Hi just joined this group. Are there any Aussies living there who get the full old age pension? Just like to know if you ever have to return to Oz to continue getting the pension?
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TLDR : Answer Summary
The discussion revolves around the conditions under which Australian citizens living in Thailand can continue to receive their full old age pension. It is clarified that pensioners generally do not need to return to Australia to maintain their pension, but may lose certain supplements if they remain overseas for an extended period (e.g., after 25 weeks). Various members share personal experiences, regulations they’ve learned, and the financial implications of pension payments while living abroad.
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your pension can stay in your country, do not need to back home, just open an account with netbanking and when you need money in TH transfer it to your TH bank account. easy.
Ron *****
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So now you would get about $814 a fortnight
Ron *****
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They keep changing the law
Ron *****
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I'm not sure on that one. But worth going into the office
Or call them
Malcolm ********
I have not been back to oz for 9 years , but am planning a trip now for a month. will I be able to get more payment, and keep it when I come back here(thailand that is)
Ron *****
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$1000 for 25 weeks. Would not be worth flying back to oz for that much.
Ron *****
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I don't claim rent assistance. They said I would loose about $80 a fortnight for electricity and other supplements
Ron *****
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That's what I get now
Ron *****
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$894.40 a fortnight
Malcolm ********
I get a FULL OZZIE PENSION.paid into my thai bank and have done for 14yrs,
Ron *****
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She told me I only have to stay in oz for 1 day.
*****
0 is the number to call in Australia. Takes a while to get through but they were very helpful
Ron *****
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I spoke to them they told me some after 6 weeks then some after 25 weeks
If you go back to oz on 24 th week then all is reinstated . then off you go again. Would have to do your sums on airfares etc to work out if its worth it.
Ray ***********
Ron you lose supplements after 6 weeks.centrelink at its best.they don't know what the other hand is doing.
Colin ***************
Where in Australia do you live
Ron *****
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Colin I live in Rockhampton Qld
Garry ********
I'm trying to find out myself
Ron *****
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Was there last time and first time in April
Colin ***************
When are you coming over
Ron *****
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Ok thank you for your input
Colin ***************
Opposite side to Patong
Colin ***************
Chalong Phuket
Ron *****
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Where do you live
Ron *****
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Thanks you make good sense
Colin ***************
Yes
Ron *****
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It would drop back to $400 a week
Colin ***************
I've been here for 18 months
Ron *****
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But I want to hear that from Aussie's living there
Ron *****
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Yes I know
Colin ***************
You don't have to go home. Your pension is reduced.
Ron *****
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All over before. This story has ended for me. To many negative people
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Ron *****
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Ron *****
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Yvonne I read on the Government web site and I phoned
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0 in Australia. And both said I could go for as long as I like
After 25 weeks I will loose all the supplements and just be on the basic pension. I did get my brother to phone them and they told him the same. Yes I know they did change some other pensions. And I was born here in oz. That's why I'm asking any Aussies actually living in Thailand and on the full old age pension
Jim *******
Actually guys this group is for Visa Advice. Not political discussion.
Dianne *****
You must be dreamin'. No chance! The Australian government wouldn't want to miss out on what the grey dollar contributes to the Australian economy. Some pensioners are quite comfortable and spend on local holidays and regular meals out, not to mention what they pay in utilities and taxes. But in a sneaky move; last year the govt planned to "force" expats living overseas to sell their homes in Australia or face losing 60 cents in the dollar in capital gains tax (which I believe is 3 times the domestic rate of capital gains tax) to the govt upon the subsequent sale of said homes by their owners or beneficiaries. Previously a primary residence/family home temporarily not occuppied by the owner was exempt from capital gains tax for 6 years. I think from October last year the plan was to allow ex pats two years to sell their property if they had lived overseas prior to 2017 (i think) without incurring Capital Gains tax. Too bad if you had relocated in 2017 before this was announced. This has huge rammifications for elderly Australian's living overseas who own property and for the beneficiaries of their estate upon passing. It was a sneaky move unlikely to arouse much protest from other aged Australians or the population at large in Australia but was in fact daylight robbery. Australian expat property owners were described as "low hanging fruit" It was no doubt a way of diverting the public's attention away from calls for changes to negative gearing. Surprise surprise a lot of pollies and their families have large property investment portfolios so weren't about to change anything that would affect their income stream. And meanwhile the Australian public remains narcotised by watching Netfix, MKR and Home and Away. Which is just how the politicians want it
Ron *****
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Do a visa deal with another country to make it easy and that country prophets. Vietnam Cambodia Thailand Laos
Ron *****
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Would it be smart for the Government to say to all pensioners here is 5 or 6 hundred dollars a week. Go and live in another country????
Ron *****
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Yes I understand what you say but most Australians are in so much dept they are scared to speak out. Just bury their heads in the sand
Dianne *****
Actually Ronald, I don't think the problem with the Australian economy or with Centrelink specifically is to do with refugees but the govt would rather whip the sheeple into a frenzy intimating that they should blame the financial hardships they face living in contemporary Australia on those who are newly arrived in Australia. It is a strategic distraction so that the govt can pass more and more restrictive and punitive legislation through without the populace noticing. And it is greedy politicians who are assured of exorbitantly high pensions when they retire regardless of how long they were in parliament, coupled with tax breaks for the very wealthy, concessions for their corporate mates and lots of huge international companies not paying tax at all. Money spent on refugees is a drop in the ocean in comparrison, given that Australia takes so few refugees anyway.
Ron *****
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The government should give a bonus to pensioners who want to live outside Australia. But they insist on taking in the refugees who stuff the system
Dianne *****
Ronald Riordan you're right about the chaos it would cause if lots of elderly expats returned to Australia. Presently the government is saving on all sorts of things like rent assistance, the pension supplements and not to mention Medicare and health costs for Aussie expats many of whom pay for their own health care here
. Yep,and a book about his life in the merchant navy and during WW11 was launched here last week. His first ship was torped by a Gerry Sub near Alaska and they spent 3 nights in a lifraft. It's called "Down Below "!
Ron *****
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Good on him 94 and still going
Jim *******
There's a 94 years old near my Soi and he's been getting the OZ pension here for 9 years..!
Ron *****
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Yvonne can you imagine the chaos if they stopped paying the old age pension overseas. A lot would have to come home to oz. Many have married and some have kids. Not all are rich. Have to leave the wife and kids there
Can't support them in Oz on the pension. Would be a big strain on housing ,health, any government crazy enough to do that would be political suicide
Yvonne *********
We move over early next year, our lawyer checked out the information on our behalf, we aren’t able to get the pension for another couple of years so by then knowing our government they will change the laws again
Ron *****
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Hope to meet up there soon. Cheers
Lance *******
Heeps of them here all busy at a bar in Pattaya.
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Lance *******
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Yvonne *********
Our lovely politicians who don’t need to worry about claiming a pension When they retire, have bought a new law in that If you have been out of the country longer than 3 months your pension gets cut off. They computers have been linked up.
Jim *******
Computers have noted your movements for years..!
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Jim *******
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Ron *****
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Thanks Lance
Yes I read on the government web site and I phoned them too and no problem not to return. But then I seen a documentary called the Embassy and a pensioner on there had to come back every 3 months to keep getting the pension
mmm ok just read criteria for getting NZ age pension. You must have 10 years residency from age 20. I do. AND 5 years residency from age 50!! No I don't qualify
Ron *****
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,
*****
0 is the help line. Might have to put a area code in front. As I said I was away for 8 years and didn't have to wait.
my understanding is not just being in Australia when I turn 66
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to fill out pension applications but I must LIVE there for two years. I've been living in Thailand for 5 years so I have NO chance of receiving age pension even though I worked 27 years in Australia and 15 years in NZ before that. I'm Australian citizen.
Ron *****
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Ok thanks for your input. I'm happy most of the people on here have been helpful
Ron *****
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Where do you live Dianne
Ron *****
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Yes return in 24 weeks just for 2 day. I'm just making sure some people on here are doing it
Dianne *****
Ronald Riordan, yes I saw that episode of Embassy too and I thought it was a bit strange. Was he trying to pretend to Centrelink that he was living in Australia, when he was clearly living in Thailand? Bit silly given that immigration dept computers are linked with Centrelink. Anyway these scenarios on Embassy are more than 3yrs old-like the episode n the 3rd series about the people in Chiang Mai teaching Chinese students online, being deported for not having work permits. I think you have the correct advice already about the full aged pension being reduced after 26 weeks spent outside of Australis
It's worse here. But non o visa is ok if you can meet the financial requirements 800k in bank seasoned for 2 months or 60k per month income for investments.
Ron *****
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I will get a Thai visa here before I leave and find out the conditions. I lived in Vietnam for 8 years and there system kept changing
if you have to fly back every 3 months your lucky. It cost half as much to fly to NZ
Ron *****
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Yes but Oz gov keep moving the goal posts. Cheers
Lance *******
Pretty sure NZ is the same system as Aus and i checked too. You must be in the country when you turn 65 to fill out e every thing then you're free to go where you like. Enjoy your retirement.
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Lance *******
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Lance *******
No it's not. You work your whole life to earn a pension. It's up to you where you choose to retire.
Ron *****
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Nick where were you actually born?? I have a feeling not in Australia
Dianne *****
Gone are the days in Australia when everyone was entitled to the aged pension. It is assets tested and is only available to those who qualify by not having enough in a superannuation fund or similar. With a top heavy population of elderly and aging citizens Australia can no longer afford to pay a pension for what might be 20 years of each elerly person's life
But ppl think its a entitlement and there owed something...
Nick ***********
Lance Where i work,we have 3 generations of ppl who receive welfare.. and drive better cars than me,ppl never worked in there life..
Gigi ********
Nick, yes agree. There are also conditioning factors that don’t help those that can not pursue the same willingness and motivation that you had. After all it’s about a measly pension that, by law, people are entitled to. :)
Nick ***********
Going bitcoins etc... and just walk away from it all lol
Lance *******
Nick Mulchrone i would put everything in a trust then. Get a small mortgage before you retire then you can get a pension. Just an idea.
we all make our fortunes, i work 12 hours a day, and when first started ,I had NO money to live on etc...after 9 years of 12 hours a day and paying huge sums of tax..No holidays etc..
so, if a person is not as fortunate or able, due to circumstances then your conclusion is that they are “lazy bastards”? Is that your assessment? Just to understand
Nick ***********
Lance we both forgot Lazy Pricks and Politicians ...
Lance *******
Yes but we are talking about retirement. Meaning stopping work. I know what you mean. But lazy pricks dont get the same pension as those how worked. It's like that in NZ not sure about other countries.
Nick ***********
I`m not because of what i earn,
Pension is for lazy bastards who expect hand outs? and thats what a pension is..
Because you failed to look after yourself and plan you need the money to live?
Nick ***********
um no ,Is everybody entitled to a pension?
Lance *******
Pension etc...
Nick ***********
You actually work your whole life to pay for roads,Schools,Airports,Defense etc...