Can someone advise what the consequence on a Non Imm "O" visa based on marriage to Thai, in the event of the Thai wife's death?
Answer summary
The consequences of a Thai spouse's death for a holder of a Non Imm "O" visa primarily depend on the type of visa held. If you are on a year-long multi-entry Non-O visa obtained from a Thai consulate abroad, you can continue to enter and exit the country until the visa expires. If you are on a yearly extension of stay granted by an immigration office in Thailand, you can remain until that extension expires. After expiration, you will need to apply for a different type of visa or extension based on different eligibility criteria, such as retirement. It's important to meet the financial requirements for the new visa.
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First lets address the situation of a thai spouse's demise while you're on a year long multi-entry Non-O visa (that you got from a thai consulate in another country).
In that instance you can still bounce in and out every 90 days on the visa until it expires.
Secondly let's address the situation of a thai spouse's demise while you're on a yearly extension of stay (from the immigration office inside the country).
In that instance you can stay on that yearly extension until it expires.
At that time you'd have to change the reason for your next extension to either :being over 50 (retirement) or some other reason, and it goes without saying you'd have to meet the financial requirements of that new extension