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Answered2 years ago

Can I open a bank account in Thailand on a DTV with insurance requirements?

Anonymous *************
asked Apr 21, 2025
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Bangkok bank would give me a bank account on a dtv

If i took out There insurance product minimum term 3 years

About 57000 baht a year with majority returned after 3 years

Not really interested as i can use my wife's account for free and my wise account
Answer summary
The discussion revolves around the challenges of opening a Bangkok bank account under the Digital Tourist Visa (DTV), particularly when it involves subscribing to an insurance product. The insurance has a minimum term of three years at a cost of 57,000 baht per year, with a promise of majority return after three years. Many participants express skepticism regarding the value of such insurance and share alternative banking options or experiences. Questions arise about the conditions for obtaining the account and whether a long-term lease or property ownership is necessary.
36 repliesnewest first
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Steven ******
Steven ******
Look into tag thai using the pay & tour card. It's will give you access to the QR code scanning and once you've got the card you can top it up from the app. I've never used it so I'm not sure if there is an atm withdrawal cost. Check it out, may be useful to you.
Alejandro ****
Alejandro ****
Interesting, is it hard getting a bank account while on DTV? Do other banks have similar requirements?
Greg ********
Greg ********
@Alejandro ***
Yes, it is quite difficult getting a bank account on a DTV or any tourist visa. Things have tightened up considerably recently.
Oswald *******
Oswald *******
Don't pass up that deal!
Erikk *****
Erikk *****
Upsale
Maurice **********
Maurice **********
Just pay with a debit card via Ria and pick up in
****
. Or use a bank with a qr- code ( like a Cambodian bank) and pay in Khmer cash in Thailand.
Brian *********
Brian *********
And the point of this post is ? Help me as I don’t know what you are asking ? And why are you anon ? Always worrying these posts or maybe I’m just paranoid πŸ™‚
Anonymous *************
Anonymous *************
OP
You need help seriously πŸ˜‚πŸ˜‚πŸ˜‚πŸ˜‚
Brian *********
Brian *********
Anonymous participant 🀫 it’s ok we know who you are and what you want. Not hard to look behind anon on FB. Silly billy.
Anonymous *************
Anonymous *************
OP
@Brian ********
it's ok pretend your a butterfly
Brian *********
Brian *********
Anonymous participant shush now 🀫
Brian *********
Brian *********
scammer warning all - this guy is seeking info and data. Even his English is bad - another scammer on this site - horrible human
Anonymous *************
Anonymous *************
OP
@Brian ********
keep Taking your meds
Dave ********
Dave ********
Got my BKK bank account on a tourist visa ... Can't afford insurance so I'll just take my chances πŸ‘
Kenan ******
Kenan ******
You can use ThaiTag from KBank
Anonymous *************
Anonymous *************
OP
@Kenan *****
yes when i move back end of may going to set that up probably

Although I've added my account to grab food and That works for me as well
Qub *****
Qub *****
Thats good, they asked 100.000 half year ago πŸ˜…
Anonymous *************
Anonymous *************
OP
@Qub ****
that's the next policy up i believe πŸ˜† again too much
Filip ********
Filip ********
When you say majority returned after 3 years , how much is the return?
Anonymous *************
Anonymous *************
OP
@Filip *******
i will post picture tomorrow of payment table wife's sleeping it's in her bag
Filip ********
Filip ********
Anonymous participant Thank you πŸ™πŸ»
Ben ********
Ben ********
Did they require you to have a long term lease or ownership of a property?
Anonymous *************
Anonymous *************
OP
@Ben *******
i have a yellow house book my wife owns a house and Thailand id Thailand driver license only thing That matters is type of visa
Sweet *****
Sweet *****
Nice to see the banks have upped their game. They always were being too lenient by giving out bank accounts in return of a cheapo accident policy that wouldn’t even cover a broken arm.
Anonymous *************
Anonymous *************
OP
@Sweet ****
it's just not the right insurance for me i need a medical and life
Sweet *****
Sweet *****
Anonymous participant did you tell them this? Bangkok Bank normally sell AIA, combined health & life.
Anonymous ******************
Anonymous ******************
What kind of insurance is it? What are the conditions?
Anonymous *************
Anonymous *************
OP
Anonymous participant 288 not really interested in nitty gritty it's Thai and i won't much more cover for a lot less not really wonting money back as they offer it's a funny one
Greg ********
Greg ********
That is pretty steep for insurance. It used to be a one off 7k for insurance product in the past if you were doing it without agent
Anonymous *************
Anonymous *************
OP
@Greg *******
Things change very quickly in Thailand
Todd *********
Todd *********
hard pass on that
Anonymous *************
Anonymous *************
OP
@Todd ********
i would like the account but i can use my wife's till i get my retirement visa dtv visa is a good choice at moment

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Anonymous *************
Anonymous *************
Anonymous *************
Anonymous *************
Anonymous *************
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