you press in English button 😊
7 months ago
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Jon *****
@Ian *******
 And they rob you of 220 bahts every time
7 months ago
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Jon *****
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Phil ******
No ATM only
@Debbie *******
7 months ago
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Debbie ********
ORIGINAL POSTER
@Phil *****
 Thanks Phil. Which ATM would you recommend? I understand some charge more than others.
7 months ago
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Phil ******
@Debbie *******
 most charge ΰΈΏ220. There is one but it's over10 years since I withdrew from overseas atm card so I can't remember.

If your coming here regularly then get a thai bank account. Agents do them for ΰΈΏ3500.
7 months ago
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Debbie ********
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@Phil *****
 πŸ‘
7 months ago
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Phil ******
@Debbie *******
 in Pattaya as helped a friend recently
7 months ago
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Andi ***********
@Phil *****
 could you PM the agen, thanks.
7 months ago
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Phil ******
@Andrew ********
 a simple google will give you the answer. MOTS, Cambodia travel service are 2. Here's the Google result

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%3A1712684793996&ei=-X4VZoOpPITe2roP-uWJgAQ&oq=agent+s+in+pattaya+to+open+bank+account&gs_lp=EhNtb2JpbGUtZ3dzLXdpei1zZXJwIidhZ2VudCBzIGluIHBhdHRheWEgdG8gb3BlbiBiYW5rIGFjY291bnQyCBAAGIAEGKIEMggQABiABBiiBEjdUlDxJVjAKnABeAGQAQCYAasJoAG1EqoBAzctMrgBA8gBAPgBAZgCAqAC0AnCAgoQABhHGNYEGLADmAMAiAYBkAYIkgcFMS43LTGgB9kE&sclient=mobile-gws-wiz-serp
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*****
996&ei=-X4VZoOpPITe2roP-uWJgAQ&oq=agent+s+in+pattaya+to+open+bank+account&gs_lp=EhNtb2JpbGUtZ3dzLXdpei1zZXJwIidhZ2VudCBzIGluIHBhdHRheWEgdG8gb3BlbiBiYW5rIGFjY291bnQyCBAAGIAEGKIEMggQABiABBiiBEjdUlDxJVjAKnABeAGQAQCYAasJoAG1EqoBAzctMrgBA8gBAPgBAZgCAqAC0AnCAgoQABhHGNYEGLADmAMAiAYBkAYIkgcFMS43LTGgB9kE&sclient=mobile-gws-wiz-serp
7 months ago
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Phil ******
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Bart **************
No.

Let's do the math. They take like 0.5% on conversions against major currencies (varies a bit but that is a common edge). Would they then be willing to finance a 3% edge to a financial services company? No right - they'd be looking at a loss.
7 months ago
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Debbie ********
ORIGINAL POSTER
@Bart *************
 Thanks. Appreciate the math lesson. 😊
7 months ago
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Debbie ********
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Steve **********
Only cash...!

Cards have delays and fees

Super rich is exchange rate of ' in hand cash '
7 months ago
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Christopher *************
Banks do If you have an account.
7 months ago
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Aake **********
Atm
7 months ago
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Stuart *********
Nope. Cash to cash conversion. You may have some luck at a bank branch but not all will do so.
7 months ago
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Debbie ********
ORIGINAL POSTER
@Stuart ********
 Thank you.
7 months ago
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John *********
@Stuart ********
 Best to bring as much cash as possible. Some bank cards charge as much as $55.00 USD for cash advance of a few hundred dollars. I used my money to prove it. Leave that card in your wallet and only use for extreme emergencies.
7 months ago
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Henrik *****
you simply have to get you maximum amount everytime you use a atm, The Thai bank takes 220 baht + what you cardsupplyer charges.

And choose "no conversion"

If the atm, doesn't show you max amount, Choose "other amounts”
7 months ago
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Debbie ********
ORIGINAL POSTER
@Henrik ****
 Thank you for this.
7 months ago
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Debbie ********
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Malcolm *******
@Stuart ********
 True Stuart , just done it today and had to exchange Cash for Cash πŸ’Έ
7 months ago
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Malcolm *******
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