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Unanswereda month ago

Can proof of source funds substitute for the 3-month bank statement requirement for DTV in Munich?

Clark *****
asked Sep 23, 2026
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DTV via Munich — can proof of source substitute for the 3-month bank statement rule?

Hi everyone,

Applying for the DTV (Workcation) through Munich. The general info page doesn't mention a specific timeframe, but the actual application portal does ask for the "last 3 months" of bank statements as financial evidence.

My problem: I have well above the required 500,000 THB in my account, but the money has only been there for about 3 weeks. Reason: I cashed out a life insurance policy, and I have the official letter from the insurance company confirming it's a legitimate payout, not borrowed money.

Question: has anyone had a similar situation, where you didn't have 3 months of history but could prove the source of funds some other way (like an official letter)? Does that work in practice, or do they strictly enforce the 3 months regardless of explanation? Specifically interested in experience with Munich, can't get through to them by phone.

Thanks for any real experience!
Summary so far
The user is inquiring if proof of source funds, such as an official letter confirming a payout, can replace the requirement for providing the last 3 months of bank statements for a DTV (Workcation) visa application in Munich. Responses indicate that while some consulates may have flexibility, the general rule at the Munich consulate is to strictly require the funds to be in the account for at least three months, emphasizing the importance of adhering to visa requirements to avoid rejection.
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Za *******
Za *******
I applied in Munich, the money has to be in your bank account for at least 3 months( it is actually even specified there) and it has to be in a traditional bank account. The more money you can show, the better, I started the account in November with 15.000€ and ended in February with 35.000, then applied in March. Don’t try to bend the rules, just respect them
Max ********
Max ********
If you have a proof or source it can work out there – but recently they told us the money should be in the account for three months. However you can also applyin Frankfurt, there I know specifically that they accept it (and they accept applicants from all over Germany).
Markus ********
Markus ********
I also applied for the DTV in Munich under the Workcation category.

At the end of 2024, a recent bank balance confirmation showing my current account balance was sufficient. I don’t know if the requirements have changed since then.
Phil ******
Phil ******
Nope
Henrik *****
Henrik *****
Much easier and better that you adapt excactly to the requirements than trying to bend the rules, so the Embassy has to make compromises.

Every rejection will cost you the non-refundable 10.000 Baht visafee.

If you dont have had the required amount in the bank for the required period, then you should wait with applying until you can fullfill the requirements
John **********
John **********
No. Not all consulates require the full funds to be in place for the full 3 months though, so look at the website

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