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Answered5 months ago

Which is more difficult to obtain: the DTV visa or the Non-O Retirement visa in Thailand?

Pemdes *******
asked Jun 10, 2026
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DTV vs Non-O Retirement Visa – which one is a bigger pain to get? Vote and drop your reasons below!
Answer summary
The discussion revolves around the comparative difficulties of obtaining a Digital Nomad Visa (DTV) versus a Non-O Retirement visa in Thailand. Users express varying opinions based on personal experiences, with many agreeing that the Non-O visa is generally easier for long-term residency, allowing for local bank account access and straightforward renewals. The DTV is viewed as a potential challenge due to its classification as a tourist visa, which complicates banking and requires more frequent travel for renewals. Ultimately, responses suggest that the choice depends on the individual's situation, such as age, financial means, and intentions for living or working in Thailand.
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Stéfan ********
Stéfan ********
Retirement option is a formality, while the DTV has been shown to be the source of many frustrations due to unexplained reasons for denial
Stephen **********
Stephen **********
If you already travel outside of Thailand a little then the DTV might be easier as there is no need to do annual renewals and no need to keep money in a Thai bank.

If you don't travel regularly then the non-o might be better as you won't be spending money on border runs and you can have a local bank account for your day to day purchases.

I don't think either is a pain to get but rather which one better suits your needs and qualifications.
Yulia **********
Yulia **********
Bigger pain to get is not the right criteria. Non O (retirement) is more stable and you can easily get bank account opened. Once you get Non O, you are free to travel (just need to get re entry permit). If you have money (any bank) to show 800 k THB - just do retirement visa. Easy and stable for living in Thailand.

Having DTV is not the reason to open bank account as I’ve learned. Just in case it matters for you
Gary ***********
Gary ***********
If you looking very long term go Non O was DTV will probably get binned before too long
ExcitingO*********
ExcitingO*********
Non O requires more money in the bank but DTV has more border runs and other bs built in
David ******
David ******
ExcitingOctopus624
Osian ********
Osian ********
That depends on your age 🤦, if a 40yr is trying to obtain a non-O based on retirement, he's in for a very long process 🤣🤣
Mick *****
Mick *****
My DTV was pretty easy as I never applied 🤔. It was all organised by my employer, I gave them passport and a bank statement and they did the rest. I did not sign did not submit and did not have to pay. Can't get much easier than that.
Graham ******
Graham ******
Mick Lor So you're working illegally in Thailand and post it on here
Paul ******************
Paul ******************
Jeff Stein he obviously already knows that. He explained his position with great clarity.
Mick *****
Mick *****
I'm on a DTV , my employer organised via an agent, a real one not one in a back lane of pattaya. I am employed by a South African company , doing work for Australia, they are paying me out of the Uk into a Thai bank account. I do no work in Thailand or for Thai clients. I do not break any laws and even pay Thai tax. That is exactly what a DTV is for. Have you skipped your meds? 🤔
Paul ******************
Paul ******************
Jeff Stein he obviously already knows that. He explained his position with great clarity.
Jeff *******
Jeff *******
Mick Lor you are a short-term resident, you're on a DTV visa. But that's not why you have a bank account, it's because you are a property owner. Property owners can open up a bank account which is completely different than somebody trying to open a bank account just because they have a DTV visa.
Mick *****
Mick *****
Jeff Stein You know this because you read it on Facebook right! Let me help you out, it won't because it's not Bangkok bank and it went to head office for approval. I now have 2 accounts and a visa card and confident I could open another tomorrow. never used an agent, just spoke to the bank and proved my case. Most people think there is some ban because they read it on Facebook or because they were denied. If there was a ban I could not have opened any accounts but I did because there is no ban. The Ministerial Regulation on Customer Due Diligence B.E. 2563 is the primary regulatory framework governing Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) in Thailand. It requires financial institutions and designated professions to implement robust Know-Your-Customer (KYC) and due diligence procedures. It further advises to prevent mule accounts that accounts should not be opened for short term residents as these are the people likely to open mule accounts for money laundering. What you will not find is any reference to "DTV" or "Tourist" . This is because the regulations do not mention any specific visa or group. As the largest bank in Thailand, Bangkok Bank have decided they wont open accounts for foreigners on a tourist visa, visa exemption, visa on arrival or a DTV. This is their policy based on the regulations but is not the regulation. Some others may follow a similar process but I know Kasikorn does not blindly exclude DTV holders. If your soft power and doing a cooking / boxing class your chances are going to be very slim to none as you will struggle to meet the requirements. You have to prove a longer term relationship with the kingdom. By very nature the cooking/boxing class is a short term thing. As a property owner, tax payer and because I have been married to national for 11 years, Thai Kasikorn head office was satisfied that I had more than a short term relationship with the kingdom and were happy to provide me banking services. So yes it is very difficult and MOST DTV holder would not qualify but no it is not illegal, not against the regulation and not impossible.
Jeff *******
Jeff *******
Mick Lor your Thai bank account will be frozen soon enough like every other bank account that is open with a tourist visa
Pemdes *******
Pemdes *******
OP
Mick Lor really? So pretty essy bro
Ken ********
Ken ********
what is your reason..??
Davo ********
Davo ********
The only pain is they classify ( for some crazy reason my my opinion) the DTV visa as a tourist visa …. With a tourist visa you are no longer able to open / maintain a thai bank account …. So if you want a Thai bank account better off going down the retirement visa route (assuming you are over 50 years old)
Pemdes *******
Pemdes *******
OP
Davo Cannon thanks bro
John **********
John **********
@Davo *******
it's classed as a tourist visa as it's intended for tourists and digital nomads, it's not intended to provide a means of living inside Thailand long term. Hence the restrictions on length of stay etc
Pemdes *******
Pemdes *******
OP
@John *********
Ok 🙏🏻
Gerar ********
Gerar ********
DTV is tourist visa and Non-O Retirement is for long term residence.
James *********
James *********
No thanks
Peter *********
Peter *********
Dtv
John **********
John **********
It's more of a question of what you want to do in Thailand. If you will work remotely from Thailand then a DTV based on Workation is the only option. If your under 50, don't want to work the DTV based on Soft Power is good. If you're over 50, don't want to work and live a normal life in Thailand without worrying about bank accounts, border bounces etc the Non-O visa is the best option
Marius *********
Marius *********
Well you have to leave thailand to make dtv(4-5 to 15 days). Retirement you can do in one day at immigration.
Graham ******
Graham ******
@Marius ********
no you don't
Jeff *******
Jeff *******
Graham Seal you absolutely have to leave Thailand. You can extend 1 time which is basically the same as reapplying for DTV. It's not a visa to live here
Graham ******
Graham ******
Jeff Stein sorry, misread it
Graham ******
Graham ******
For the Non-O you just need to be over 50 and have the funds as required, easy
Geoff *******
Geoff *******
Non-O is easy, if you don't need an extension. Was better when it was multi-entry.
Graham ******
Graham ******
Geoff Nolan but then you had to leave every 90 days ;)
Geoff *******
Geoff *******
Graham Seal Yes, I never stayed longer than 90 days per trip. Two trips a year. Multi trip travel insurance sorted too.
Michael ********
Michael ********
Geoff Nolan that one was good you could get it in Loas, Singapore and a few other places
Geoff *******
Geoff *******
Michael Dawson It was perfect for me. I could do a quick turnaround in UK, or elsewhere, and back out again. Bit of a pain now...
Michael ********
Michael ********
Geoff Nolan yes me also work on ship repair so no schedules
Deborah *******
Deborah *******
Geoff Nolan Non OA with multiple entry. I thought you can get multiple entry on a Non O?
Geoff *******
Geoff *******
@Deborah ******
No, they stopped that a couple of years ago. It's single entry only now.
Geoff *******
Geoff *******
Don McGee Not from UK. There is no multi-entry option when applying online. Single entry only.
Don *******
Don *******
Geoff Nolan nope you can still get multi entry I just did my extension early June
Todd *********
Todd *********
DTV may be the easiest visa Thailand has ever offered. But non-O just a matter of getting your ducks in a row. OR getting an agent
MagicalR********
MagicalR********
Stay in Indonesia
Lili ********
Lili ********
MagicalRhino1955 Indonesia also has retiremdnt visa.
MagicalR********
MagicalR********
Lili Weemen OP is indonesian
Julian *******
Julian *******
Lili Weemen requires a much higher amount to keep in indonesia bank to qualify
Andy ********
Andy ********
Both easy to obtain
Greg *******
Greg *******
You cannot open a Thai bank account on a tourist visa.
Richard *********
Richard *********
Neither is a pain if you tick all the right boxes and have everything prepared.
Geoff *******
Geoff *******
Richard Stanton Timing is a problem now. When it was multi entry you didn't have to worry so much...
John *********
John *********
This question sounds like it is generated by an AI bot.
Pemdes *******
Pemdes *******
OP
John N Kwan I just wanna know bro
Jeff *******
Jeff *******
Well for starters one is a long-term visa and the other is a tourist visa.
Daniel *******
Daniel *******
Jeff Stein I mean the funny part is the supposed long term is only valid for 1 year (though you can renew 1 year at a time) and the DTV is valid for 5 years. So really wich is the true long term?
Jeff *******
Jeff *******
Daniel Klein DTV is not long term, the visa is valid for 5 years but your stay is 180 days maximum and is not a visa to live here. If you want to live here then you need a proper visa. Even people with DTV still get denied entry. The non O retirement is long term and as long as keep renewing you never have to leave the country.

So to answer your question, the non o retirement is the true long term visa and DTV is just a tourist visa.

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