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Can I obtain a retirement visa in Thailand with 400,000 baht savings and an income of 650,000 baht?
Retirement VisaVisa RequirementsThai Immigration LawsNon-O VisaIncome VerificationFinancial RequirementsExpat AdviceThailand Visa Categories
Nov 12, 2025
6 months ago
Jim **********
ORIGINAL POSTERhas anyone been able to obtain a retirement visa using 400,000 baht saving and an annual income of 650,000? my embassy will not confirm my income, my bank account will prove i have had the income for several years
i don't have another 400,00 to achieve the magical 800,000
thanks i advance for serious replies, nothing nice to say don't bother. i want to do it legally
i don't have another 400,00 to achieve the magical 800,000
thanks i advance for serious replies, nothing nice to say don't bother. i want to do it legally
TLDR : Answer Summary
The conversation revolves around the eligibility criteria for obtaining a retirement visa in Thailand. The user inquires about their situation where they have 400,000 baht in savings and an annual income of 650,000 baht, noting difficulties with embassy income verification. Responses indicate that the standard requirement is to have 800,000 baht in a Thai bank for at least two months to qualify for the visa extension. Suggestions include seeking embassy verification of income, the possibility of using a combination of savings and income after the first year, and the importance of complying with immigration regulations.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Derek *****
In this case, paying Thai Visa Centre 15-20k would be worth it.
Les ***********
@Derek ****
Thai Visa Centre are excellent.But if you use an agent.
You are tied to an agent for future visa work.
Bernard ************
Il y à combien de temps? Les tarifs ont bien changer
Reply to
Bernard ************
Reply
Les ***********
I used to do the combination of money in the bank and Embassy letter.
But think from memory.
Your first OA retirement has to be 800,000 in the bank.
After that you can use the combination.
But think from memory.
Your first OA retirement has to be 800,000 in the bank.
After that you can use the combination.
Jack ****************
This might be a total miss- but there could be a nugget here. I just did my 1 year marriage renewal and switched to income. Despite all of the noise about requirements for that money- they literally accepted a regular bank statement for a year.
Brandon ************
@Jack ***************
because it was your second yearJack ****************
@Brandon ***********
even for the second year they "require" a different report than the standard statement. So if they state a requirement, but don't actually require it in one instance they might do it in other instances. And yes yes different offices blah blah. OP explicitly states he doesn't want to... I forget the wording, but the implication was "do something illegal" which is what paying an agent to falsify your records is.
Reply to
Jack ****************
Reply
John **********
For the initial 90 day Non-O visa in your home country that is most likely fine. However for the first extension of stay inside Thailand you have no option but to have a minimum of 800k baht in a Thai bank for 2 full calendar months before applying for that extension. During that first year if you transfer 65k baht each and every month for a full 12 months from overseas prior to applying for your 2nd extension of stay you can use that, and you can spend the 65k as soon as it shows up in your account but you still need to honour the terms of the first extension
Stuart ***********
Probably a silly question, but could he get a non O-A visa for the first year, open a bank account, deposit 12 months at 65,000 and then leave Thailand, apply for a non-O, return to Thailand and extend it based on the 65,000? Or would he still need to deposit 800k?
Von ***********
@Stuart **********
how is he going to open a bank account NOW that the Thai Banks require a 12mth lease agreement or proof of ownership of a property in Thailand? I JUST opened a Thai bank account end of last month with Kasikorn and my 12 mth rental agreement along with a copy of the owner’s Chenote and copy of Title Deeds to the property were needed.
I used Siam Legal to help me with my Non-O Visa and bank account.
Stuart ***********
He can lease a property when he gets here, with a contract that includes a copy of the owners id card and blue book. That's what I did. No need for lawyers.
Reply to
Stuart ***********
Reply
Brandon ************
@Stuart **********
depends on the immigration officeJohn **********
@Stuart **********
I've heard of it being done but I've also heard of it being refused. It's all going to be down to the immigration office in question (and perhaps even the individual immigration officer within that office)Reply to
John **********
Reply
Jan ******************
You can use the combination method for your second year, but has to be 800K baht the first year, unless you’ve got a affidavit letter from your embassy.
John **********
@Jan *****************
not all immigration offices allow the combination methodJan ******************
@John *********
trueReply to
Jan ******************
Reply
Michael ********
You have to sent your income notes to your embassy in Bangkok.. then they will investigate and sent back an approval. After that you have to go to Bangkok for a stamp of embassy approval. Then you have to show up .. everything for immigration.
Pete *******
@Michael *******
not a service provided by the British Embassy unfortunately.Reply to
Pete *******
Reply
Clive ********
@Nigel *************
these guys are brilliant. 4 times they've sorted my retirement side nowReply to
Clive ********
Reply
Bob **********
No not without a letter from you embassy
Wayne ********
@Bob *********
unless I misread it he mentioned in his post the embassy will not confirm his income.Bob **********
@Wayne *******
correctReply to
Bob **********
Reply
J **************
It depends on your country
Jim **********
ORIGINAL POSTER@J *************
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