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What does the error message AB09 from Bangkok Bank indicate about my account status?

Oct 6, 2025
2 days ago
Sonu *******
ORIGINAL POSTER
I have been out of Thailand for the last 10 days. When I am trying to pay rent to my Thai Landlord by using my Bangkok bank account, it says " you do not have any account registered for payments (AB09) Does it mean that my account is deactivated or closed?
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TLDR : Answer Summary
The user is experiencing issues with their Bangkok Bank account, receiving an error message 'AB09' while attempting to make a rent payment. Comments suggest this may indicate financial restrictions or errors with the recipient's details. Several comments highlight that banks in Thailand, including Bangkok Bank, may freeze or close accounts associated with non-valid long-term visas, leading to potential difficulties in accessing funds. Various users offer advice on alternative methods for making payments, including using a bank card or services like Wise for money transfers.
Martin *********
Went to BB branch today to close it, only to be told I couldn't get my funds for a further 4 weeks , which is a wee bit inconvenient!.
Anonymous ******************
Btw when you buy a condo you are supposed to show a FET form or Tor Tor 3 to show the funds were sent from outside of Thailand 🇹🇭
Anonymous ******************
Sometimes Bangkok bank goes offline or doesn’t let me send transfers for a few hours then goes back to normal

Give it a few hours and try again

Try to use the atm with your Bangkok bank tooo
Sonu *******
ORIGINAL POSTER
Anonymous participant 296 yeah i am gonna try using the debit card at the atm if it does not work I will go to the branch
Anonymous ******************
The year is 2025.

People still put money into Bangkok Bank (or any Thai bank), without interest and without access to their own money. They then waste days of their life trying to recover it. Meanwhile BTC just reached $125,000.

What is the lesson?
Ej ****
You will get your money back. When you come back to Thailand, go to the bank and close it. Best to go to the branch where you opened your account. Good luck.🍀
Sonu *******
ORIGINAL POSTER
@Ej ***
thank you after these comments feeling little better now😂
YLynn *****
The BBL bank is making ALL accounts (that were opened with agents without valid long term visa) CLOSED.

If only u have valid long term VISA with necessary documents , you have to submit them again to the bank and need to wait for 2 weeks to get approval from Head Office. They will let you use your account again only after the approval.
Sonu *******
ORIGINAL POSTER
@YLynn ****
i have dtv visa only and tbh i don’t care about this account i am only worried about my funds thats i saved in one year to buy a condo
YLynn *****
@Sonu ******
DTV visa is just an extended Tourist Visa. You just can’t have your account anymore.Don’t worry.They will let you withdraw all of your funds.

You just need to go to the bank branch where your account is opened.
John **********
According to Google the error AB09 indicates a problem with the recipient. Check the details of where you are trying to send the money
Sonu *******
ORIGINAL POSTER
@John *********
when i click on notification icon its showing this
Anonymous ******************
@Sonu ******
I just had this exact thing happen to me. Same error. It’s because of the DTV. I went in and the teller wasn’t sure what it was so she called another employee and they said it was because of DTV. I set the account up without an agent, I told her we had personally met with the manager, lease a house, have a daughter in school, etc.

She apologized but ultimately they still shut it down. No exceptions in my case :/
Sonu *******
ORIGINAL POSTER
Anonymous participant 471 sorry to hear, have you got your funds?
John **********
@Sonu ******
I guess your going to have to contact your bank
Sonu *******
ORIGINAL POSTER
@John *********
i tried to send some other people and also tried to add funds to true money nothing it says the same thing
John **********
@Sonu ******
then perhaps your account has been frozen. Do you have nothing showing if you click on the notification icon?
Sonu *******
ORIGINAL POSTER
@John *********
now its showing the notifications
ElĂ­as ********
If you have a card, try using it to buy anything at the convenience store or McDonald's. It if works, then your account ISN'T frozen.
Sonu *******
ORIGINAL POSTER
@ElĂ­as *******
tbh i don’t i know I never used it before out of Thailand
Sonu *******
ORIGINAL POSTER
@ElĂ­as *******
just because of this issue i have booked flight back to bangkok right now as soon as i land bangkok airport I will try using the debit card at airport
ElĂ­as ********
@Sonu ******
you can use it abroad anyways, can't you?
Anonymous ******************
@ElĂ­as *******
depends where you are tbh, in some countries union pay is not widely accepted or not accepted at all.
Jesper *******
Are u able to make deposit or transfer? If its been froze....u still can use Wise to transfer funds to your landlord's thai acct
Martin *********
Luckily I don't have bills to pay and good friends to help out
Martin *********
Nothing to close it ,it's just the red tape involved.I was actually wanting that money for spending money but now I have to borrow and use English bank account. Just very frustrating really
Sonu *******
ORIGINAL POSTER
Martin Maclean, after reading the articles and posts on this page, I just learned that a Lot of people are going through this problem. I should have never opened an account with this bank,
Martin *********
I am back on holiday in Thailand and actually talk to the branch manager on Line App but nothing he can do unfortunately. He will try to arrange it for 2 weeks for the funds as he knows me but can normally take 4 weeks he warned me. I am here until end of October fortunately
Sonu *******
ORIGINAL POSTER
@Martin ********
ok got it and after freezing your account how much did they take to close it?
Sonu *******
ORIGINAL POSTER
@Jesper ******
yes i am able to receive but not able to send
Lance ******
@Sonu ******
you're blocked like me. Get your cash out and use Wise to pay into Thai bank accounts
Sonu *******
ORIGINAL POSTER
@Lance *****
how much time did it take you to get your money?
Lance ******
@Sonu ******
I haven't gone in yet but you just go into the branch you opened your account and withdraw your entire funds there
Martin *********
@Lance *****
Nope tried that today,got to wait 4 weeks before you can withdraw,forms go off to head office first
Lance ******
@Martin ********
wtf! Thanks for the heads up
Sean *******
Yes they froze a load more accounts last week.
Sean *******
@Sonu ******
It will be closed unfortunately.
Sonu *******
ORIGINAL POSTER
@Sean ******
ok and what about the funds for how long they hold it? Any idea?
Sean *******
@Sonu ******
You should get it back when you go to the branch in person.
Sonu *******
ORIGINAL POSTER
@Sean ******
i have more than a mil and i worried about my funds 😔
Jef ********
@Sonu ******
you will get it back , cash over the counter…. Not sure why you would have that much cash in your account, even if they do un block it I would highly advise only keeping “spending money “ eg rent fun and food
Sonu *******
ORIGINAL POSTER
@Jef *******
i was about to buy a condo thats why otherwise i would never keep that much😞
Jef ********
@Sonu ******
oh yeah fair enough, I would probably read into that more also. When transferring the condo into your name, they will want to see the transfer coming from overseas as a “foreign “ transfer to the owners account.

I’m sure you are on top of it but yeah I know you can directly transfer from a Thai account for valid condo ownership 👌
Anonymous ******************
@Sonu ******
you don't have more than a mil. the bank has it now
Sonu *******
ORIGINAL POSTER
Anonymous participant 336 😞
J **************
@Sonu ******
transfer to me I will guard them for you
Sean *******
@Sonu ******
You'll get it back if they close it. What visa are you on?
Sonu *******
ORIGINAL POSTER
@Sean ******
dtv and i opened this account sep 2024 through an agent