How can I find information on the Asia Care Silver health insurance plan for expats in Thailand?

Question

Hi everyone, I’m hoping to get some advice from those who have lived in Thailand longer or have experience with local health insurance options.

I’ve been researching Pacific Cross Thailand – Asia Care Silver online described as a good and affordable plan for expats, especially for basic IPD + OPD coverage. However, I’m running into a strange problem: I can’t find this plan anywhere.

I contacted Pacific Cross Thailand directly, and they told me that they are not the broker for Asia Care Silver and would not tell me which brokers actually sell it. I also contacted Pacific Prime, but they said they don’t offer this plan at all.

Through online research, I keep seeing that Asia Care Silver is considered one of the better value-for-money options for expats living in Thailand, but I have not been able to find any broker, any website, or any official link that sells it.

So I’m wondering:

Is anyone here currently using Pacific Cross Asia Care Silver?
If yes:
– Which broker did you buy it from?
– How was the application process?
– Are you satisfied with the coverage and service?

Any guidance or recommendations would be really appreciated. Thank you in advance.

Ask Thailand · Answer

The user is seeking advice on the Asia Care Silver health insurance plan from Pacific Cross Thailand, mentioning difficulty in locating brokers who sell it despite online claims of its value for expats. Community comments suggest skepticism towards certain providers like Pacific Prime and Pacific Cross, and recommend exploring options with local brokers and companies like AXA and AIG after arriving in Thailand.

Amanda ********* · Answer

get here first then find a broker and make sure you read the small print!

Raymond ********* · Answer

I've been using WR Life for over 2 years it's affordable basic cover for THB 1981 per month can be paid monthly fortunately never had to use it but I've read good reports regarding payouts etc

Steven *************** · Answer

You don't mention your age or any pre-existing conditions you may have which both make a huge difference.  I'm lucky as my insurance from the USA covers Me here and the hospital i use bills them directly.  However as a backup and at other doctors I also have a Thai policy. I use AXA because of my age but AIA is another good reputable Thai company.  I would avoid on-line international companies.  Unless you have dependable coverage from your home Country that is recognized and accepted here I would stick with a good reputable Thai provider.

Timothy ******* · Answer

If you can afford it self insure because like most insurance companies they are grubs and will try and find some little detail to get out of paying

Michael ********* · Answer

Stay away from Pacific Cross. They cancelled my best friends policy after he paid in for 7 years when he go cancer. They can cancel at any time for no reason. I recommend CIGNA and been with them for 12 years. They have been excellent

Guy ********* · Answer

I'm with AIG..living in karon..Agent Amy..came to our bungalow was great to work with

Wannikea ********* · Answer

If you plan on living in Thailand suggest you go with Thai insurance company.

David ******** · Answer

Get a good international health policy from your home country

John ********* · Answer

I can only offer advice from experience and it was expensively hard won. If you are contemplating arranging cover form overseas prior to arrival - Don’t.! Different time zones don’t work. It’s just death by email. Avoid Pacific Prime too, because they are hopeless. Travel on a 3 month travel policy. Approach a reccomended local broker on arrival. As well as options, Thailand may not be for you.?living here is no holiday. You will need a decent broker in your corner to deal with underwriters. Get your ducks in a row, this is the most expensive and important thing you will do setting up your life here. It can take weeks to arrange too. AXA, Pacific Cross and AIA are the market leaders. I use Luma and they are excellent. Just for context. I have just renewed. 66 - No pre- conditionsor long term medication. No significant exclusions or waiting periods.. 5M Cover. 8K Room a day In/out patient.

Zero deductable -141,000Baht. ($4282USD) 20,000Baht deductable shaves 20K off that annual premium.

That figure for that kind of cover is around Par. In patient isn’t at all essential. Avoid Cigna at all costs. Expensive as well as genuinely dreadful.

Zero deductable -141,000Baht. ($4282USD) 20,000Baht deductable shaves 20K off that annual premium.

That figure for that kind of cover is around Par. In patient isn’t at all essential. Avoid Cigna at all costs. Expensive as well as genuinely dreadful.

Peter **************** · Answer

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Peter **************** · Answer

Maybe try AA insurance world 🤷‍♂️

How can I find information on the Asia Care Silver health insurance plan for expats in Thailand?

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