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Answered10 months ago

What is the best app to scan and pay in Thailand?

Anonymous *************
asked Dec 31, 2025
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What is the best app to scan and pay in Thailand ? Please share your honest experiences!
Answer summary
The discussion reveals that TrueMoney Wallet is frequently recommended for scanning and paying in Thailand, especially among expats. Users appreciate its convenience, particularly with upgraded Advanced Accounts that allow personal QR code scanning and integration with Thai bank accounts. However, some users point out the drawbacks of needing to withdraw cash and deposit it into the wallet, suggesting that traditional Thai bank accounts may offer a more straightforward solution for reliable payment options. Other mentioned apps include Moreta for business purposes and Bangkok Bank's app for widespread acceptance in local markets.
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Meital ********
Meital ********
Moreta
Robert *******
Robert *******
I use my Bangkok bank app, it works everywhere, even on the local markets.
Anonymous ******************
Anonymous ******************
Anybody saying True Money, you still need to withdraw cash from ATM pay the ATM fees then go to your nearest 7 11 to deposit cash in your true money wallet to use it, all of these are half measures and won't serve you unlike a regular Thai bank account and qr payments
Anonymous *************
Anonymous *************
OP
Anonymous participant 838 what if we have big cash already in currency? We can exchange and put it in one time ? Cant we ?
Jesper *******
Jesper *******
Truemoney is the best and I use it all the time when ever its accepted and if u do have advanced acct u can even scan personal QR....I do have a thai bank acct and binding my debit card with truemoney saves me the trouble of topping up with cash i find that im using truemoney more often than my thai acct
Benjamin *********
Benjamin *********
TRUEMONEY
Anonymous ******************
Anonymous ******************
A thai bank account 😁 other options are just half-measures and wont get you far
Ryan ********
Ryan ********
Anonymous participant 371 that's false. Tag Thai Pay & Tour works perfectly fine for all QR payments.
Anonymous ******************
Anonymous ******************
@Ryan *******
way too much of a hustle and I heard you still can't scan street vendors and need to top up those apps all the time as well as pay commissions and fees
Ryan ********
Ryan ********
Anonymous participant 371 BS. I used the system myself. zero issues.
Anonymous ******************
Anonymous ******************
@Ryan *******
even personal qr codes?
DTV ******
DTV ******
TrueMoney Wallet. Upgrade to Advanced Account.
Jack ********
Jack ********
DTV Dude to expand on this comment so OP has more information; the basic version limits the amount you can transfer and keep in the wallet as well as restricts you to business scans only.

By adding an additional form of identification (I used my Thai drivers license in addition to my passport), I was able to verify who I was granting the ability to transfer more, scan to private individuals (many small business accounts are simply the owners personal account), and hold 10x the amount of money in my wallet.

It’s still restricting in that any bank accounts or cards attached to the wallet must be of Thai origin.

However, since I primarily use cash )withdrawn from ATMs using my Wise account and it’s attached card) and frequently stop at
****
, going there to top-up my wallet by adding cash is very easy.

Between my Wise card, cash, and True money wallet, I can have multiple pay options and multiple sets of assets in case one option isn’t working or isn’t accepted.
DTV ******
DTV ******
@Jack *******
yes you have to top up with cash at 7-11
Jazzie *****
Jazzie *****
Moreta for business scans.

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