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Can I open a bank account in Thailand on a DTV with insurance requirements?
Bank accounts in ThailandDTV (Digital Tourist Visa)Insurance productsVisa requirementsExpat banking solutions
Apr 21, 2025
a year ago
Anonymous *************
ORIGINAL POSTERBangkok bank would give me a bank account on a dtv
If i took out There insurance product minimum term 3 years
About 57000 baht a year with majority returned after 3 years
Not really interested as i can use my wife's account for free and my wise account
If i took out There insurance product minimum term 3 years
About 57000 baht a year with majority returned after 3 years
Not really interested as i can use my wife's account for free and my wise account
TLDR : Answer Summary
The discussion revolves around the challenges of opening a Bangkok bank account under the Digital Tourist Visa (DTV), particularly when it involves subscribing to an insurance product. The insurance has a minimum term of three years at a cost of 57,000 baht per year, with a promise of majority return after three years. Many participants express skepticism regarding the value of such insurance and share alternative banking options or experiences. Questions arise about the conditions for obtaining the account and whether a long-term lease or property ownership is necessary.
DTV VISA RESOURCES / SERVICES
- Take the basic DTV Qualification Test to see if you're eligible for the Destination Thailand Visa (DTV).
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the DTV Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Steven ******
Look into tag thai using the pay & tour card. It's will give you access to the QR code scanning and once you've got the card you can top it up from the app. I've never used it so I'm not sure if there is an atm withdrawal cost. Check it out, may be useful to you.
Alejandro ****
Interesting, is it hard getting a bank account while on DTV? Do other banks have similar requirements?
Greg ********
@Alejandro ***
Yes, it is quite difficult getting a bank account on a DTV or any tourist visa. Things have tightened up considerably recently.Reply to
Greg ********
Reply
Oswald *******
Don't pass up that deal!
Erikk *****
Upsale
Maurice **********
Just pay with a debit card via Ria and pick up in
****
. Or use a bank with a qr- code ( like a Cambodian bank) and pay in Khmer cash in Thailand.Brian *********
And the point of this post is ? Help me as I don’t know what you are asking ? And why are you anon ? Always worrying these posts or maybe I’m just paranoid 🙂
Anonymous *************
ORIGINAL POSTERYou need help seriously 😂😂😂😂
Brian *********
Anonymous participant 🤫 it’s ok we know who you are and what you want. Not hard to look behind anon on FB. Silly billy.
Reply to
Brian *********
Reply
Anonymous *************
ORIGINAL POSTER@Brian ********
it's ok pretend your a butterflyBrian *********
Anonymous participant shush now 🤫
Anonymous *************
ORIGINAL POSTER@Brian ********
keep Taking your medsBrian *********
scammer warning all - this guy is seeking info and data. Even his English is bad - another scammer on this site - horrible human
Reply to
Brian *********
Reply
Dave ********
Got my BKK bank account on a tourist visa ... Can't afford insurance so I'll just take my chances 👍
Kenan ******
You can use ThaiTag from KBank
Anonymous *************
ORIGINAL POSTER@Kenan *****
yes when i move back end of may going to set that up probably Although I've added my account to grab food and That works for me as well
Reply to
Anonymous *************
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Qub *****
Thats good, they asked 100.000 half year ago 😅
Anonymous *************
ORIGINAL POSTER@Qub ****
that's the next policy up i believe 😆 again too muchReply to
Anonymous *************
Reply
Filip ********
When you say majority returned after 3 years , how much is the return?
Anonymous *************
ORIGINAL POSTER@Filip *******
i will post picture tomorrow of payment table wife's sleeping it's in her bagFilip ********
Anonymous participant Thank you 🙏🏻
Reply to
Filip ********
Reply
Ben ********
Did they require you to have a long term lease or ownership of a property?
Anonymous *************
ORIGINAL POSTER@Ben *******
i have a yellow house book my wife owns a house and Thailand id Thailand driver license only thing That matters is type of visaReply to
Anonymous *************
Reply
Sweet *****
Nice to see the banks have upped their game. They always were being too lenient by giving out bank accounts in return of a cheapo accident policy that wouldn’t even cover a broken arm.
Anonymous *************
ORIGINAL POSTER@Sweet ****
it's just not the right insurance for me i need a medical and lifeSweet *****
Anonymous participant did you tell them this? Bangkok Bank normally sell AIA, combined health & life.
Reply to
Sweet *****
Reply
Anonymous ******************
What kind of insurance is it? What are the conditions?
Anonymous *************
ORIGINAL POSTERAnonymous participant 288 not really interested in nitty gritty it's Thai and i won't much more cover for a lot less not really wonting money back as they offer it's a funny one
Reply to
Anonymous *************
Reply
Greg ********
That is pretty steep for insurance. It used to be a one off 7k for insurance product in the past if you were doing it without agent
Anonymous *************
ORIGINAL POSTER@Greg *******
Things change very quickly in ThailandReply to
Anonymous *************
Reply
Todd *********
hard pass on that
Anonymous *************
ORIGINAL POSTER@Todd ********
i would like the account but i can use my wife's till i get my retirement visa dtv visa is a good choice at momentReply to
Anonymous *************
Reply
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