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What are the best methods for making QR code payments in Thailand?
QR Code PaymentsThailand Payment MethodsExpat Financial ToolsTrue MoneyMoreta PayBank AppsCash ManagementPromptPay QRKrungthai NEXTBangkok Bank
Feb 4, 2026
3 months ago
Anonymous *************
ORIGINAL POSTERHow are you all making QR code pay transfers?
TLDR : Answer Summary
The conversation discusses various methods used by expats in Thailand for making QR code payment transfers. Options include banking apps like Krungthai NEXT and Bangkok Bank, as well as payment wallets such as True Money and Moreta Pay. Users share their experiences, mentioning the practicality of these apps at various shops and the challenges with account verification and fees associated with some services. Overall, True Money and Moreta are popular choices, but users also highlight the simplicity of cash and international cards for those who prefer not to use QR payments.
Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...recently on Facebook
Luca G.★★★★★
I used this agency for my DTV Visa...recently on Google
Trusted Thai Visa Agent
OVER 100,000 EXPATS SERVED
#1 VISA AGENT IN THAILAND
David ********
I don't use QR. Just cash and my international card. So far I've survived here 10 years
Phil ******
Bangkok bank login
DL ********
Moreta
Chris *******
TAGTHAi app, been using it for a few months and it’s spot on
EfficientW**********
@Chris ******
there is a list of countries that not accept to open and how lucky that mine on it =))))Anonymous ******************
@Chris ******
you can refill online or need to go bank?Reed **********
And exchange rate is trash not mid market rate
Chris *******
@Reed *********
you should get the full facts before commenting Yes you do get a smaller rate
At the time I loaded up
Super rich 42 baht
Exchange booths 41.7
Kbank 41.5
Works out 0.01p in the pound difference
But within 10 minutes of having the money on the app I saved money straight off by paying the correct amount of money, for example a drink at 35 baht I would normally give 40 baht and not take the 5, this happened a number of times and saved a lot of money, worth the 0.5 baht I lost in the exchange
Reed **********
Sounds like a lot of work. I hit any atm and in 5 seconds I’m paying cash which makes the whole situation of tag Thai more work than just going to an atm
Reed **********
@Chris ******
I mean I know the facts I guess I am just spoiled I get mid market visa rate at the atm and never pay the atm fee either because I am high net worth account holder at that bankChris *******
@Reed *********
but that’s for cash at the atm, the guy obviously does not want to carry the cash and specifically asks about the qr code paymentsReply to
Chris *******
Reply
Chris *******
Anonymous participant 785 need to go to a Kbank exchange booth, first time takes a while to set up but after that it’s easy. Using the app to pay is also easy
Anonymous ******************
@Chris ******
thanks 🙏Reply to
Anonymous ******************
Reply
Bernie ********
Multiple ways… you just have to deposit money on the card . It’s just your choice which one
Andrew ********
True money wallet
Elías ********
TrueMoney
Anthony ******
Have been using Moreta Pay and been quite happy with it. Shame it doesn't work in 7eleven tho.
Andrew ********
@Anthony *****
yeah I seen their terms update they now charge you to use it per scan. True money wallet allows 30 private transfers per month then 25 baht after for each scanIt doesnt charge you with buisness QR scans
Reply to
Andrew ********
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Jay **********
If you can't get a bank account, then True Money is the next best thing. You can get it on DTV, and you can go through the steps of secondary authorization, which will then allow you to do PromptPay QR also (the most common one)
But True Money can be used at Big C, 7-Eleven, lotus, Lazada, and plenty of other places
But True Money can be used at Big C, 7-Eleven, lotus, Lazada, and plenty of other places
RelaxingA**********
I opened a true money account ~10 months ago on the DTV and they randomly deactivated my account even after all the verification…
Anonymous ******************
@Jay *********
Moreta is next best thing. TrueMoney is pretty pointless since you have to withdraw cash to top it upReed **********
And they took away personal QR for me and said maybe later,
Reed **********
Moreta was good now the fees are garbage
Jay **********
Anonymous participant 248 isnt that the one with the fee?
Reply to
Jay **********
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Khun ******
Krungthai NEXT app
Anonymous *************
ORIGINAL POSTER@Khun *****
i have rung thai but changing phones seems tricky, as I opened it under ed Visa nd now I'm in dtv. Do you know how does it work to change phones?Khun ******
Anonymous participant Krungthai usually just swap it onto another phone and aren't bothered about your visa. It's Bangkok bank closing accounts.
Reply to
Khun ******
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