Should I exchange currency for Malaysia before going to Penang or wait until I arrive?

When traveling to Penang, it is generally advisable to have a small amount of Malaysian Ringgit (MYR) on hand before you arrive, even if it means exchanging at a less favorable rate. This ensures you have cash for immediate needs such as transportation, food, or communication. Many travelers suggest exchanging a modest amount like $20 to $100 USD or its equivalent in your home currency beforehand to avoid issues upon arrival.