Can I show a difference between my pension and the 65,000 Baht monthly requirement as a balance in my bank account for a Non-Immigrant O visa in Thailand?

If you have over 65,000 Baht going into a Canadian bank will that meet the requirement, to keep renewing the Non-O visa?

I have a Non-O visa now and over 800,000 Baht in my Thai bank account but would like to use a big portion of that money

Can the Thay bank account be a cash deposit account on interest?

Not necessarily. I've always proved my income through an affidavit.

TOTAL money in bank 0

You dont need to prove any funds, go use an agent, they'll sort it all for you.

You can not combine as går as I know. Have to be 65k every month and you can not skip a month and double next.

For my retirement visa, I was told that monthly income for US expats for the first extension of stay is not possible. Need an official letter from the US Embassy and they don't do that anymore. Follow on extensions may be possible because 12 months of continuous deposit may be accepted.

"If the pension amount is insufficient, can the difference be shown as a balance in a bank account? - The short answer is yes. It is an option on your 2nd 12 month extension of stay application however all indications from "those in the know" is that it is an ongoing administrative nightmare for the visa holder. "If so, how is this calculated?" - At the mercy of the particular Immigration Office's interpretation of the rules - if there are any that exist..... Probably very fertile ground for a "creative" Visa Agent! Can of worms amplified by the TIT factor....

Half is your wife is thai

Just go to Cambodia.its a lot easier

I’m not sure about everything everyone is talking about.

I show about ($12,000.- us) for 3- months in account.for the year do my easy paperwork and then I get my non-O-Visa in my passport till next year. I’ve-been doing it this way for 7years now. ( I never have a problem!)

Very simple little time consuming that’s all

I live in Korat out in farming area easy

I believe that it is possible to mix.. some places.. but they won't do it where I live... also if you get fortnightly payments that is 26 a year ..but.. here they will only calculate 24 .. twice a month.. you need to check with the office where you report.. good luck..

If you don’t have a spare $15-$20k then you have no business retiring outside your own country, what the hell have you done for the last 40 years with the money you earned, Brokies stay away

Get an agent to sort it

Having both is best

My word, what a load of Thai Twoddle! Give it a couple of months and they will N/A most of the requirements. Go to the Philippines or another Great Country in that Area in Asia. They will all make you feel VERY WELCOME!

All the best in your search.

Do not ever put your own money at risk

Spanish consulate don't give NON-O visas anyway.

Or work permit and a thai wife threshold is less monthly requirement I’ve just done mine

I think that's for retirement visa

It is income OR deposit, for the 90-days Non-Imm-O retirement visa application and the subsequent application for the 1-year extension of the stay permit based on retirement.

Or a 12-months bank statement of transfers from abroad (but this is quite another topic that only regards citizens of countries whose embassies in Bangkok do not supply any legalized income affidavits.)

There is a third method, called the “combination method”: A combination, a mix of income and deposit.

*** I am going to explain it here STEP BY STEP.

***The combination method means that the sum of the deposit AND the monthly income exceed 800,000 THB in one year.

*** FIRST, you need to ask the Thai embassy in your home country, if they are willing to accept the mixed proof of income/pension and deposit, for the application to the initial retirement Non-Imm-O visa.

*** SECOND - there still remains the question, if your Immigration in Thailand allows the combination method, for the application to the 1-year Extension of the Stay Permit. IF YES, your next question must be, UNDER WHICH conditions would they be willing to accept it – mainly the size of what would be required as the deposit part.

You will have to ask them beforehand.

*** If they allow, at least the income part must be proven with an affidavit of income/pension legalized by your country’s embassy in Bangkok, or by one of the FOUR honorary consuls in Thailand.

The German embassy in Bangkok and ALL four honorary consuls in Thailand, are still issuing income affidavits, so regarding this, you don't have to worry.

If your embassy doesn’t issue income affidavits, there would be no way around the 800,000 THB deposit, at least in the first year of a 1-year extension.

Keep in mind:

*** Some immigrations don’t allow the combination method in the first year.

*** And most Immigrations want the deposit part to exceed a minimum of 400,000 THB.

*** if they allow, keep in mind you need to supply both the bank letter AND the legalized income/pension affidavit again, EVERY year.

A Thai bank deposit of 800,000 THB minimum is easier to maintain.

And be very careful: The steadily changing exchange rate could pulverize your pension/income proof. You need a "buffer" (Puffer in German) so the income part never falls below the required amount, should your currency exchange rate slip away under your fingers.

It is income OR deposit, for the 90-days Non-Imm-O retirement visa application and the subsequent application for the 1-year extension of the stay permit based on retirement.

Or a 12-months bank statement of transfers from abroad (but this is quite another topic that only regards citizens of countries whose embassies in Bangkok do not supply any legalized income affidavits.)

There is a third method, called the “combination method”: A combination, a mix of income and deposit.

*** I am going to explain it here STEP BY STEP.

***The combination method means that the sum of the deposit AND the monthly income exceed 800,000 THB in one year.

*** FIRST, you need to ask the Thai embassy in your home country, if they are willing to accept the mixed proof of income/pension and deposit, for the application to the initial retirement Non-Imm-O visa.

*** SECOND - there still remains the question, if your Immigration in Thailand allows the combination method, for the application to the 1-year Extension of the Stay Permit. IF YES, your next question must be, UNDER WHICH conditions would they be willing to accept it – mainly the size of what would be required as the deposit part.

You will have to ask them beforehand.

*** If they allow, at least the income part must be proven with an affidavit of income/pension legalized by your country’s embassy in Bangkok, or by one of the FOUR honorary consuls in Thailand.

The German embassy in Bangkok and ALL four honorary consuls in Thailand, are still issuing income affidavits, so regarding this, you don't have to worry.

If your embassy doesn’t issue income affidavits, there would be no way around the 800,000 THB deposit, at least in the first year of a 1-year extension.

Keep in mind:

*** Some immigrations don’t allow the combination method in the first year.

*** And most Immigrations want the deposit part to exceed a minimum of 400,000 THB.

*** if they allow, keep in mind you need to supply both the bank letter AND the legalized income/pension affidavit again, EVERY year.

A Thai bank deposit of 800,000 THB minimum is easier to maintain.

And be very careful: The steadily changing exchange rate could pulverize your pension/income proof. You need a "buffer" (Puffer in German) so the income part never falls below the required amount, should your currency exchange rate slip away under your fingers.

O no no if your married like me it's 40,000 a month or 400,000 on a none o

Soooo. If my pension is 530,000pa, is 370,000 in a Thai bank account technically enough to be granted an O Visa?

Love Laos, and Love Thailand, but I'm finding it's much easier in Laos now

How can you already have a bank account in Thailand if you haven't arrived with the Non Immigant visa yet, which is required and mandatory to open the account? 🤔

THats correct

Your best bet is pay an agent to put the 800k in the bank for you it might cost 40k-60k baht if you can't afford it

Very difficult to get non O visa based on income. Many consulates refuse that

Initially you need to deposit 800kbaht into your account 3 months prior to applying for your retirement VISA, then you can send the 65k or greater on a monthly basis for the 12 months prior to the next years application of the retirement VISA. Some folks just keep the 800k in an interest bearing account and never touch it. But whatever is convenient for you.

You never want to put any significant amount of money in a Thai bank.

If you stay longer than 180 days per year in Thailand you have to pay tax on the amount of 65k THB.

I am AMAZED at the large AMOUNT OF READERS who have not understood the question, and shine with advice completely UNRELATED to the question of Mathias Brodtmann. And this is happening in a visa-advice related group. They should be ashamed

and be very careful: The steadily changing exchange rate could pulverize your pension/income proof. You need a "buffer" (Puffer in German) so the income part never falls below the required amount, should your currency slip away under your fingers

Mathias Brodtmann . . . It is income OR deposit, for the 90-days Non-Imm-O retirement visa application and the subsequent application for the 1-year extension of the stay permit based on retirement.

There is a third method, called the “combination method”: A combination, a mix of income and deposit.

***The combination method means that the sum of the deposit AND the monthly income exceed 800,000 THB in one year.

*** Firstly, you need to ask the Thai embassy in your home country, if they are willing to accept the mixed proof of income/pension and deposit, for the application to the initial retirement Non-Imm-O visa.

*** Then there still remains the question, if your Immigration in Thailand allows the combination method, for the application to the 1-year Extension of the Stay Permit.

You will have to ask them beforehand.

*** If they allow, at least the income part must be proven with an affidavit of income/pension legalized by your country’s embassy in Bangkok, or by one of the honorary consuls in Thailand.

If your embassy doesn’t issue income affidavits, there is no way around the 800,000 THB deposit, at least in the first year of a 1-year extension.

Keep in mind:

*** Some immigrations don’t allow the combination method in the first year.

*** And most Immigrations want the deposit part to exceed a minimum of 400,000 THB.

*** if they allow, keep in mind you need to supply both the bank letter AND the legalized income/pension affidavit again, EVERY year.

A Thai bank deposit of 800,000 THB minimum is easier to maintain.

Just save yourself the stress and get an agent to do it all

The 65k must be deposited for a minimum of twelve months. It can’t be used for the initial year of the visa (must use 800k deposit method). So get the visa (with 800k) and immediately begin 65 k or more deposit every month until the visa renewal then you no longer need the 800k deposit in bank. BTW the 800 k can be reduced to 400k two months after the renewal and must be brought back to 800k two months prior to the next renewal. If you go below 400k you will most likely have to pay an agent and/or pay a penalty to get your next renewal.

The calculation is that the total in a year should be 0.

But not all offices accept combinations and when they accept they most times only accept

If it is first time you must have the 800k in account 2 months prior to getting 1 year extension. US embassy no longer gives verification of income for immigration

What o visa do you want ? Retirement or marriage as one is 800.000 and the other is 400.000

Once you have the 12 month visa do you need to prove that you have 800k in the bank on the 90 day report?

I'm from Australia and from the guys in the know here their advice goes in this order.

Get your Non-O visa in your home country.

When you land in Thailand you have two weeks to open a Thai bank account and deposit the 0 Thai Baht and leave it there to marinate.

You can start at the same time to do the Thai baht per month income thing into that account as well and use that to pay your bills etc but must make sure there are no breaks in those payments.

Get your paperwork in order for your first 12 month extension the word on the street is to get your passbook stamped by the bank to verify your 0 in your account is the same day as your applying for your extension at immigration.

When your second 12 month extension comes up for renewal you can now use the Thai baht income as proof once that extension is granted you can then technically take the 0 Thai Baht out and keep using the 0 Baht income as proof from then on.

I'm happy to be corrected if I got it wrong?

While the specific written language allows for a combination totaling the 800K its up to immigration and they often reject that option. 65K is barely $2,000 US Dollars not really enough to live on in Thailand these days. Anything less is definitely not really feasible. Thailand is no longer cheap in the cities and unless you understand and speak Thai you won't do well out in the countryside.

You're just talking about the visa. The is enough. Many comments refer to the extension...

If ya can't proof 65k baht month, that should tell you that you're not ready, as it's less than $2k USD.

Yes you can baseline at $1000 month, but there's nothing in that $1k monthly for anything else, like traveling, hospital or urgent care, 5 to 20% drop in the USD, then that $1000 becomes $800

Away too tight if that's alone has, unless coupled with a portfolio of $2 mill net worth, otherwise there's nothing to float you 20, 30 years retirement

In my immigration office they want either or. No a combination. I usually deposit on the beginning of each month. This January instead of the beginning of the month I made 2 deposits in December. One at the beginning and one on the 30th because Thai banks were closed until Jan. 5th because of holidays. This sent the immigration agent into a state of confusion. Thankfully my visa agent was able to straighten it out. The point is you can't deviate from the norm.

b X 12 months = 0b

If you have a monthly income of b, you must have the remaining amount up to b in your bank account.

Applying for the 90 day Non-O visa outside Thailand it's one or the other, inside Thailand it's only 800k. For the annual extension of stay inside Thailand some offices might allow a combination method from the 2nd extension on but most won't, but at that stage it's monthly transfers they're looking for rather than specifically a pension. The 1st extension requires 800k baht in a Thai bank

What your asking is permitted according to current visa requirements however in reality it can be very different when applying for an initial 90 day Non O.

If you are German then I think you need to contact the German embassy in Thailand to see if they provide income affidavits