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Answereda month ago

Why should I spend some of my 440K/800K balance instead of keeping it untouched in my account for my visa renewal?

Ray ********
asked Sep 26, 2026
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Good morning,

Just out of curiosity, why am I advised to spend some of the 440/800K rather than leave it alone in an account?

I was advised yesterday to spend a little bit, but obviously don't let it go under the 440K mark especially when my vis renewal date is close by.

TIA
Answer summary
The inquiry addresses the advice given regarding the management of the required financial balance (440K or 800K) in a Thai bank account for visa renewal. The asker seeks clarification on why it is suggested to spend a portion of this amount rather than maintaining it untouched, especially as the visa renewal date approaches.
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Tod *********
I'd totally ignore who ever advised you that nonsense There's no rule that says you can't have a static account (where the balance doesn't change year to year) Some immigration offices will tell people to use the account a bit to have transactions show up on the year detail report but there is NOTHING that states that in the rules. As long as you follow the seasoning for banked money method on retirement of 800k in a thai bank account in your name only for 2 months before you apply for the extension, keeping the 800K in the account for 3 months after the extension is granted and then never letting the balance go below 400K the rest of the year, you're fine.. You wanna let the money sit, let it sit..
Rob *******
I almost never touch mine. I add or deduct 50 baht on the day I go to immigration then update my passbook. Give them this together with the recent full year bank statement and letter from the bank. I believe not using the account is safer then I don’t make the mistake of falling below the limits set for the year. It’s too easy to drop below especially when your entering
Michael ******
Advised by whom….? I haven’t touched mine for years….term deposit….update the book bank from time to time etc….
Jeremy ****
Advised by who?
Jay *******
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Alex *****
Maybe the bank will suspend an account access if long period with no activity ? Check with your bank…
David *********
I don't touch mine only put another 100 thb every year then if a real emergency i have extra money there
Wannikea *********
Beach road financial advisor/hair tonic restorer marketing LLC.
Wim ********
it depends on the immigration office.
Ray ********
Thanks for all the different and interesting comments.

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